But, insurance companies have little direct control
over the risk factors that affect the amount of claims they pay out.
Not exact matches
Important
factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the
risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control
over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the
risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
Actual results, including with respect to our targets and prospects, could differ materially due to a number of
factors, including the
risk that we may not obtain sufficient orders to achieve our targeted revenues; price competition in key markets; the
risk that we or our channel partners are not able to develop and expand customer bases and accurately anticipate demand from end customers, which can result in increased inventory and reduced orders as we experience wide fluctuations in supply and demand; the
risk that our commercial Lighting Products results will continue to suffer if new issues arise regarding issues related to product quality for this business; the
risk that we may experience production difficulties that preclude us from shipping sufficient quantities to meet customer orders or that result in higher production costs and lower margins; our ability to lower costs; the
risk that our results will suffer if we are unable to balance fluctuations in customer demand and capacity, including bringing on additional capacity on a timely basis to meet customer demand; the
risk that longer manufacturing lead times may cause customers to fulfill their orders with a competitor's products instead; the
risk that the economic and political uncertainty caused by the proposed tariffs by the United States on Chinese goods, and any corresponding Chinese tariffs in response, may negatively impact demand for our products; product mix;
risks associated with the ramp - up of production of our new products, and our entry into new business channels different from those in which we have historically operated; the
risk that customers do not maintain their favorable perception of our brand and products, resulting in lower demand for our products; the
risk that our products fail to perform or fail to meet customer requirements or expectations, resulting in significant additional costs, including costs associated with warranty returns or the potential recall of our products; ongoing uncertainty in global economic conditions, infrastructure development or customer demand that could negatively affect product demand, collectability of receivables and other related matters as consumers and businesses may defer purchases or payments, or default on payments;
risks resulting from the concentration of our business among few customers, including the
risk that customers may reduce or cancel orders or fail to honor purchase commitments; the
risk that we are not able to enter into acceptable contractual arrangements with the significant customers of the acquired Infineon RF Power business or otherwise not fully realize anticipated benefits of the transaction; the
risk that retail customers may alter promotional pricing, increase promotion of a competitor's products
over our products or reduce their inventory levels, all of which could negatively affect product demand; the
risk that our investments may experience periods of significant stock price volatility causing us to recognize fair value losses on our investment; the
risk posed by managing an increasingly complex supply chain that has the ability to supply a sufficient quantity of raw materials, subsystems and finished products with the required specifications and quality; the
risk we may be required to record a significant charge to earnings if our goodwill or amortizable assets become impaired;
risks relating to confidential information theft or misuse, including through cyber-attacks or cyber intrusion; our ability to complete development and commercialization of products under development, such as our pipeline of Wolfspeed products, improved LED chips, LED components, and LED lighting products
risks related to our multi-year warranty periods for LED lighting products;
risks associated with acquisitions, divestitures, joint ventures or investments generally; the rapid development of new technology and competing products that may impair demand or render our products obsolete; the potential lack of customer acceptance for our products;
risks associated with ongoing litigation; and other
factors discussed in our filings with the Securities and Exchange Commission (SEC), including our report on Form 10 - K for the fiscal year ended June 25, 2017, and subsequent reports filed with the SEC.
Most of this deterioration is due to lower revenues (down $ 3.3 billion), new policy initiatives amounting to just
over $ 1 billion and an increase in the «
risk adjustment
factor» resulting in a loss of revenues of $ 1 billion.
There are a lot of
factors that can determine what is and is not a national security
risk, including civil unrest and favoring the concerns of foreign nations
over that of its own people.
With a more prudent «
risk adjustment
factor», the government would not be able to show a surplus
over the medium term.
Yet another critical
factor is often overlooked in explanations of low interest rates: a structural rise in
risk aversion and savings
over the past two decades.
Over the past few years, the government has included a $ 1.5 billion «risk adjustment factor» in the first year of their budget plan, given that the fiscal year is already half over, and $ 3 billion in each thereaf
Over the past few years, the government has included a $ 1.5 billion «
risk adjustment
factor» in the first year of their budget plan, given that the fiscal year is already half
over, and $ 3 billion in each thereaf
over, and $ 3 billion in each thereafter.
Consider these
risks before investing: The value of securities in the fund's portfolio may fall or fail to rise
over extended periods of time for a variety of reasons, including general financial market conditions, changing market perceptions, changes in government intervention in the financial markets, and
factors related to a specific issuer, industry, or sector and, in the case of bonds, perceptions about the
risk of default and expectations about changes in monetary policy or interest rates.
«
Over half of the mangers think climate
risk is already a
factor affecting share prices and they see more
risks crystallising in the short term.
These
risks and uncertainties include food safety and food - borne illness concerns; litigation; unfavorable publicity; federal, state and local regulation of our business including health care reform, labor and insurance costs; technology failures; failure to execute a business continuity plan following a disaster; health concerns including virus outbreaks; the intensely competitive nature of the restaurant industry;
factors impacting our ability to drive sales growth; the impact of indebtedness we incurred in the RARE acquisition; our plans to expand our newer brands like Bahama Breeze and Seasons 52; our ability to successfully integrate Eddie V's restaurant operations; a lack of suitable new restaurant locations; higher - than - anticipated costs to open, close or remodel restaurants; increased advertising and marketing costs; a failure to develop and recruit effective leaders; the price and availability of key food products and utilities; shortages or interruptions in the delivery of food and other products; volatility in the market value of derivatives; general macroeconomic
factors, including unemployment and interest rates; disruptions in the financial markets;
risk of doing business with franchisees and vendors in foreign markets; failure to protect our service marks or other intellectual property; a possible impairment in the carrying value of our goodwill or other intangible assets; a failure of our internal controls
over financial reporting or changes in accounting standards; and other
factors and uncertainties discussed from time to time in reports filed by Darden with the Securities and Exchange Commission.
This is inaccurate, because there are other
factors which combine with credit
risk to make up the «spread premium» that other types of bonds have
over treasuries.
The uneventful April FOMC expectedly left the door open for a possible rate hike in June without committing the Federal Reserve for policy action, and policymakers also signaled easing concerns
over foreign
risk factors.
Today's economic regime favors
risk - seeking style
factors over defensive ones, we believe.
The impact of this global expansion will likely be felt
over subsequent cycles, embedding new systematic
risk factors for high - yield spreads.
You have the option to customize many of your settings which allows you to have control
over factors such as the type of trade and the
risk factors involved.
The measures of valuation and market action that define each «Market Climate» are
factors that can be tested in decades of historical data, are objective, observable, and have strongly affected the average profile of return and
risk in the markets
over time.
In my 9 moves
over 4 years, I have tasted the great american church, and my conclusion is that bodies / bucks / buildings still remains the guiding
factors for many of our churches todays instead of sacrifice /
risk / faith for Christ that is necessary for growth and change.
Formerly the National Heart Forum, the UK Health Forum is a leading alliance of
over 40 national organisations working to prevent the range of non-communicable diseases that share common
risk factors such as unhealthy diets, smoking and lack of physical activity.
Over time, these changes are likely to influence population nutrient intakes and reduce CVD
risk factors.
Meanwhile, the Foodex Engage Lounge, in partnership with Teknomek, will host more than 30 sessions
over three days on issues such as how to reduce the
risk of bacterial contamination; hygiene strategies to manage the «human
factor»; how plastic is enhancing hygienic routines; and balancing occupational health with hygiene.
Being
over 35 years of age is NOT a
risk factor for pregnancy and birth if that woman is in good health overall.
When you have certain
risk factors, going
over possibilities is a must.
«Our study shows that young knees are more prone to re-injury than the adult population when compared to other research in this area - and is the first study to examine the incidence and
risk factors for further ACL injury in a solely juvenile population
over the long term,» said lead author Justin Roe of North Sydney Orthopaedic & Sports Medicine Centre.
She was looking for something that would address both the key
risk factors: suffocation due to loose blankets being pulled
over the face, and overheating.
Additionally, my mom just found out she has breast cancer (non-invasive) and I've read how breastfeeding is a protective
factor against breast cancer and since I have several other
risk factors (started my period early, had my first baby
over 30, family history), I feel like I should breastfeed as long as possible.
This article explains how baby circadian rhythms and sleep cycles mature
over time, and reviews the environmental
risk factors for SIDS.
Suggestions are being made, and local county policies are being formulated (see Gettler and McKenna 2010) that make the assumption that parents have no rights whatsoever to read infant death or mortality data differently, and to become informed
over what and where the legitimate disagreements
over the bedsharing issue are, so that they can make up their own minds as to how known bedsharing
risk factors apply to their own circumstances.
Co-sleeping next to a smoker was significant for infants under three months, whilst the
risk associated with bed - sharing in the absence of these
factors was not significant overall, and was in the direction of protection for older infants (
over three months).
And
over bundling your baby in these conditions can cause sweating and even becomes a
risk factor for your baby.
The tricky part is, we can measure
risk factors, but no one knows for sure who's going to have problems until it's all
over.
Additionally, in
over half of these cases other major
risk factors, such as smoke exposure or sleeping on soft surfaces, were present at the death scene.
Those
factors together increased
risk 21-fold
over infants who slept on their backs on firm bedding.
But the freaking BIRTH PHOTOGRAPHER can post ahMAZing photos all
over the internet and wax poetic about these * perfect * births when she / he really has no freaking clue about the multiple
risk factors we were managing.
I have often thought that whether a baby is breast or formula fed would affect both the parent and the baby's sleep and could be a very important
factor in the safety of bedsharing
over and above the affect of formula feeding as a stand alone
risk factor for SIDS.
Attempts to explain the increase in PPH rates by taking into account changes in the observed
risk factors for PPH
over time can not explain the rise in rates [5, 6].
The problem is that this «expert» admitted later in life to having made up the «danger» ratio on the spot without any research and it's argued that the number he made up was an extreme
over exaggeration of the
risk factor.
Risk factors for prediabetes include having a large waist or being overweight; being of Black or South Asian origin; having a family history of the condition; and being
over 40 years old, or
over 25 if you're Black, Asian or from an ethnic minority group.
Recent research explores the effects of a schizophrenia
risk factor (DISC1) and its influence
over the onset of the disease.
They add: «The greatest reduction in
risk of developing metabolic
risk factor clustering observed for intermediate levels of physical activity and leisure time sitting was unexpected and suggests that moderate amounts of both moderate - to - vigorous physical activity and leisure time sitting may be sufficient to protect against developing metabolic
risk factor clustering
over time... The lack of protection for the most active adults may reflect a chance finding, or confounding by other
factors such as wider use of prescription drugs by participants in less active groups.
In particular, devotees of genetics might want to cede a little ground to their colleagues in epidemiology, who
over the past decade have amassed a provocative, interlocking set of studies implicating urban birthplace and migrant status as persistent
risk factors.
One algorithm that studied retinal images from
over 284,000 patients could predict cardiovascular health
risk factors such as high blood pressure.
«Skipping breakfast may lead to one or more
risk factors, including obesity, high blood pressure, high cholesterol and diabetes, which may in turn lead to a heart attack
over time,» said Leah E. Cahill, Ph.D., study lead author and Postdoctoral Research Fellow in the Department of Nutrition at Harvard School of Public Health in Boston, Mass..
There, she studied the contribution to global death tolls, and their trajectories
over time, of cardiometabolic
risk factors (including high blood pressure and obesity) and undernutrition.
Using a United Kingdom database, they surveyed general practitioners about BSA affected by psoriasis and looked at data on 8,124 adults with psoriasis and 76,599 adults without psoriasis
over the course of four years, and they adjusted the samples to account for any differences in age, sex, and body mass index and other diabetes
risk factors.
Over recent years there has been a surge in their popularity, but whether consuming ancient grains, or how they are cultivated (ie, organic or conventional methods), has an impact on
risk factors for CVD is unknown.
«
Over the last decade, geneticists have identified hundreds of genetic
risk factors for several human diseases, but the functional consequences of those
factors on relevant cells are largely unknown,» said Towfique Raj, PhD, BWH Department of Neurology and a postdoctoral scholar at the Broad Institute, lead study author.
They also tracked Apolipoprotein E (APOE 4), a well - known genetic
risk factor for Alzheimer's, as well as lifetime cumulative exposure to unhealthy levels of PM2.5 — particles which are at least 30 times smaller than the diameter of a human hair and frequently cause the haze
over urban areas.
Take one example, the Multiple
Risk Factor Intervention Trial (MRFIT), which involved
over 12,000 middle - aged American men with high cholesterol.
They maintain that cognitive tests done
over time actually indicate small or no differences in performance among these populations and that studies on
risk factors have produced useful, yet insufficient, explanations of the disparities - largely due to the lack of African American participation in research studies.