Sentences with phrase «over the term policy»

Whole life insurance is life insurance coverage that is life - long and accumulates a cash value, which explains why you're going to be paying about 10x more for a whole life policy over a term policy.

Long term care riders and cash value life insurance policies have another major advantage over term policies for people who have modest retirement savings.

Whole life insurance is life insurance coverage that is life - long and accumulates a cash value, which explains why you're going to be paying about 10x more for a whole life policy over a term policy.

This allows whole life insurance to have a big advantage over term policies: fixed premiums.

We generally recommend getting the permanent policy over the term policy in this case.

And while you're shopping, keep in mind that an insurance agent will almost always recommend permanent coverage over a term policy - insurers make more money off the more expensive plans.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

Founded only in 2008 but measured earlier this year as the third-most valuable venture capital - backed group in the world at over $ 25 billion, Airbnb also said it would help prevent its service from causing housing shortages by «ensuring hosts agree to a policy of listing only permanent homes on a short - term basis».

One of the reasons the IMF has changed its tune on fiscal policy is because research it has done in the past year shows that borrowing to pay for infrastructure pays for itself over the longer term by generating faster economic growth.

Even though our activities are likely to result in a lower national debt over the long term, I sometimes hear the complaint that the Federal Reserve is enabling bad fiscal policy by keeping interest rates very low and thereby making it cheaper for the federal government to borrow.

In fact, the minutes note that «some participants viewed the actual and expected progress toward the [Fed's] goals as sufficient to call for a relatively prompt move toward reducing policy accommodation to avoid overshooting the [Fed's] unemployment and inflation objectives over the medium term.»

In a statement following the end of a two - day policy meeting, the Fed also said that «on a 12 - month basis is expected to run near the Committee's symmetric 2 percent objective over the medium term.»

Gold has regained its shine in recent months, but that doesn't change the dull outlook for the precious metal over the longer - term, warns Goldman Sachs, which sees prices falling to $ 1,000 in 12 months as the Federal Reserve normalizes monetary policy.

The Trump Administration is staring down a half - dozen deadlines on trade policy that will create a moment of truth for the White House, which has so far opted for long - term investigations and renegotiations over immediate challenges to the status quo.

Stephen Tapp, a former Bank of Canada economist who now is research director at the Institute for Research on Public Policy, reckons the reversal will cost 0.2 percentage points of gross domestic product annually over the longer term.

[2] Each quarter in the Statement on Monetary Policy, we publish forecasts for Australia's major trading partners» GDP growth, as well as Australia's terms of trade, GDP growth, unemployment rate and inflation over the next two - and - a-half years.

«The launch of a unified Oath privacy policy and terms of service is a key stepping stone toward creating what's next for our consumers while empowering them with transparency and controls over how and when their data is used,» Oath said in a statement.

Lastly, the elimination of the one - child policy has the potential to boost household consumption in the short term and to slow China's worsening demographic picture over the longer run.

He has been pointed over the past several quarters to the fiscal side and pointing to Washington as opposed to the Federal Reserve in terms of what they can do going forward with tax reform with some type of stimulative fiscal policies that propel the real economy forward as opposed to monetary policy.

A «real budget «would put aside optics and ideology and undertake a review the government's fiscal policy and ask how it could be adjusted to strengthen economic growth and job creation, while maintaining a sustainable fiscal structure over the medium term.

Over the months and years ahead, I will continue to advocate a monetary policy that promotes price stability, without which long - term economic growth will not be possible.

The target is a medium term one, so there's a little bit of flexibility over the short term, and I think experience shows that in trying to do economic policy and trying to control inflation there really isn't an ability to fine tune these things over very short periods of time, you have to take a more medium term perspective.

Apparently the Mr. Flaherty sees no additional scope for fiscal policy action in these circumstances of slowing economic growth, other than to maintain a commitment to eliminate the deficit over the medium term.

FOMC members now seem more eager than ever to «normalize» policy, that is raise short term rates into line with historic norms and, to the extent possible, unburden their balance sheet of the huge bond holding they had acquired over the last few years.

Second, a «sustainable» fiscal policy is one that supports economic growth, while ensuring that the debt burden declines over the medium term.

With Hillary Clinton's tax proposals to encourage longer - term investing, the debate over whether American business is too fixated on the short term has moved from the dimly lit offices of earnest policy wonks into the klieg lights of U.S. primary season.

He called monetary policy «the last line of defence» when it comes to trying to influence mortgage markets — essentially discouraging buyers from borrowing more than they can afford to pay back over the long term.

At the same time, Congress and the White House should take steps that reduce the short - term and long - term uncertainty over fiscal policy.

Rather, in my view, the potential for the monetary policy impulse to be attenuated over time, is an additional reason to be aggressive in terms of the policy response.

Over the course of 20 years, that means you're paying $ 15,120 more than if you found a level term policy for $ 119 per month.

However in the first quarter of 2018, DM growth began to moderate alongside rising worries of protectionist trade policies, renewing concerns over the near term growth outlook

We view these measures, as well as the recent changes to immigration policy, 13 as positive steps that will increase growth over the medium - to - long term.

stocks on Wednesday close lower, after initially edging slightly higher, as the Federal Reserve acknowledged rising prices and said it now expects inflation to «run near» its 2 % target «over the medium term,» in its most recent policy statement.

By adding features and announcing new policies over the last few months, Twitter has signaled in no uncertain terms that they see video as the next big thing for the platform.

«Inflation on a 12 - month basis is expected to run near the committee's symmetric 2 per cent objective over the medium term,» the policy - setting Federal Open Market Committee (FOMC) said in a statement on Wednesday in Washington.

The benefits of smart growth policies, which are long - term economic development plans, should be prioritized over short - term stimulative policies.

The best solution to both these problems would be a grand bargain that limits the growth of debt over the long term while trimming the immediate deficit just enough to show that policy is heading in the right direction.

We urge you to review the privacy, security, terms of use and other policies of each site you visit, as we have no control over and assume no responsibility or liability for them.

Bernanke publicly acknowledged this week a policy conflict with the Treasury over its move to lock in low borrowing costs, which is working at odds with the central bank's efforts to lower long - term interest rates.

Additionally, based on the theme of monetary policy divergence on a global basis, we would anticipate that, all things equal, the US dollar will likely strengthen versus other developed markets» currencies, particularly over the longer term.

In terms of taxation, the excess of the cash surrender value of the policy (plus any outstanding loans) over your basis in the contract is treated as taxable income.

With growth prospects for the world economy being revised up and inflation no longer falling, short - term market interest rates have risen on the expectation that central banks will unwind the accommodative monetary policy they had put in place over the previous year or two (Graph 4).

We think we have struck a reasonable mix — a flexible approach which gives a high priority to low inflation over the medium term, while recognising that policy also has to take account of what is happening to jobs and activity in the near term.

Their monetary policy is designed to keep inflation at around 2 % over the medium term.

This allows you to check over what you might be charged, when the repayment will be taken, repercussions for failing to pay, and various other policies, terms, and conditions.

As you know, since 1993 the Bank has been framing its monetary policy around a medium - term target for inflation of 2 — 3 per cent, on average, «over the cycle».

 Mr. Poloz himself bent over backwards in his last Monetary Policy Report to not use that term — even though the Bank's own numbers (projecting negative GDP growth for both the first and second quarters of 2015) suggested a recession was indeed already underway. Instead, public officials are normally sanguine and rose - coloured in their public pronouncements, hoping to incrementally shift consumer confidence with their cheeriness, and thus spark more spending. [A ridiculous extreme of this approach was provided when George Bush blithely encouraged Americans to go shopping in the days after the 9 - 11 terrorist attacks.]

Though it is important not to overstate the situation — realistically, the AfD party is unlikely to have a significant influence over policy in Germany in the short term — the level of support for the German right - wing party reflects a significant protest vote, which could have an influence on Chancellor Merkel's approach as she looks past her election victory.

Based on the near - term outlook for real rates, as well as uncertainty over Brexit, rising populism in Europe and Trump's trade and foreign policies, Metals Focus analysts see gold testing $ 1,475 an ounce this year.

«Finally, in circumstances where a major central bank is continuing to expand its balance sheet or maintaining a large balance sheet over a sustained period, this policy would likely exert downward pressure on term premiums around the globe, especially in those foreign economies whose bonds were perceived as close substitutes.