Sentences with phrase «over most conventional»

However, ETFs» low management fees still give them a cost advantage over most conventional mutual funds.

Not exact matches

And I also appreciate that the conventional wisdom suggests, in almost every tech - based or tech - enabled business, that markets over time will tend to become «winner take all» or «winner take most» in which a single player dominates.

Most home values have risen over the years giving homeowners more equity and making refinancing into a conventional mortgage an attractive option for homeowners.

In terms of market access, organic products do not per se receive preferential access over conventional products, and there are significant tariffs (of 100 percent or more) on many agricultural products in most developed countries.

He says it is the perfect ratio of salty to sweet, and only over a teaspoon of sugar per serve, which is a lot less than most conventional sweets.

It is, by most accounts, a safer surface for horses and should result in fewer injuries; horses appear to move more smoothly over it than they do over conventional courses.

As most of you know, conventional diaper creams create a barrier on your cloth diapers which, over time, will prevent absorption and render your diapers useless.

And now, even though I am a confident second time mother, and even though I am confident and relatively experienced in my use of homoeopathic and herbal remedies over conventional medicines for most of the girls» minor ailments, when Aviya, specifically, gets ill, this niggely, horrible voice in the back of my head forces me to question myself, reminding me of that «feeling».

Not surprisingly, sales were most often higher on organic products with lower premiums over their conventional counterpart such as spinach, granola, and carrots.

It is composed of eight of the elite tonic herbs, and all of the herbs used are super-premium grade, far beyond conventional commercial grade - in fact, most of the herbs are wild harvested in the remote mountains where they gained their reputations over many centuries.

One of the most disturbing aspects of this scenario is that it was created due to the carelessness of conventional medical practice, which dictated — without good supporting evidence of safety and efficacy — that any woman over 50 complaining about anything remotely related to menopause, be put on HRT.

Seems almost too good to be true as most conventional sunscreens, (especially ones for the face), are chalky, lead to breakouts, provide an unpleasant residue, and are laden with chemicals that we probably don't want to be smearing all over our faces.

«Given that the most successful relationships lasted at least seven months, and in some case over a year, it seems that these relationships have a similar level of success as ones formed in more conventional ways.

«The departure of two of the most visible break - the - china leaders is important and it raises the question of staying power — whether successors can build on these efforts, or whether they'll reverse course and opt for something more conventional, is going to be a big story over the next two years,» Hess said.

One of the most popular pieces of conventional wisdom in the national debate over education is that teachers lose the capacity to further improve student achievement after only a few years in the classroom — their effectiveness plateaus early in their careers.

The latest car to be launched is the Octavia vRS 245, the most powerful and, thanks to a selection of tasty sounding upgrades over the conventional petrol vRS, the most promising of the bunch.

Most of the mechanicals carry over from the 2015 car; the Accord still offers two stout engine options fitted with a manual transmission, a conventional six - speed automatic, or a CVT.

«Automating a manual transmission provides several benefits over a conventional automatic transmission found in most vehicles today,» explains Greg Jankard, one of the team members dedicated to working on the transmission.

Most industry experts agree that conventional lending standards will remain tight over the winter.

Most likely, you will want to finance the balance of the mortgage over a certain period, and then want the buyer to refinance it with a conventional mortgage.

Much will depend on how far home prices tumble over the next few quarters, how high unemployment climbs, how many homeowners are pushed into foreclosure from rate resets, and, most importantly, how far the crisis spills into the conventional mortgage market and other parts of the credit sector.

Italians have been slow to embrace online travel purchases for diverse reasons: broadband penetration is low and still relatively expensive; they are by nature hesitant to release personal information over the Internet; traditional offline players have powerful ties and still sell the vast majority of travel related products; tour operators have been cautious about challenging conventional distribution channels; credit card usage is still relatively low and most credit cards have limited spending margins per month and the country's population is aging rapidly, resulting in slower adoption of the Internet than other markets.

The advantages of the PowerFilm Solar chargers over conventional mono - or polycrystalline silicon panels are several, most notably the thin and lightweight nature of the chargers, but also the durability of the amorphous silicon panels (damage to one area of the panel will not keep the rest of the unit from performing), the relatively high performance of the panels in cloudy, shady, or lower - light conditions, and the incredibly flexible nature of the panels.

Most of the touted benefits of the NJ - NY Expansion pipeline simply gloss over the very important differences between extracting natural gas through conventional means and through hydraulic fracturing.

«While conventional D.C. wisdom is focused on the manufactured crisis of the «fiscal cliff,» the truth is that the most urgent threat to our national safety and economic well - being is the climate cliff that we are already beginning to tumble over,» Brad Johnson, campaign manager of ClimateSilence.org, said in a response.

Since the chronological style is so conventional, most veteran HRs also favor it over other formats.

I am a mortgage professional with over 12 years experience in the industry, most recent position as a senior underwriter of government and conventional loans, I have both ianFHA.

Summary The mortgage industry has been my home for over 23 years with a vast experience from meeting with clients and taking a loan application to conventional underwriting and most recently, insuring loans with The Department of Veterans Affairs and Department of Housing and Urban Development.

«Conventional therapy has failed most couples,» Real writes, and with over 20 years of marriage and family counseling experience, he's qualified to judge.

According to the Canadian Passive House Institute, the Passive House Standard is «the world's most ambitious and scientifically verified route to truly sustainable buildings, achieving 80 to 90 per cent energy savings over conventional construction.»

Conventional loans had the most borrowers with scores over 700 at 82 %, compared to FHA loans with only 39 % of borrowers with scores above 700.

The most common note is a conventional thirty year mortgage, where you agree to pay back money in monthly installments of principal plus interest over 360 months.

I'm small time, but I probably over analyze most deals looking at the conventional cap, Cap with Cap Ex, DSCR, Fannie / Freddie impact, COC and Total return with amort.