Sentences with phrase «over diversification for»

Not exact matches

thanks, and yes, a pittance of a pension and regular checkups keep us on budget and head off any problems — best decision i ever made (financial or otherwise) was serving our country doing search - and - rescue, oil and chemical spill remediation, etc. (you can guess the branch of service)-- along the way, frugal living, along with dollar - cost averaging, asset allocation, and diversification allowed us to retire early — Vanguard has been very good over the years, despite the Dot Bomb, 2002, and the recession (where we actually came out better with a modest but bargain retirement home purchase)... it's not easy building additional «legs» on a retirement platform, but now that we're here, cash, real estate, investments and insurance products, along with a small pension all help to avoid any real dependence on social security (we won't even need it at full retirement age)-- however, like nearly everybody, we're headed for Medicare in several years, albeit with a nice supplemental and pharmacy benefits — but our main concern is staying fit, active, and healthy!

Then the resultant acceleration in US deficits creating market concerns for sustainability, during a time that the Euro was introduced, over time, Central bank reserve diversification into USD, creating anxiety for Investors, and the USD declined.

On top of that Legends fund looks for effective diversification over strategies and managers.

Over the past few years, commodities and precious metals have been increasingly recognized as an effective and perhaps necessary tool for diversification.

This time, the focus is industry diversity — and, while women - owned businesses are found in every industry and the longer - term trend is increasing diversification, over the most recent post-recessionary time period (2007 - 2016) the greatest growth we're seeing is in some of the most traditional, foundational sectors for women.

He noted that despite the apology of the PDP, Nigerians would still choose the ruling APC over any other political party for steadily steering the country on the path of economic diversification particularly in the area of agriculture.

According to the new work, the pathogen has infected humans for over 60,000 years and its genetic transformation over that time is remarkably similar to that of manmaking it a reasonable model for human migration and diversification.

To the research team's great surprise, the predictions of the model held up, not just for modern humans, but for over 17 ape and hominin species spread out across millions of years of higher primate evolution and diversification.

Whether that promise comes to fruition or not, there's a very simple reason for all that product diversification over and above different people's tastes and preferences, and that is shelf space.

By prioritizing conviction in a positive outcome over potential upside, we reduce the need for wide diversification.

«The institutional interest we see in commodities is driven much more by the desire for diversification than it is by the view that tactically commodity prices will go up in the short term,» said Bob Greer, real return product manager at America's giant bond investor PIMCO, which manages over $ 14 billion in commodity - linked strategies.

It goes over the permanent portfolio idea of Harry Browne, and then a series of non-solutions in Chapter 10, essentially arguing that diversification is called for.

From a risk perspective, the volatility (standard deviation) for emerging markets over 10 years is 17.7 versus 13.8 for Canada and 11.4 for the U.S. Therefore, Yamada said, PUR might build a small EM weight (under 10 per cent) into balanced portfolios today because «there's a small diversification benefit, but not a big one.»

At StashAway, we devote ourselves to identifying the right mix of asset classes for a given economic regime, because the appropriate selection of asset class mixes is vital for a portfolio to achieve effective diversification over the long term.

For the self - directed investor seeking diversification and control over their portfolio, ETFs can be a simplified way to gain exposure to broad markets or specific market sectors.

«Over time, whether Isaac decides to stay with a passive approach or graduate to a discretionary service, which may include tactical downside protection and additional diversification, these ETFs will be key building blocks for any future portfolio,» Mordy concludes.

For your fund investing approach, 10 funds seems like a lot; one of the point of funds is that they are diversified, so I would expect that the 10th fund would give relatively little diversification over the other 9.

Ben shares some ideas on options for investors who are sitting on large gains in their portfolio, with a focus on position sizing (rebalance when something gets larger than your targeted asset allocation), avoiding concentration in a single stock (specifically employer granted stocks), the benefits of diversification, and «reverse dollar cost averaging», whereby you gradually reduce your stake in highly valued equity by regular sales over a course of several months.

For a portfolio that you plan to build over time, diversification when you are just starting out is not very important.

I am hoping to make some improvements to my past work, such as allowing asset allocations and savings rates to vary over time in my «safe savings rates» analysis, looking more at the role of international diversification in retirement portfolios, accounting for taxes in retirement withdrawal studies, and investigating more about lifecycle or target - date funds for both the accumulation and retirement phases.

«The glide path for the Simplicity RMD Funds has been designed to provide appropriate portfolio diversification over time, while recognizing the unique needs and time horizon for investors who begin taking RMDs at age 70 1/2.»

Moreover, unlike for asset classes, diversification benefits have not declined over time.

Switching between real and nominal investments over various investment horizons is sufficient diversification for my purposes.

Features Small - Cap Stocks Dominate, But Diversification is Still the Rule Opinion: Except for the last few years, the statistics over the long term favor small - cap stocks.

(For related reading, see: Top Four Signs of Over Diversification.)

Silver Wheaton (SLW), the biggest silver streamer in the world, combined leverage, diversification, and a lack of surprises into incredible upside for investors as the price of silver rallied over the past decade.

It didn't help over every period — indeed, it was often a huge drag — but it's fair to say that a portfolio with true international diversification should make for a smoother ride.

All it takes is for a new investment not to be over 0.9 to add diversification value to the portfolio as a whole.

For me, that means diversification, with part of that diversification coming in the form of index funds held over the long term.

Uncover the truth and save mankind in the finale of the Xenosaga series which boasts over 3 hours of movies, an updated battle system, and an improved customization feature with more in - depth character specialization and diversification and higher rewards for strategic party management.

Key takeaways: 1) The U.S. continues as an attractive investment destination for commercial real estate investors; 2) Commercial fundamentals remain on an upward trend, boosted by solid employment gains; 3) While investors have taken a step back over the past year, leading to declining sales volume in large cap markets, small cap markets benefited from increased visibility and capital inflow, as growing local economies and higher investment yields provide diversification to investors.

«Risk - adjusted returns for CRE are favorable to other asset classes over the long term and provide investment diversification.»

The market reaction over the last few days has been painful but for long - term investors REITs offer a compelling investment alternative in which property values will continue to accelerate thanks in large part to disciplined management (modest leverage, diversification, internal management, etc.).