Sentences with phrase «over the course of a policy year»

After driving a car for many years, it may be more cost effective to lower the comprehensive and collision amounts on the vehicle if the payout in case of an accident will be less than the total amount you pay in premiums over the course of a policy year.

Not exact matches

WASHINGTON — President Trump's major policy moves over the course of his first year in office have had a common denominator: They either overtly favor his base of support — the roughly one - third of voters who solidly back him — or they appear to penalize those states that vote Democratic.

«As the downside risks to the inflation outlook dissolve, the Bank of Canada is likely to re-establish a tightening policy bias over the course of this year - we expect the first hike to the overnight rate in the second quarter of 2015,» said Wright.

Over the course of 20 years, that means you're paying $ 15,120 more than if you found a level term policy for $ 119 per month.

A rising rate on the 10 - year partly reflects the desire to make progress on monetary policy normalization, which has been impeded by a series of unrelated surprises over the course of the year.

Under a traditional vacation policy, employees either accrue vacation time over the course of the year, or start off the year with a bank of days that are owed to them.

A 2013 study by Mathematica Policy Research revealed that students at five urban EL middle schools advanced ahead of matched peers at comparison schools by an average of ten months in math and seven months in reading over the course of three years.

A report from Policy Exchange has calculated that new allowances and subsidies for politics - that have grown up over recent decades - costthe taxpayer # 1.75 bn over the course of a five year Parliament.

Over the course of his career, he has served on grant review panels of multiple funding agencies, actively participated in the development of national and international nutrition policy, authored over 300 research papers, has been awarded more than seventy grant - years of peer - reviewed research funding and given hundreds of lectures around the woOver the course of his career, he has served on grant review panels of multiple funding agencies, actively participated in the development of national and international nutrition policy, authored over 300 research papers, has been awarded more than seventy grant - years of peer - reviewed research funding and given hundreds of lectures around the woover 300 research papers, has been awarded more than seventy grant - years of peer - reviewed research funding and given hundreds of lectures around the world.

Of course, the effect of these policies will be limited by how well they are implemented, but they do address an issue that has crippled education reform nationwide for over 50 yearOf course, the effect of these policies will be limited by how well they are implemented, but they do address an issue that has crippled education reform nationwide for over 50 yearof these policies will be limited by how well they are implemented, but they do address an issue that has crippled education reform nationwide for over 50 years.

In sum, and as the remainder of the testimony demonstrates, the lack of evidence on effective outcomes stemming from neo-voucher programs, over the course of several years and across states, raises serious questions about moving forward with these policies, particularly when our most underserved students are placed on the front line of the policy.

Politics has a big place in policy, of course, and the legislative election and some developing themes will provide interesting tensions that could carry over into the new year and higher - profile elections to come.

Policy Priorities provides updates on state involvement with the consortia and explains how involvement could change over the course of the 2014 — 15 school year.

With his leadership, the board implemented the first early childhood education policy in the history of Dallas Independent School District (ISD), bringing new opportunities to 30,000 - 40,000 children over the course of the next 10 - 15 years.

There already exist model catch - up programs and policies that systems and institutions can learn from: California State University at Long Beach has pioneered a partnership to deliver bridge courses to close student - readiness gaps; Illinois has passed legislation requiring the development of transitional math courses across the state; and Tennessee has increased the scale of its Seamless Alignment and Integrated Learning Support, or Sails, program from a single district in 2012 to over 17,000 students statewide in the 2016 - 17 school year.

Lester Glenn Auto Group Free oil change policy, effective 1/01/2015 entitles all Lester Glenn customers who lease or purchase any new or pre-owned vehicle from any Lester Glenn Auto Group location a total of four (4) free oil changes to be used at the discretion of the customer over the course of two (2) years from the lease or purchase date of the customer's vehicle.

Over the course of 20 years, that means you're paying $ 15,120 more than if you found a level term policy for $ 119 per month.

His premium is twice as much at $ 1,200 a year, so over the course of the policy he forks out $ 36,000, but all of that money comes back to him if he outlives the policy.

If you file many small claims over the course of three or five years, your insurance company may not only raise your premium but could cancel your policy.

Over the course of 40 years, he could save $ 45,144 by getting term insurance, even though his premiums increased significantly when purchasing a new policy.

This of course hasn't gone unnoticed by John Taylor, who has written a number of papers over the last year showing empirically that the Federal Reserve's interest rate policy during this period was an important catalyst of the housing bubble and therefore influential in the current problems the economy is experiencing.

But, for example, if your premium for a 20 - year term policy is only $ 250 as opposed to $ 500 for the no medical exam option, you would save $ 5,000 over the course of the policy.

For example, over the course of 30 years, your $ 25K policy could grow to provide a death benefit of over $ 50K.

While you might find that your policy goes up a few dollars, any increase is generally insignificant over the course of the year.

The last time the Fed raised short - term policy rates was 2004 — 2006, during the housing boom, when over the course of about two years it raised their target 300 BP.

Frequent travellers can benefit from a Holiday Extras annual travel policy, which offers the same level of protection as Premium cover for multiple trips over the course of a year.

«It's hard to dream up anything so anticompetitive,» agreed Devin Hartman, electricity policy manager at free - market research group R Street, based in Washington, D.C.. By his count, about 80 plants could get protection under by FirstEnergy's request, «and many of them probably would be retiring over the course of the next five years or so.»

Over the course of the year, the UNEP - hosted Intergovernmental Science - Policy Platform on Biodiversity and Ecosystem Services (IPBES), with 115 member states, established an ambitious five - year work programme and agreed to develop a set of fast - track assessments.

Over the course of his nine years as premier of Ontario, Dalton McGuinty's electricity policies gradually transformed from -LSB-...]

In February of 2006, Irving Pulp & Paper Mill («Irving») had implemented a random alcohol testing policy whereby 10 % of workers who held safety sensitive positions were to be randomly selected for breathalyzer testing over the course of a year.

Under the policy, ten percent of the employees who were in safety - sensitive positions were to be randomly selected over the course of a year for breathalyser testing.

You need to fully understand what you are getting throughout your contract — especially if you are signing a contract for over a year — and of course watch out for long cancellation policies.

The one advantage with a fully underwritten policy is that for those who are healthy the savings can be substantial over the course of a 20 or 30 year term.

Multi-trip policies cover frequent travellers over the course of a year.

At preferred plus you can save $ 156 per year, or $ 4,680 over the course of your term policy by not going with State Farm

Much like owning a home using a 15 or 30 - year mortgage, a whole life insurance policy remains the same pricing over the course of your life.

If you outlive your policy and this rider is attached, every single premium you paid over the course of twenty or even thirty years will be returned to you.

Great for travelers who take multiple business trips a year, multi trip business travel insurance policies provide coverage for several trips over the course of a year, saving busy travelers from having to buy a new policy for each trip.

Business travel insurance covers multiple trips taken over the course of year, giving travelers the convenience of only having to purchase one policy for multiple trip coverage, instead of buying a new plan for each trip.

This person could buy a $ 300,000 life insurance policy for 30 years that would cost around $ 9000 over the course of 30 years.

Over the course of 20 years, the policy will cost approximately $ 4,000 in premiums and may potentially earn a couple hundred dollars in interest.

But, for example, if your premium for a 20 - year term policy is only $ 250 as opposed to $ 500 for the no medical exam option, you would save $ 5,000 over the course of the policy.

At 62 years old, all policy options are available to you, such as 10 to 20 year term life insurance, and thanks to Genworth, even 30 year term is now offered to individuals over age 60, and of course whole life as well.

Over the course of 40 years, he could save $ 45,144 by getting term insurance, even though his premiums increased significantly when purchasing a new policy.

Decreasing term means that the death benefit drops, usually in one - year increments, over the course of the policy's term.

Kristofer R. Kirchen, president of Advanced Insurance Managers, warns, «This may up your rates by a few hundred dollars a year, which over the course of a 30 - year term policy can really add up.»

Over the course of 20 years, that means you're paying $ 15,120 more than if you found a level term policy for $ 119 per month.

Your «Aggregate» limit is the total amount the insurance company will pay for multiple claims over the course of one policy term (which is usually one year).

The premiums do not change over the course of the policy, and you do not have to renew or change policies at the end of any terms as is the case with term life insurance, which offers a fixed rate only as long as the policy's term, which can be a few as ten years.

By having access to the underwriting guidelines that the life insurance companies use to determine your final rates, we were able to save George and his family $ 6,986.40 over the course of his 20 year policy.