Sentences with phrase «over the base rate»

i have heard from a few colleagues that the spread over the base rate can also be changed at the discretion of the lender and they use this to offset any benefit of base rate reduction to the new customers.

On interest, a non-compliant defendant against whom a money judgment is given may be caned for up to 10 % over base rate.

Not exact matches

Bloomberg, the New York - based news and information company, reckons the decline had something to do with the Bank of Canada's decision to raise interest rates, which compounded anxiety over the cost of housing.

Keep in mind that this exemption is based off the depreciation of your building over the past 39 years, and that you must also multiply by your tax rate.

Customer retention rate indicates what percentage of your customers have stayed with you over a given period of time, and can be calculated on an annual, monthly, or weekly basis.

The free app has a database of science - based health, social and environmental ratings for over 170,000 items.

The program, now in its 20th year, ranks companies based on their «entrepreneurial spirit, innovation, rapid revenue growth, and world - class achievements» over the preceding four years, with growth rate being the key consideration for where companies rank on the list.

Fortune ran numbers to calculate how much extra revenue the U.S. would need to raise, over the next decade, if it lowered the rate of growth in Social Security by one percentage point, reduced increases in Medicare, Medicaid, and other health care spending by a proportional amount, and held discretionary spending below growth in GDP (albeit from the higher base established by the new laws).

While Snapchat is wildly popular today, founders Evan Spiegel and Bobby Murphy admit that they «anticipate that the growth rate of our user base will decline over time.»

It also reported a 1.01 per cent postpaid subscriber churn rate, which was a seven - basis - point increase over the previous year.

The Cupertino, California - based company is expected to post a 25 percent surge in profit over the three months to March, slightly higher than the blended earnings growth rate on the S&P 500.

Our proprietary installed base analysis shows that the installed base grew by over 35 % last year to 600mn and we believe that, with growth in the installed base headed towards 715mn by the end 2017, an average replacement rate of around 30 months, and high retention rates, units could grow 9 % to 232.7 mn in 2017.

Some of the best businesses with a huge base of regulars have monthly churn rates of 10 to 15 percent, while some of the worst are over 60 percent.

Meanwhile, earlier this year, Facebook made waves over news that it had patented technology that could check your creditworthiness based on your friends» credit ratings.

Crescent Electric studied mining costs based on the wattage used by the three most popular mining rigs (the AntMiner S9, the AntMinerS7 and the Avalon 6) and the days each takes to mine a coin (which range from 452 to over 1,800 depending on the machine), then multiplied by the average electricity rate in each state.

Its rate - setting committee said inflation had «moved close» to its target and that «on a 12 - month basis is expected to run near the Committee's symmetric 2 percent objective over the medium term.»

«On a static basis, the [Joint Committee on Taxation] expects the rate reduction to lower the corporate tax bill by $ 1.3 trillion over the next 10 years,» said Ed Yardeni, president and chief investment strategist at Yardeni Research, in a note this week.

For a job title to be considered, it had to receive at least 100 salary reports and 100 job satisfaction ratings shared by US - based employees over the past year.

Variable interest rates range from 3.80 % -11.90 % (3.80 % -11.80 % APR) and will fluctuate over the term of the loan with changes in the LIBOR rate, and will vary based on applicable terms, level of degree earned and presence of a co-signer.

After accounting for the impacts of measures and adjustments, the Sales Tax revenue base is projected to grow at an average annual rate of 4.3 per cent over the forecast period, roughly consistent with the average annual growth in nominal consumption of 4.0 per cent over this period.

Variable interest rates range from 2.90 % -8.00 % (2.90 % -8.00 % APR) and will fluctuate over the term of the borrower's loan with changes in the LIBOR rate, and will vary based on applicable terms, level of degree earned and presence of a co-signer.

Interest rate expectations are constantly changing over the short - term but over longer periods bond returns are more or less based on math.

The rate has averaged around 36 basis points, about 25 basis points above its average level over the analogous year - ago period, when the target range was zero to 25 basis points.

I don't know exactly what's going to happen, but simple math based on the current level of interest rates leads me to believe that these risk premiums will be much wider in the future over longer time frames than they've been in the recent past.

We may take some comfort that the rate of increase has slowed but it is difficult to explain the increase in prices over the last few months based on supply and demand.

In theory, you could hold an individual bond to maturity and never lose any money even though the market value of the bond may fluctuate based on changing interest rates and other factors (but you could still lose out to inflation over time).

Klitgaard and Weir note that macroeconomic models — which often are based on interest rates, prices, and GDP — can help explain exchange rate changes over long horizons, but do a poor job of tracking daily, weekly, or monthly changes.

«Based on our preparedness at this time, we are confident we can produce just over 1,500 vehicles in Q3, and achieve a run rate of 5,000 vehicles per week by the end of 2017,» Tesla said.

Some of the data in the figure comes from DR's table 1 showing the number of basis points (hundredths of a percent, so 100 bps is one percentage point) that the Fed has reduced the main tool it controls — the Federal funds rate — over a number of recessions.

The battle over interest rates and basis points is an insiders game fought between bankers, lobbyists, and politicians.

What we have really seen over the past several years, in terms of the appreciation of markets and the decline of interest rates based on what the Fed has been doing, is a result which has eliminated the possibility of investors in bonds and stocks to earn an adequate return relative to their expected liabilities.

Historically, the Fed has responded to recession by cutting rates substantially, with the benchmark funds rate falling by 400 basis points or more in the context of downturns over the past two generations.

Forward - looking statements may include, among others, statements concerning our projected adjusted income (loss) from operations outlook for 2018, on both a consolidated and segment basis; projected total revenue growth and global medical customer growth, each over year end 2017; projected growth beyond 2018; projected medical care and operating expense ratios and medical cost trends; our projected consolidated adjusted tax rate; future financial or operating performance, including our ability to deliver personalized and innovative solutions for our customers and clients; future growth, business strategy, strategic or operational initiatives; economic, regulatory or competitive environments, particularly with respect to the pace and extent of change in these areas; financing or capital deployment plans and amounts available for future deployment; our prospects for growth in the coming years; the proposed merger (the «Merger») with Express Scripts Holding Company («Express Scripts») and other statements regarding Cigna's future beliefs, expectations, plans, intentions, financial condition or performance.

Based on 32 major data points, TheStreet Ratings uses a quantitative approach to rating over 4,300 stocks to predict return potential for the next year.

Our research coverage base includes reports and ratings for over 3,000 company stocks, 7,000 mutual funds, and 400 ETFs.

Interest rates usually vary over time based on prime.

In anticipation of a rise in inflation, and reflecting its inflation forecasts, the Bank raised the cash rate by 275 basis points in three moves over the second half of 1994.

Being able to earn at least 1.5 miles per $ 1 spent is also a huge advantage over other airline rewards cards that have a base rate of 1 mile per $ 1 spent.

The Fed, however, has been signaling rate increases for quite some time now, so it might be a bit surprising that the markets would adjust that drastically to the recent changes in the 10 - year treasury rate, which has grown by 35 basis points over the past year.

Based on the latest CBO projections, we now project that if interest rates were 1 point higher than CBO currently projects each year, the amount spent on interest would be $ 1.9 trillion higher over ten years.

Syria, Russia say Israel launched missile strike on Syrian air base Wall St Journal Hungary's nationalist prime minister wins third term in power: Reuters Trump predicts China will blink first in trade dispute with US: Bloomberg Trump administration officials soften tone on trade dispute with China: WSJ N. Korea says it will discuss denuclearization: NY Times Kudlow: White House considering plans to undo parts of spending bill: Wash Exam US hiring growth slowed sharply in March: Bloomberg German industrial production fell by the most in over 2 years in Feb: Reuters Forward curve for 1 month overnight indexed swap rate inverts: Bloomberg Many US state govts struggling with weak revenue growth: The Economist

For example, the Public Accounts / Budget / Updates includes employment insurance program costs, as the government has full control over this program, determining the premium rates and eligibility and the amount of the benefits, whereas the Estimates excludes them, on the basis that they are included as part of a specified purpose account.

Consumer prices, usually more stable than producer prices, have also accelerated on a similar basis from a recorded inflation rate of less than 1.0 percent last summer to 2.4 percent over the 12 - months ended this past March, also a smart acceleration in a brief time.

Going forward, the EI premium rate would then be based on the seven - year moving - average sufficient to generate revenue to equal EI program costs over that period.

Markets anticipate only about 65 basis point of increase in short rates over the next 3 years.

The wireless carrier's first - quarter postpaid churn rate improved 11 basis points year over year, to 1.07 %.

In conjunction with the impairment evaluation, we also reclassified these brands to be definite - lived intangible assets to be amortized over useful lives ranging from 30 to 50 years, which will increase future amortization expense by $ 40.7 million per annum, based on current foreign exchange rates.

With a fixed - rate mortgage, the mortgage interest will be based on a set percentage over the lifetime of the loan.

Its aptly entitled Morningstar Rating for Funds rates a mutual fund based on how the fund has performed over a three -, five - and 10 - year period.

By refinancing multiple loans into one loan with a lower rate, you will accrue less interest over the life of the loan, saving you money on a monthly basis and over the course of the loan.