Sentences with phrase «over the level term»

Their premium can start at $ 62.48 per month1 and decrease over time, saving them up to 36 % 2 over a level term policy as a result.

Not exact matches

Long - term drivers are intact: Drug pipelines are notoriously challenging to predict over the short term, given the deep level of medical knowledge required, clinical testing and regulatory review.
But numerous studies have now found that when classroom material is made harder to absorb, pupils retain more of it over the long term, and understand it on a deeper level.
«In terms of how much is present in water reservoirs that have been sprayed with pyriproxyfen to control mosquito larvae, a person would have to drink well over 1,000 liters of water a day, every day, to achieve the threshold toxicity levels seen in animals,» Ian Musgrave, a senior lecturer in the medical school at the University of Adelaide in Australia, said in a statement.
The hikes ultimately will return the central bank's key short - term rate, called the federal funds rate, to about 4 percent over the next two years, which economists generally consider more a sustainable level.
Variable interest rates range from 3.80 % -11.90 % (3.80 % -11.80 % APR) and will fluctuate over the term of the loan with changes in the LIBOR rate, and will vary based on applicable terms, level of degree earned and presence of a co-signer.
Variable interest rates range from 2.90 % -8.00 % (2.90 % -8.00 % APR) and will fluctuate over the term of the borrower's loan with changes in the LIBOR rate, and will vary based on applicable terms, level of degree earned and presence of a co-signer.
The inadequate level of «risk adjustment» in the forecast seriously undermines the «credibility» of the latest fiscal update as a basis for budget planning and the ability to claim a budgetary surplus over the medium term.
With the U.S. economy having grown at only a 2.1 percent annual rate over the past seven years, it has become harder to sustain the view that the neutral real short - term interest rate is close to, or will soon be close to, its historical level of around 2 percent.
So while there could be one or even five year periods where longer maturity bonds perform fairly well from these yield levels, over the long - term they're likely to be a poor investment in terms of earning a decent return over the rate of inflation.
And we believe, over this year, we should reach those normalized level, that we go to a more normalized situation in terms of labor lawsuits.
Most notable so far has been the boom in the resource sector, with commodity prices and hence Australia's terms of trade rising to historically high levels over a number of years.
The Australian dollar has remained in a relatively steady range over the past couple of years, at levels that are a little above average against the US dollar and about 10 per cent above average in trade - weighted terms.
One of the best ways to give the money a chance to grow over the long term is by having an age - appropriate level of diversified exposure to stocks — in the form of mutual funds, ETFs, or individual securities.
What we were really providing investors was a level of discipline that few individual investors can muster over time — by adopting a long term asset allocation strategy and using low cost investment vehicles, our long term performance was always going to be better than the average individual investor who tends to time markets and chase performance, with little understanding of the costs they are incurring.
It aims to deliver these returns with a lower level of volatility than the broader Australian stock market over the medium to long term.
Furthermore, it seeks to achieve these returns with a lower level of volatility than the broader Australian stock market over the medium to long term in order to smooth returns for investors.
Over the long run, considering the long - term growth of the U.S. economy, it would be wise to expect interest rates to normalize at higher levels than they are now, which benefits B of A.
Of the other MINTs: Indonesia is in a stable recovery, but the importance of commodities like coal and palm oil means it will not return to previous growth levels soon; Nigeria's economy remains overdependent on oil, though Phylaktis sees its «fast - growing population and labor force feeding faster economic growth over the medium term»; and while «Turkey has a lot of potential,» Lau says, «its political and economic management is questionable and casts a shadow over the economy.»
Over the course of 20 years, that means you're paying $ 15,120 more than if you found a level term policy for $ 119 per month.
The most important determinant of a country's per capita income, over the longer term, is the level of and growth in productivity.
Adgroup - level negative keywords, on the other hand, can be used to protect certain adgroups and ensure control over which chunks of the account are serving for given terms.
Over the longer - term, we do not expect the Fund to have such a strong tilt towards economically sensitive sectors or exhibit the level of pro-cyclical volatility that we saw during this fiscal year.
Objective: Generate a high level of income, while preserving the opportunity for growth of principal over the long term
This is reflected in the price of bitcoin which is testing the $ 400 short - term resistance level and could help boost trader confidence over the final three weeks of the year.
In terms of absolute dividend levels, my dividend receipts over the quarter comprise approximately 8.9 % of my overall quarterly goal.
As a result, Australia's terms of trade has increased by 6.4 per cent over the past year, to its highest level in over 27 years (Graph 50).
Commodity prices have changed little on average over recent months and remain at high levels; the RBA Index of Commodity Prices fell by 0.8 per cent in SDR terms over the three months to January to be 10.2 per cent higher over the year.
Also, inflation, long below the Fed's 2 % target, is still expected to rise to that more acceptable level over the medium term.
Despite the exchange rate appreciation, prices in Australian dollar terms have also increased significantly over the year to be well above the average level of the past decade.
It is the central premise behind inflation targeting, and central bankers — essentially without exception — assert that they have the capacity to affect or even determine inflation in the long term, but that they do not have the capacity to affect the average level of output, much less its growth rate over time, even though they may have the capacity to affect the amplitude of cyclical fluctuations.
We recommend level term life insurance over decreasing term life insurance.
Stretching out the term of your loan as long as possible through extended payments or income - based repayment can help to reduce the monthly payment to a more affordable level and improve cash flow, though keep in mind that you could end up paying more in interest over the lifetime of the loan.
Triple Top - It is a technical analysis term they used to describe a chart on which a price of the security that has made three approximately equal tops over any period of time or a set period of time and then they may be broken thought a support level to reach a higher amount.
Is a requierement that this pattern (Pin Bar) shows over important levels like short term supports and resistances?
Though it is important not to overstate the situation — realistically, the AfD party is unlikely to have a significant influence over policy in Germany in the short term — the level of support for the German right - wing party reflects a significant protest vote, which could have an influence on Chancellor Merkel's approach as she looks past her election victory.
Over the medium term, based on the Congressional Budget Office's estimates of potential growth, long - term yields should trend toward a 5 % level.
Measured in real terms, variable loan rates are as much as 1 percentage point below their average level over the past five years, and up to 2 1/4 percentage points below their average since the early 1990s (Graph 65).
Engineering construction has risen by 50 per cent over the past year, to reach very high levels, and is set to expand further in the near term, driven by a considerable stock of resource and infrastructure work in the pipeline.
And therefore, I am a little bit concerned that the absence of term premium at the long end of the market is the market's myopia over the current low level of short - term interest rates.
Those figures represent trough - to - peak recoveries from depressed levels, not sustainable earnings trends that are appropriate for valuing stocks over the long - term.
While the Australian market has not kept pace with the rises seen in the US over recent months, over the longer term it has been considerably more stable; the ASX 200 is now around the same level as at the end of 1999, whereas the S&P 500 has fallen by about one - third over that period.
The more general forces that have influenced the exchange rate over the past year or so have been the relative strength of the Australian economy, the associated yield differential in favour of Australian dollar assets, and the continued improvement in Australia's terms of trade, which are now at their highest level in more than 25 years.
This post will highlight that what matters over the longer term is the level of inflation
This rebound reflects a general recovery in international travel following the containment of SARS, with the number of short - term visitor arrivals in September the highest in over two years and well above the level recorded prior to the war in Iraq and the SARS outbreak (Graph 46).
The result has been a 5 per cent increase in Australia's terms of trade over the year to the September quarter, to its highest level in over 25 years (Graph 50).
On the basis of valuation measures most tightly related to actual subsequent long - term market returns, we also estimate that the S&P 500 is likely to be lower 12 years from now, compared with current levels, though dividend income may push the total return just over zero on that horizon.
Even if things work out well over the short term, it is rarely rewarding to chase such advances, since prices typically retreat to the same or lower levels a few months later (and in some cases, can remain below those levels years later).
The result has been an increase in Australia's terms of trade, including a 2 per cent rise over the first half of 2003, to its highest level since the late 1980s (Graph 50).
As the names imply, decreasing term policies pay a lower death benefit over time, while level term policies maintain the same death benefit for the term of the coverage.
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