While Ayers, Laura, and Ayers try to frame their ideas as facts standing in opposition to pervasive and detrimental fictions, in reality, they're arguing
over differences in values and opinions.
Not exact matches
The
difference can be traced to real estate market trajectories:
Over the past decade, while housing bubbles percolated through much of Europe and
in North America, home
values rose less than 3 %
in Germany.
Over time, those fees can make a huge
difference in the
value of your portfolio.»
The r - squared
value of 0.0006
in Figure 1 shows that EPS growth
over the past five years explains less than one tenth of one percent of the
difference in price between stocks
in the S&P 500.
That collapse demonstrated that there is often a spectacular
difference between the market price of a speculative stock at the height of its popularity, and the actual
value of the cash flows that an investor
in that stock will realize by owning that stock
over time.
Given your belief that Berkshire's intrinsic
value continues to exceed its book
value with the
difference continuing to widen
over time, are we at a point where it makes sense to consider buying back stock at a higher break point that Berkshire currently has
in place and would you ever consider stepping
in buying back shares that did dip down below 1.2 times book
value per share even if that prior years» figure had not yet been released?
Staying abreast of the choices buyers make on
values they factor into decision - making can make a
difference in discovering where your organization has the edge
over competitors.
While Democrats and Republicans have tactical
differences over how best to intervene
in defense of U.S. interests they share fundamental
values and concerns.
Neither is probably sustainable, but it's at least reasonable to suggest those two pitches could enjoy a healthy improvement
over their career
values this year because of the
difference in usage.
There are some caveats with their study: The global climate models (GCMs) do not reproduce the 1930 - 1940 Arctic warm event very well, and the geographical
differences in a limited number of grid - boxes
in the observations and the GCMs may have been erased through taking the average
value over the 90 - degree sectors.
In some applications, including those in education, averaging can obscure important individual differences, lead to one - size - fits - no - one designs, and value sameness over uniquenes
In some applications, including those
in education, averaging can obscure important individual differences, lead to one - size - fits - no - one designs, and value sameness over uniquenes
in education, averaging can obscure important individual
differences, lead to one - size - fits - no - one designs, and
value sameness
over uniqueness.
If we think about improvement as measuring the
difference between a teacher's effectiveness at the beginning of a period and her effectiveness at the end, the change
over time will be subject to errors
in both the starting and the ending
value.
The average of these
differences taken
over all students
in the classroom is defined as the teacher's
value - added score for that year.
Developing that ability is a process that evolves
over time and requires that individuals and organizations have a defined set of
values, principles, policies and structures that enable them to work effectively
in a cross-cultural manner; demonstrate the capacity to
value diversity and manage the dynamics of
difference while also engaging
in self - reflection and adapting to changing contexts; and incorporate these concepts into all aspects of leadership, policymaking and practice.
With 755 horsepower the 2019 Chevrolet Corvette zr1 is the most powerful Corvette ever it's also the most technologically advanced behind me are the rolling s's at Road Atlanta and we're here to see if we can reach to the supercar levels of performance afforded by this thing's massive power big tires and the tall wing on the back after that we'll take to the streets to see if a car this powerful can behave itself
in public this is a monster of a car I've had some brief track opportunities moving this morning to get used to the pace of this machine which is phenomenal we're gonna warm up as we get out to the road Atlanta and sort of build up to the pace that this car can operate at now initially when you hop
in this car you have this shrine to the engine right above you you see the line of the hood it kind of dominates the center of the view you can see
over it it doesn't affect visibility but it's immediately obvious and that kind of speaks to what makes this car special it's a monster of an engine listen to that [Music] that is tremendous tremendous acceleration and incredible power but what I finding so far my brief time here at the Atlanta is that everything else
in the car is rut has risen to match hurt me while I lay into it on the back straight look you know 150 mile - an - hour indicated we're going to ease up a little bit on it because I need to focus on talking rather than driving but like I was saying the attributes of the rest of the car the steering the braking capability the grip every system of this car is riding to the same level of the power and I think that's what makes it really impressive initially this is undoubtedly a mega mega fast car but it's one that doesn't terrify you with its performance potential there's a level of electronic sophistication that is unparalleled at this price point but it's hard not to get you know totally slipped away by the power of this engine so that's why I keep coming back to it this car has an electronically controlled limited slip differential it has shocks filled with magnetically responsive fluid that can react faster to inputs and everything this car has a super sophisticated stability control system that teaches you how to drive it quick but also makes you go faster we haven't even gotten into exploring it yet because the limits of this car are so high that frankly it takes a while to grow into it but [Music] I think what's impressive about this car is despite how fast it is it is approachable you can buy this car to track dates with it and grow with it as a driver and as an owner I think that's a really special [Music] because you will never be more talented than this car is fast ever unless you are a racing driver casually grazing under 50 miles an hour on this straight okay I'm just going to enjoy driving this now [Music][Applause][Music] this particular Corvette zr1 comes with the cars track performance package a lot of those changes happen underneath the sheet metal but one of the big
differences that is immediately obvious is this giant carbon fiber wing now the way this thing is mounted is actually into the structure of the vehicle and it makes you know loading the rear hatch a bit more difficult but we're assuming that's okay if you're looking for the track performance this thing delivers also giving you that performance are these Michelin Pilot Sport cup tires which are basically track oriented tires that you can drive on the street but as we wake our way to the front of the thing what really matters is what's under the hood that's right there's actually a hole
in the hood of this thing and that's because this engine is so tall it's tall because it has a larger supercharger and a bunch of added cooling on it to help it you know keep at the right temperature the supercharger is way larger than the one on the zo six and it has a more cooling capacity and the downside is it's taller so it pops literally through the hood the cool thing is from the top you can actually see this shake when you're looking at it from you know a camera from the top of the vehicle this all makes for 755 horsepower making this the most powerful Corvette ever now what's important about that is this not just the power but likewise everything
in the car has to be built to accommodate and be able to drive to the level of speed this thing can develop that's why you had the massive cooling so I had the aerodynamics and that's why I had the electronic sophistication inside [Applause] we had a lot of time to take this car on the track yesterday and I've had the night to think about things Matt today two crews on the road and see how this extreme performance machine deals with the sort of more civil minded stuff of street driving the track impressions remain this thing is unquestionably one of the most capable cars you can get from a dealer these days a lot of that's besides the point now because we're on the street we have speed limits they have the ever - present threat of law enforcement around every corner so the question is what does this car feel like
in public when you slow this car down it feels like a more powerful Corvette you don't get much tram lining from these big wheels though we as the front end doesn't want to follow grooves
in the pavement it is louder it is a little firmer but it's certainly livable on a day to day basis that's surprising for a vehicle of this capability normally these track oriented cars are so hardcore that you wouldn't want to drive them to the racetrack but let's face it you spend more time driving to the track than you do on the track and the fact that this thing works well
in both disciplines is really impressive I can also dial everything back and cruise and not feel like I'm getting punished for driving a hardcore track machine that's a that's a really nice accomplishment that's something that you won't find
in cars that are this fast and costs maybe double this much the engine
in this car dominates the entire experience you can't miss the engine and the whole friend this car is sort of a shrine to it the way it pops out of the hood the way it's covered with coolers around the sides it is the experience of this car and that does make driving this thing special and also the fact that it doesn't look half bad either
in fact I think it has some of the coolest looking wheels currently available on a new car this car as we mentioned this car has the track package the track package on this car gives you what they call competition bucket seats which are a little wide for my tastes but I'm you know not the widest person
in the world this automatic transmission works well I mean there's so much torque again out of this engine that it can be very smooth and almost imperceptible its clunky on occasion I think I'd might opt for the manual although Chevy tells me about 80 % of its customers will go for the automatic I don't think they're gonna be disappointed and that's gonna be the faster transmission drag strip on the street - and on the racetrack man it was a little bit more satisfying to my taste though we've talked about the exhaust I have it set
in the track setting let's quiet it down a little bit so you can hear the
difference now I've set that separately from everything else so let's put it stealth what happened to the engine sound that's pretty that's pretty amazing man stealth is really stealth and then go back to track Wow actually a really big
difference that's that's pretty great the Corvette has always been a strong
value proposition and nowhere is that more evident than this zr1 giving you a nearly unbeatable track performance per dollar now the nice thing is on the road this doesn't feel like a ragged edge track machine either you could genuinely drive it every day the compromises are few and that's what makes this car so special if you like what you see keep it tuned right here and be sure to visit Edmunds.com [Music]
If the original transaction included an
over allowance for a trade -
in the
difference between the allowance and actual trade cash
value will be deducted from the credit towards the replacement vehicle.
What's most important here is the big
difference, measured
over many decades,
in the returns of small - cap
value stocks.
Michael James showed that even modest premiums when compounded
over time result
in a huge
difference in the ending
value.
Even a small
difference in fees can make a significant impact on your portfolio's
value over time with compounded returns.
A $ 100,000 investment compounded at 3.79 % per year grows to $ 305,257
over 30 years, whereas an 11.06 % growth rate increases that
value to $ 2,326,645 — a staggering
difference in wealth.
a $ 200
value), this
difference in annual fees can be made up for,
over approximately four years.
When we multiply 15,000 miles by our average point
value of 1.2 cents per mile, we get $ 186,
over $ 100 more expensive than the
difference in fare pricing.
Minimum margin money is the fixed minimum amount that has to stay
in the trader's margin account throughout the trade
over and above the
difference between the
value of the securities and the loan.
Minimum Margin Money: Minimum margin money is the fixed minimum amount that has to stay
in the trader's margin account throughout the trade
over and above the
difference between the
value of the securities and the loan.
money is the fixed minimum amount that has to stay
in the trader's margin account throughout the trade
over and above the
difference between the
value of the securities and the loan.
This type of margin money is called the initial margin money, and minimum margin money is the fixed minimum amount that has to stay
in the trader's margin account throughout the trade
over and above the
difference between the
value of the securities and the loan.
The authors calculated the average ending
values for a $ 1 million portfolio invested all at once
in a mix of 60 % stocks and 40 % bonds turned into $ 2,450,264 on average, compared to $ 2,395,824 when dollar - cost averaged
over the course of a year — a
difference of more than $ 54,000.
The insurer,
in turn, is able to keep premiums level as the
difference between the cash
value and death benefit decreases
over time, reducing their liability.
If you purchased a small, single - family home for $ 109,910
over a single - wide manufactured home that cost $ 45,600, it would only take you 13 years to make up the initial price
difference through an increase
in your home's
value.
• Unlike
in the U.S., underwriting standards for qualifying mortgage borrowers
in Canada have been maintained at prudent levels resulting
in mortgage borrowers here being much more creditworthy; • Canadian mortgage lenders never offered low initial «teaser» rate mortgages that led to most of the difficulties for mortgage borrowers
in the U.S.; • Most mortgages
in Canada are held by their original lender, not packaged and sold to third parties as is typical
in the U.S., and consequently, Canadian mortgage lenders have a vested interest
in ensuring that their mortgage borrowers are creditworthy and not likely to default; • Only 0.3 % of Canadian mortgages are
in arrears versus 4.5 %
in the U.S. and what even before the start of the U.S. housing meltdown two years ago was 2 %; • Canadians tend to pay down their mortgage faster than
in the U.S. where mortgage interest is deductible from taxes, which encourages U.S. homeowners to take equity out of their homes to finance other spending, a
difference that is reflected
in the fact that
in Canada mortgage debt accounts for just
over 30 % of the
value of homes, compared with 55 %
in the U.S.
Here is an example of the
differences in growth of portfolio
values over the same time period.
The
value of these holdings will evolve
over time — given performance
differences in the underlying funds — and the investor or plan sponsor will eventually face the challenge of finding an effective rebalancing methodology.
Extrapolating the median 20 - year
difference in annual returns observed by Cambridge Associates on an investment portfolio of $ 50,000, with $ 5,000 contributed annually
over a 45 - year period (assuming quarterly interest compounding) implies a portfolio
value spread of approximately $ 4 million at the end of the period.
The $ 2
difference may not seem like a lot, but it means that you'll need to sell your position at
over $ 519.90 (your book
value of $ 509.95 plus a $ 9.95 fee for selling) or $ 103.98 a share
in order to break even, never mind make a profit.
The
difference in performance amounted to a
value premium of
over $ 22,000.
Exhibit 1 shows the
difference in the Cumulative return of Growth and
Value strategies
over the past twenty years.
The
difference in the fund
values offer testimony to the edge that NULIPs have
over competing products.
Even without taking the time
value of money into account,
over a forty - year career, it would require less than $ 10,000
in extra annual salary throughout your career to make up the
difference.
The main
differences between term and permanent life insurance are that permanent life insurance is
in force for your entire life (as long as you pay the premiums) instead of a certain «term,» and permanent insurance accumulates cash
value over the life of the policy.
Given your belief that Berkshire's intrinsic
value continues to exceed its book
value with the
difference continuing to widen
over time, are we at a point where it makes sense to consider buying back stock at a higher break point that Berkshire currently has
in place and would you ever consider stepping
in buying back shares that did dip down below 1.2 times book
value per share even if that prior years» figure had not yet been released?
As everyone who invested
in Irish property
over the past decade or so knows, equity is the
difference between the
value of your total assets and the
value of your total liabilities.
The
difference in rewards
value between the best rewards credit card from the best issuer and the best rewards card from the worst issuer is $ 739.01
over the first two years the accounts are open.
The
difference in fares, just $ 185, was made up for by the
difference in earned Skymiles ($ 188,
valued at 1.5 cents each), but I'd also earn 6,262 MQM, more than enough to put me
over the line for Platinum Medallion status next year,
in case some of my later trips come
in under expectations.
There are some caveats with their study: The global climate models (GCMs) do not reproduce the 1930 - 1940 Arctic warm event very well, and the geographical
differences in a limited number of grid - boxes
in the observations and the GCMs may have been erased through taking the average
value over the 90 - degree sectors.
About taking
differences (current period figures less prior period figures) of anomalies: the anomalies are the
value less the monthly mean (i.e., the mean for the particular month
over the years,
in this case 32 full years), as is the usual practice with climate data (most notably temperature).
and
in the approximation that other sources of optical thickness and the Planck function don't vary much
over the width of the CO2 band so — or their combination of variations is such — that the baseline spectral flux for no CO2 as well as the
value at any given optical thickness from CO2 is approximatly constant
over wavlength — or else so that the baseline and other levels of spectral flux for a given additional optical thickness, or at least the
differences among them, vary
over the band is such that as the band widens, decreasing effect on one side is balanced by increasing effect on the other — but for now I'll just use the simplification of a constant baseline and additional optical thickness effect on spectral flux
over the width of the band:
The principle
difference over Europe is
in the amount of precipitation
over the north - east of the continent, where GPCP provides systematically higher
values than either GPCC or E-OBS, and ERA - Interim gives
values in between.
In particular, there is nothing special about 1980, since a zero
value merely indicates that the
difference between the temperatures at that time is equal to the
difference between the average temperatures
over the anomaly calculation period.
A comparable example is the
difference between being able to predict the exact
value of the GDP on a given day (something determined largely by unpredictable day - to - day news) and projecting the average increase
in the GDP
over three decades (plausible estimates of which can be made using scenarios of long - term economic growth and ongoing innovation).
Each simulation was subject to an identical scenario of historical «radiative forcing» (effectively an identical scenario of atmospheric carbon dioxide increase
over the period) but each was started from a very slightly different atmospheric state — that is, with an almost infinitesimal
difference in the initial
value of global temperature.