Sentences with phrase «over bank base»

We reserve the right to charge interest at 3 % over bank base rate on overdue invoices.

Not exact matches

Bloomberg, the New York - based news and information company, reckons the decline had something to do with the Bank of Canada's decision to raise interest rates, which compounded anxiety over the cost of housing.
So while there are certainly arguments to be made in favor of a rules - based Fed over the pure discretion of the current PhD standard, such reform should not be viewed as a solution to the real issue, which is a central bank having a monopoly on money at all.
Now, the digital currency could ramp up another 165 % over the course of 2017 thanks to Donald Trump's «spending binge,» Denmark - based Saxo Bank wrote in a report titled «Outrageous Predictions for 2017.»
He also made T - shirts based on the controversy and even hosted a mock press conference in which he set up an apology for his treatment of the «nameless,» godlike» influencer, sarcastically admitting that he should have «bent over and taken that influence straight to the bank
Wells Fargo already faces many lawsuits over its opening of unauthorized customer accounts, in a scandal that led to last month's departure of the San Francisco - based bank's longtime chief executive, John Stumpf.
In what was possibly a preemptive move by the company, the Wells board of directors decided to take back $ 41 million in stock - based compensation from Stumpf along with just over $ 16 million in stock options from former community - banking head Carrie Tolstedt.
With 30 years of extensive banking experience with JPMorgan Chase and its predecessors, Rodriguez is responsible for driving the growth and profitability of a portfolio of approximately $ 6 billion in revenue, comprised of a national customer base of over eight million households.
Investment banks have poured millions of dollars into exploring the potential of blockchain over the last two years and are now starting to introduce real - world projects based on the technology.
A certain friendliness with America's quintessential bulge - bracket bank — and one that became a symbol of what's wrong with Wall Street after the 2008 financial crisis — has not helped Clinton win over the Democratic base.
He also describes at length the Fed's latest mandatory stress test on Chase and all major banks, noting that the Fed estimates Chase would lose $ 55 billion pre-tax over nine quarters in those unlikely circumstances — «an amount that we would easily manage because of the strength of our capital base
The shortage in child care facilities in Japan is due to an underdevelopment in that area over time, according to Kohei Iwahara, a Japan - based economist at investment bank Natixis.
This news came two months after Boeing similarly lost a contract with Bermuda - based ABS Holding Ltd. and said it would be reducing the work force in its satellite manufacturing business, in part because of uncertainty over the Ex-Im Bank.
As noted last week, even with aggressive Fed easing, the entire increase in the monetary base over the last year has been drawn off as currency in circulation, while bank reserves (as well as commercial and industrial loans) have declined.
In anticipation of a rise in inflation, and reflecting its inflation forecasts, the Bank raised the cash rate by 275 basis points in three moves over the second half of 1994.
Conventional currency has technically been based on gold or silver, and upon handing over some dollars at the bank you should have received some gold in return.
Over a year which has seen large banks halt funding for fossil fuel projects, major institutions divest from oil, gas and coal holdings, and oil companies snap up power and renewables companies in a bid to diversify their asset base, research published today by the UK Sustainable Investment and Finance Association (UKSIF) and the Climate Change Collaboration suggests nervousness over climate risk has shot up in financial circOver a year which has seen large banks halt funding for fossil fuel projects, major institutions divest from oil, gas and coal holdings, and oil companies snap up power and renewables companies in a bid to diversify their asset base, research published today by the UK Sustainable Investment and Finance Association (UKSIF) and the Climate Change Collaboration suggests nervousness over climate risk has shot up in financial circover climate risk has shot up in financial circles.
The executives» corner - cutting on compliance adds to the embarrassment and regulatory headaches for Zurich - based Credit Suisse, which has had to pay billions of dollars of fines to U.S. authorities in recent years over a wide range of allegations, including mis - selling of mortgage - backed securities, deficiencies in its anti-money-laundering program, front - running clients on foreign - exchange trades and violating U.S. sanctions by secretly funneling money from Iran through American banks.
Stan Miroshnik, managing director of The Element Group, an investment bank for the cryptocurrency and token - based capital markets, who gets queries from Russia, Kazakhstan, Indonesia, Malaysia, countries in Latin America and all over the world, says he asks founders who come to him, «What purpose does a token have for your company's ecosystem?
To «hike rates» the Fed Open Market Committee (FOMC) must use its power to diminish the economy's quantity of spending money through its control over the Monetary Base (MB), which is the accounted sum of the monetary obligations of the 12 Fed Banks.
The information provided is based on aggregated data across Saxo Bank Group for the last 12 months and over the previous calendar quarter.
The strongest estimates for the change in the December quarter are from the Commonwealth Bank of Australia (CBA), based on CBA housing loans to owner - occupiers, but this measure has shown the greatest swings over the past few years.
The newspaper - based job advertisements series published by both the ANZ Bank and the Department of Employment, Workplace Relations and Small Business have softened recently, with both series falling over the past three months, though they remain at high levels.
Debt however, based on over 100 years of central bank and politician foolishness, only goes up — until a great deflationary crash that may not happen.
According to Goolam Ballim, group economist at Johannesburg - based Standard Bank, improvements in public finances over the past decade mean less revenues now go into debt servicing and capital repayment, opening the way for more national investment in infrastructure.
Among the Boston - based bank's advantages over its peers is its «enhanced custody» service: an innovation that allows end users to borrow stocks or bonds directly within a segregated custody account.
This post has been updated to reflect changes to the Abra app in November 2017 For over two years, Abra has provided free bank - to - bank transfers and convenient cash - based transfers for Filipino residents, OFWs, and their families in the Philippines and abroad.
Liaison with market participants suggests that spreads on ABCP picked up sharply in August, as in the US, to be around 30 — 50 basis points above the bank bill rate relative to 2 - 5 basis points over recent years (Graph 8).
Over the past year, mergers and acquisitions have increased considerably in the healthcare IT sector, with smaller deals yielding big returns on investment, according to report from New York - based investment bank Berkery Noyes released Jan. 11.
Hans has over 23 years of experience in financial services in both corporate banking and wealth management and has been based in Asia since 2006.
«There are pockets of areas that are getting stronger and weaker — certainly there is less demand in the oil patch — but overall I have not seen any market change in the amount of deal flow over the course of 2014 or 2015,» reports Michael W. Scolaro, managing director and group head of Asset Based Lending at BMO Harris Bank.
«It's like death by a thousand cuts: this happened over a long period of time... and now a lot of members of Congress, and a lot of consumers and the regulators agree that it's gone too far,» said Timothy Zimmerman, CEO of Pennsylvania - based Standard Bank and chairman of the Independent Community Bankers of America.
Natalia Orlova, head economist at Alfa Bank, said the central bank might now take more time over interest rate cuts that could boost growth: «Based on economic logic... it seems to me that it is dangerous to hurry with a rate cut in such uncertain conditions.&raBank, said the central bank might now take more time over interest rate cuts that could boost growth: «Based on economic logic... it seems to me that it is dangerous to hurry with a rate cut in such uncertain conditions.&rabank might now take more time over interest rate cuts that could boost growth: «Based on economic logic... it seems to me that it is dangerous to hurry with a rate cut in such uncertain conditions.»
In its statement, the Fed expressed confidence that a recent rise in inflation to near the U.S. central bank's target would be sustained, leaving it on track to raise borrowing costs in June, while it also said inflation «on a 12 - month basis is expected to run near the Committee's symmetric 2 percent objective over the medium term.»
Based on the CPI, inflation is currently 1.3 per cent (Graph 12), although the Bank of England expects upward pressure on inflation to build gradually over the medium term.
Research by Capgemini predicts that an actual preference for voice - based interactions over traditional websites or apps will grow rapidly in the next 3 years from 24 % now to 40 % by 2020; they also suggest that the appetite for voice assistants instead of physical outlets like banks and shops will grow from 20 % now to 31 % in 3 years.
I hope that a base has been put in for the Canadian banks as they have been bleeding over the last year.
2) Common trust funds (separate accounts)-- High net worth investors can hand their portfolio over to a commercial bank or investment firm that will responsibly manage their money on a one - to - one basis.
And, the maintenance tasks shareholders require over time, such as tracking cost basis and managing bank account information, will be available online.
«The Poloz comments buttress the change in tone that we've seen from the Bank over the past month,» said Bipan Rai, Toronto - based senior foreign - exchange and macro strategist at Canadian Imperial Bank of Commerce.
Companies involved in keeping COBOL - based systems working say that 95 percent of ATM transactions pass through COBOL programs, 80 percent of in - person transactions rely on them, and over 40 percent of banks still use COBOL as the foundation of their systems.
Most recently, prosecutors filed insider trading charges against seven individuals over trades based on non-public information they were given by Daniel Rivas, a Bank of America employee.
Bank bailouts have been aimed at protecting local institutions, as discussed earlier, and the Japanese government is buying stocks of Japan - based corporations to help company balance sheets, but also giving them a competitive advantage over the subsidiaries of foreign outfits.
Proof, something that not one religion has you take your religion on faith, and that doesn't fly in this world, try telling a bank to give you a loan of faith, try convicting someone of a crime based on faith, try claiming ownership over something on faith.
Over the past few days, Feronia Inc., a Canadian - based company majority - owned by European and US development banks, has been pressuring local communities to sign a memorandum of understanding (MOU) that would endorse the company's continued operation and expansion of oil palm plantations within their territories.
This is conditional on the basis that Fonterra gains second ranking over Bellamy's assets, subject to consent by Bellamy's bank HSBC.
«We estimate CCL's volumes at Woolworths fell about 6 per cent over the year, and based on the recent reductions in front of supermarket shelf space, we believe this customer will continue to impact CCL's volumes through most of 2012,» said Commonwealth Bank «sretail analyst team lead by Andrew McLennan.
Time for some brutal honesty... this team, as it stands, is in no better position to compete next season than they were 12 months ago, minus the fact that some fans have been easily snowed by the acquisition of Lacazette, the free transfer LB and the release of Sanogo... if you look at the facts carefully you will see a team that still has far more questions than answers... to better show what I mean by this statement I will briefly discuss the current state of affairs on a position - by - position basis... in goal we have 4 potential candidates, but in reality we have only 1 option with any real future and somehow he's the only one we have actively tried to get rid of for years because he and his father were a little too involved on social media and he got caught smoking (funny how people still defend Wiltshire under the same and far worse circumstances)... you would think we would want to keep any goaltender that Juventus had interest in, as they seem to have a pretty good history when it comes to that position... as far as the defenders on our current roster there are only a few individuals whom have the skill and / or youth worthy of our time and / or investment, as such we should get rid of anyone who doesn't meet those simple requirements, which means we should get rid of DeBouchy, Gibbs, Gabriel, Mertz and loan out Chambers to see if last seasons foray with Middlesborough was an anomaly or a prediction of things to come... some fans have lamented wildly about the return of Mertz to the starting lineup due to his FA Cup performance but these sort of pie in the sky meanderings are indicative of what's wrong with this club and it's wishy - washy fan - base... in addition to these moves the club should aggressively pursue the acquisition of dominant and mobile CB to stabilize an all too fragile defensive group that has self - destructed on numerous occasions over the past 5 seasons... moving forward and building on our need to re-establish our once dominant presence throughout the middle of the park we need to target a CDM then do whatever it takes to get that player into the fold without any of the usual nickel and diming we have become famous for (this kind of ruthless haggling has cost us numerous special players and certainly can't help make the player in question feel good about the way their future potential employer feels about them)... in order for us to become dominant again we need to be strong up the middle again from Goalkeeper to CB to DM to ACM to striker, like we did in our most glorious years before and during Wenger's reign... with this in mind, if we want Ozil to be that dominant attacking midfielder we can't keep leaving him exposed to constant ridicule about his lack of defensive prowess and provide him with the proper players in the final third... he was never a good defensive player in Real or with the German National squad and they certainly didn't suffer as a result of his presence on the pitch... as for the rest of the midfield the blame falls squarely in the hands of Wenger and Gazidis, the fact that Ramsey, Ox, Sanchez and even Ozil were allowed to regularly start when none of the aforementioned had more than a year left under contract is criminal for a club of this size and financial might... the fact that we could find money for Walcott and Xhaka, who weren't even guaranteed starters, means that our whole business model needs a complete overhaul... for me it's time to get rid of some serious deadweight, even if it means selling them below what you believe their market value is just to simply right this ship and change the stagnant culture that currently exists... this means saying goodbye to Wiltshire, Elneny, Carzola, Walcott and Ramsey... everyone, minus Elneny, have spent just as much time on the training table as on the field of play, which would be manageable if they weren't so inconsistent from a performance standpoint (excluding Carzola, who is like the recent version of Rosicky — too bad, both will be deeply missed)... in their places we need to bring in some proven performers with no history of injuries... up front, although I do like the possibilities that a player like Lacazette presents, the fact that we had to wait so many years to acquire some true quality at the striker position falls once again squarely at the feet of Wenger... this issue highlights the ultimate scam being perpetrated by this club since the arrival of Kroenke: pretend your a small market club when it comes to making purchases but milk your fans like a big market club when it comes to ticket prices and merchandising... I believe the reason why Wenger hasn't pursued someone of Henry's quality, minus a fairly inexpensive RVP, was that he knew that they would demand players of a similar ilk to be brought on board and that wasn't possible when the business model was that of a «selling» club... does it really make sense that we could only make a cheeky bid for Suarez, or that we couldn't get Higuain over the line when he was being offered up for half the price he eventually went to Juve for, or that we've only paid any interest to strikers who were clearly not going to press their current teams to let them go to Arsenal like Benzema or Cavani... just part of the facade that finally came crashing down when Sanchez finally called their bluff... the fact remains that no one wants to win more than Sanchez, including Wenger, and although I don't agree with everything that he has done off the field, I would much rather have Alexis front and center than a manager who has clearly bought into the Kroenke model in large part due to the fact that his enormous ego suggests that only he could accomplish great things without breaking the bank... unfortunately that isn't possible anymore as the game has changed quite dramatically in the last 15 years, which has left a largely complacent and complicit Wenger on the outside looking in... so don't blame those players who demanded more and were left wanting... don't blame those fans who have tried desperately to raise awareness for several years when cracks began to appear... place the blame at the feet of those who were well aware all along of the potential pitfalls of just such a plan but continued to follow it even when it was no longer a financial necessity, like it ever really was...
It turns out that based on a study which I don't have readily available but I might be able to produce it if anyone wants to know (I'll have to go back over my notes)... it turns out that 80 % of Western women are seeking the 20 % of Western men who are very very physically attractive and that if a man is not in that 20th percentile then he can become more desirable if he has an increase in money by 40,000 to 60,000 dollars (whether that was money in the bank or income I can't remember).
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