Sentences with phrase «over the course of a year if»

For example, depending on how much you spend, you might accumulate $ 150 in cash back over the course of the year if you get a rewards card that gives you 2 percent cash back on dining and 1 percent cash back on all other purchases.

For example; If you're paying 4 % on your mortgage you could make more over the course of a year if you put that money into an index fund making an 8 % return.

For example, if you are carrying $ 5,000 balance on a card that charges 15 percent interest, you can easily save $ 750 in interest alone over the course of a year if you transfer that debt to a new card with an introductory 0 % APR..

The annual percentage rate or APR effectively determines what your credit card interest will cost over the course of a year if you carry a balance.

Next year, as a Silver Medallion, I would earn 8,050 Skymiles over the course of the year if I credited the same amount of paid travel to Delta.

Not exact matches

If this all occurs while rates are rising, which of course means bond prices are moving in the opposite direction, we could surely see a very sloppy bond market over the next year or two.

The Economist extrapolates that even a 2 percent bump on a $ 45,000 a year salary can lead to as much as an extra $ 67,000 over the course of a 40 - year working career, if you were to set aside your language bump in savings and figure in compound interest.

If finalized, the new rules are expected to be phased in over the course of five years.

If donating to charity is part of your budget, then setting up recurring donations helps you spread out the expense over the course of the year and ensures that the nonprofits you support have money for programs outside of the usual December fundraising push.

After some preparation efforts over the course of the last year, she said she's confident that if NASA earth science were to go dark tomorrow, she would be able to keep up a similar level of quality in her work.

Rents can change drastically over the course of just a few years, and there's the ever - looming threat of eviction if a rent increase proves too much for you to afford.

If you lock in a rate of 3.75 %, it will stay 3.75 % over the course of 30 years.

If you want to grow your Roth IRA significantly, you'll need to make consistent contributions over the course of many years.

So, if you contribute $ 10,000 over the course of the year, your employer will only match the first $ 6,000.

Jonathan Clements, author of the «Jonathan Clements Money Guide 2015,» tells The Wall Street Journal retirees should, «consider making a series of smaller annuity purchases over the course of five or 10 years — which you can stop if your health deteriorates.

It's important to note that even if a campaign runs over the course of a couple of years, it doesn't make it a strategy — it's still a tactic that sits alongside other campaigns to form your strategy.

This takes a little bit of time and is more imprecise, but if there are a lot of pings over the course of a year from the same IP address in the city that matches your competitor's corporate office address, then there's a good chance it's from someone from their office checking out your website.

«If you take this over the course of a 30 - year career and compound it,» one researcher told Malcolm Gladwell for his book Blink, «we're talking about a tall person enjoying literally hundreds of thousands of dollars of earnings advantage.»

Over the course of 20 years, that means you're paying $ 15,120 more than if you found a level term policy for $ 119 per month.

If implemented, this will increase the Bank of Japan's balance sheet over the course of the next year by nearly 30 %, or more than 16 % of mid-2014 GDP.

While that might not seem like a lot, if you sell enough over the course of the year, you can get a pretty healthy passive income without actually having to stand outside the bookstore and hawk your own book.

That may not sound like a lot of money, but over the course of a year, you could easily earn as much as if you were working full - time at a minimum wage job — only with the perks of running your own business!

«Even if the market does increase and there is shared equity, the comfort of living and saving over the course of many years are worth it,» the couple says.

For example, a $ 50,000 whole life plan could grow to provide a death benefit of over $ 100,000 over the course of 30 or 40 years if it is allowed to keep growing in value.

The answer to this question may be revealed over the course of this year, if the Fed follows through with two more rate hikes.

So even if we can plausibly imagine that a slightly better Morsi and a slightly more disciplined opposition might have existed and could have made better choices over the course of the last year, and thus allowed the fragile shoot of democratic compromise to take hold, these choices weren't made, and so the chasm between the liberals and the faithful, and the dependence of the former upon the army, are now simply the facts of Egyptian situation, the ones that one must now work from, right?

And if, over the course of a century, you have enough of those sporadic upswings in persecution sprinkled through the years, people are going to remember that century as one of persecution.

If a man gets kicked out of 100 different bars over the course of several years, is it really the bartenders?

When I ask him if he recognises that his thinking has changed over the years, he says, «Of course.

If the Earth really moved around the sun, the apparent positions of stars should change slightly over the course of a year, an effect called «stellar parallax,» and no parallax was seen.

What does it matter if people were killed instantaneously or over the course of 400 years?

What if your church or youth group or school worked on matching every dollar you spent on your one - week trip to send down to the place you served over the course of the year?

If your belief is that our world is only 10,000 years old because God got bored and magically created all living things exactly as they are today over the course of a week, you are basically calling all the work and discoveries by archaeologists and anthropologists a bunch of baloney.

Hmmm... maybe if you wait a few years to write down the witness accounts, then translate them into hundreds of languages over the course of thousands of years, you may be able to compare.

What would the course of American history and the quality of our national life have been like over the past 110 years or so if the U.S. had not fought the Civil War?

nah — they believe that grocary store bread and wine becomes the flesh and blood of a dead Jew from 2,000 years ago because a priest does some hocus - pocus over it in church of a Sunday morning; that a being reads my mind whenever I pray and intervenes to change what would otherwise be the course of history in small ways to «answer my prayers»; and that I will survive my own physical deathand live happily ever after if I follow some rules laid down by goat herders in Bronze Age Palestine.

If this was a product of a designer building all birds in a day rather than a product of evolution over the course of millions of years, why would they have those internal nasal structures with no external outlet for them?

What if we turned the question around and asked how one would react to a shoplifter who stole over the course of a year 0.15 % of your assets?

The belief systems that gave us Ishtar, Habakuk, Isis, Osiris, Zeus, Hera, Frigga, Thor, Jupiter, Mars, Vishnu, Shiva, Elohim, Yaweh, Allah, AND God (just to name a SCANT few over the course of Human history - but, then again, if you're the kind of Xtian that believes the Earth is only 6000 years old, then you won't have much of a favorable view of what the remainder of us refer to AS «history»).

Her fried egg, doused (of course) in olive oil on the stove, has become my Cooking For One staple over the years, paired with whatever fresh, healthy vegetable I can feel least guilty about saturating in yolk and, if I'm feeling daring, a little bit of additional olive oil for good measure.

and would add if the same management structure hadn't lied to fans about how all this would allow us to compete with top teams in Europe with... with exception of PSG... are not driven by oil wealth or megalomanic owners... of course none of this has anything to do with the footballing errors consistently made by wenger and which if corrected would at least give us a BETTER shot at winning top trophies than has been the case over the last dozen or so years

In the midfield, (including RWB & LWB) we have a whole bunch of tweeners... none offer the full package, none make sense in our manager's current favourite formation, except for Sead on the left and Ox on the right, and all of them have never shown any consistency for more than a heartbeat... Sead, who I'm including in this category because of our present formation, looks like a positive addition, minus his occasional brain farts, but I would rather see what he could do in a back 4 before making my mind up... Ox, who has never played better, which isn't saying much considering his largely underwhelming play in previous seasons, seems to have found a home in this new formation; unfortunately, can we really expect this oft - injured player to handle the taxing duties that come with said position over the long haul, not to mention, it looks like he has no intention of staying... Ramsey has relied on the empathy that stems from his gruesome injury years ago and the excitement that was generated a few years back when he finally seemed to put in altogether, but on the whole he has been a big disappointment (neither he nor the Ox have scored enough to warrant a regular spot)... Wiltshire should be put on a weekly contract then played until he suffers his first injury, if and when that occurs he should be shipped - out and no one should very be allowed to say his name on club grounds ever again... Elnehy & Coq are average players who couldn't make any of the top 7 teams currently in the EPL... both have showed some great energy on the pitch, but neither are top quality and no good team can afford to have that many average players on their bench playing the same position, especially with Coq's injury history / discipline concerns and Elheny's headless chicken tendencies... as for Xhaka, his tenure here so far has been incredibly underwhelming... we know he has some skills to provide the long ball but his defensive work is piss poor and he gives the ball away too cheaply and far too often... finally, the enigma himself, Ozil, so much skill with his left foot but his presence has been more frustrating than uplifting... in many respects his failure has been directly related to the failure of this club to provide him with the necessary players up front, minus Sanchez of course, and unless something drastic happens very soon his legacy will be largely a negative one (much like Wenger's)

In other news, our team seems to be rounding nicely into form, with a productive off - season and several new additions already settling in, there seems to be a renewed sense of confidence in the air... our well - oiled machine has conducted business again early this year, so we can just sit back, kick our feet up and watch all those other suckers scramble to make panic moves in the 11th hour... of course, we need to tie up a few loose ends but our team of savvy negotiators, under the tutelage of our faithful leader, will perform their usual magic with ample time to spare... I have to laugh when I look around the soccer world and see all those teams look upon us with envy and scorn as they struggle to mimic our seemingly infallible business model... thank goodness the powers that be had the foresight and fortitude to resist the temptations of the modern football era... instead of listening to all the experts and simply taking the easy way out by making the necessary improvements on the field and in the front office, we chose the path never traveled... we are truly pioneers in our field... sometimes you just have to have faith in the people that have always conducted themselves in a respectful and honest fashion... most fans aren't so fortunate, they will never know what it's like to follow a team that treats everyone in and around the club as if they were an extended member of the family... all for one I say... so when you wake up this morning, please try not to gloat when you see rival fans pacing back and forth waiting for their respective teams to pull the usual panic buys, just say nothing and be thankful that it isn't you... like I've always said, this is why you stay the course... this is when the real benefits of having someone in charge for over 2 decades really pays off... have a great day fellow Gunners

This is an incredibly difficult question to answer for a variety of reasons, most importantly because over the years our once vaunted «beautiful» style of play has become a shadow of it's former self, only to be replaced by a less than stellar «plug and play» mentality where players play out of position and adjustments / substitutions are rarely forthcoming before the 75th minute... if you look at our current players, very few would make sense in the traditional Wengerian system... at present, we don't have the personnel to move the ball quickly from deep - lying position, efficient one touch midfielders that can make the necessary through balls or the disciplined and pacey forwards to stretch defences into wide positions, without the aid of the backs coming up into the final 3rd, so that we can attack the defensive lanes in the same clinical fashion we did years ago... on this current squad, we have only 1 central defender on staf, Mustafi, who seems to have any prowess in the offensive zone or who can even pass two zones through so that we can advance play quickly out of our own end (I have seen some inklings that suggest Holding might have some offensive qualities but too early to tell)... unfortunately Mustafi has a tendency to get himself in trouble when he gets overly aggressive on the ball... from our backs out wide, we've seen pace from the likes of Bellerin and Gibbs and the spirited albeit offensively stunted play of Monreal, but none of these players possess the skill - set required in the offensive zone for the new Wenger scheme which requires deft touches, timely runs to the baseline and consistent crossing, especially when Giroud was playing and his ratio of scored goals per clear chances was relatively low (better last year though)... obviously I like Bellerin's future prospects, as you can't teach pace, but I do worry that he regressed last season, which was obvious to Wenger because there was no way he would have used Ox as the right side wing - back so often knowing that Barcelona could come calling in the off - season, if he thought otherwise... as for our midfielders, not a single one, minus the more confident Xhaka I watched played for the Swiss national team a couple years ago, who truly makes sense under the traditional Wenger model... Ramsey holds onto the ball too long, gives the ball away cheaply far too often and abandons his defensive responsibilities on a regular basis (doesn't score enough recently to justify): that being said, I've always thought he does possess a little something special, unfortunately he thinks so too... Xhaka is a little too slow to ever boss the midfield and he tends to telegraph his one true strength, his long ball play: although I must admit he did get a bit better during some points in the latter part of last season... it always made me wonder why whenever he played with Coq Wenger always seemed to play Francis in a more advanced role on the pitch... as for Coq, he is way too reckless at the wrong times and has exhibited little offensive prowess yet finds himself in and around the box far too often... let's face it Wenger was ready to throw him in the trash heap when injuries forced him to use Francis and then he had the nerve to act like this was all part of a bigger Wenger constructed plan... he like Ramsey, Xhaka and Elneny don't offer the skills necessary to satisfy the quick transitory nature of our old offensive scheme or the stout defensive mindset needed to protect the defensive zone so that our offensive players can remain aggressive in the final third... on the front end, we have Ozil, a player of immense skill but stunted by his physical demeanor that tends to offend, the fact that he's been played out of position far too many times since arriving and that the players in front of him, minus Sanchez, make little to no sense considering what he has to offer (especially Giroud); just think about the quick counter-attack offence in Real or the space and protection he receives in the German National team's midfield, where teams couldn't afford to focus too heavily on one individual... this player was a passing «specialist» long before he arrived in North London, so only an arrogant or ignorant individual would try to reinvent the wheel and / or not surround such a talent with the necessary components... in regards to Ox, Walcott and Welbeck, although they all possess serious talents I see them in large part as headless chickens who are on the injury table too much, lack the necessary first - touch and / or lack the finishing flair to warrant their inclusion in a regular starting eleven; I would say that, of the 3, Ox showed the most upside once we went to a back 3, but even he became a bit too consumed by his pending contract talks before the season ended and that concerned me a bit... if I had to choose one of those 3 players to stay on it would be Ox due to his potential as a plausible alternative to Bellerin in that wing - back position should we continue to use that formation... in Sanchez, we get one of the most committed skill players we've seen on this squad for some years but that could all change soon, if it hasn't already of course... strangely enough, even he doesn't make sense given the constructs of the original Wenger offensive model because he holds onto the ball too long and he will give the ball up a little too often in the offensive zone... a fact that is largely forgotten due to his infectious energy and the fact that the numbers he has achieved seem to justify the means... finally, and in many ways most crucially, Giroud, there is nothing about this team or the offensive system that Wenger has traditionally employed that would even suggest such a player would make sense as a starter... too slow, too inefficient and way too easily dispossessed... once again, I think he has some special skills and, at times, has showed some world - class qualities but he's lack of mobility is an albatross around the necks of our offence... so when you ask who would be our best starting 11, I don't have a clue because of the 5 or 6 players that truly deserve a place in this side, 1 just arrived, 3 aren't under contract beyond 2018 and the other was just sold to Juve... man, this is theraputic because following this team is like an addiction to heroin without the benefits

Am i dreaming it seems like we've been here before, oh yeah thats right it happened last season and the season before that... Oh wait guys but there is hope, if i remember corectly all we have to do is wait for any serious potential threats to us retaining the Fa cup for a third time to get eliminated by lower league opponents or of course eliminate themselves by not taking this competition too seriously by fielding their second team and laugh our way to the final where we'll probably beat a sub par premier league team and repeat it all over again next year you know when Wenger fails to address the squad depth, the injuries mount up and are out of the champions league and title run ins by march..

Now Akpom may feel that he is more experienced as a result of his loan spells away from North London, but three goals in 56 domestic league appearances over the course of 3 years is not promising at all and he definitely needs to improve if he desires to lead Arsenal's front line one day.

The Mahrez situation is very good for us, if we are actually interested, because there is no hype around him this year due to his team and his performances over the course of the season.

of course no team wants to lose but I can guarantee you that the reaction by the Chelski fans after today's results are nowhere near what would have occurred if we shit the bed on opening day... the difference is they have tasted EPL success on more than one occasion recently, they have won the Champions League and they have done it with 3 different managers in the last 12 years with a similar, if not smaller, wage bill than us... in comparison, we have been experiencing our own personal Groundhog Day with nothing to show for it but a few silvery trinkets that would barely wet the appetite of a world - class club... so it's time for Wenger to stop gloating over our week one escape act and make some substantial moves before this window closes or I fear that things will take a horrible turn when the inevitable happens... living on a knife's edge is no way to go through a full season of football and regardless of what side of the argument you fall on, you could feel high levels of toxicity in the air and that was friggin week one... I would much rather someone tried their best and failed, than took half - measures and hoped for the best

Xhaka, who I like, or at least I like the Xhaka who plays for the Swiss national squad, has shown to be in way over his head in the premiership... of course he showed late in the year that he can stretch the field with the long ball but our squad isn't really set - up for that style of play... most of his long passes are in the air not on the ground and our squad without Giroud, which should have been sold the minute the transfer window officially opened, is one of the smallest in England... we need someone who can pick out the runs of our forwards in the lanes and who is fast enough to come forward into space without conceding his defensive responsibilities... we rarely see him shoot or even be in a position on the field to do so, we rarely, if ever, see him used for set pieces and it appears that the only person at the club who has ever coached him up when it comes to tackling is Coq, which explains his atrocious disciplinary record... maybe it's me but didn't you see him coming in and contributing more from an offensive perspective, with his killer left foot, than a deep - lying midfielder... if that wasn't the case we are the stupidest team alive for taking him over Kante

12 penalty points over the course of a year means a race ban, so if he gets seven more between now and this year's Hungarian GP, he'll be spending a race on the sidelines.