Compared to just filling the 401k, an extra $ 5k / year would increase your savings by over 28 % and hence it would increase your nest egg by 28 % if
done over your investing lifetime.
Or, alternatively, you might consider sharing it with friends or family members as it summarizes certain investment principles that will serve them
well over their investing lifetimes.
In his 2014 letter to shareholders, he said people should «invest with a multi-decade horizon... Their focus should remain fixed on attaining significant gains in purchasing
power over their investing lifetime.»
I can't guarantee it will continue to match the stock market in
returns over your investing lifetime any more than I can guarantee the stock market won't tank again for another 13 years.
Buying the index also means an investor can save easily 1 - 2 % a year in costs, costs that can add up to hundreds of thousands of
dollars over your investing lifetime, especially if you start young.
«
Over an investing lifetime, passing on things you do not understand is in the aggregate the best policy, even if it is not always the best policy» Robert Vinall
The overriding question is, «how is American business going to do
over your investing lifetime?»
And you'll save 1 - 2 % per year in fees, which really add up
over your investing lifetime.
Over an investing lifetime, the odds of beating the market by reliably anticipating bear markets are vanishingly low.