August is that time of year when students are preparing to return to the classroom, which usually means a big strain on their parents» wallets (and those students who are able to take
over their finances for their first time - good luck on your first day of college, freshman class!).
Not exact matches
-- Mike Lowe, founder and CEO of Kidoodle, an award - winning video platform
for kids, featuring quality TV shows and movies within a safe viewing environment that has received
over $ 10 million in
financing and closed major licensing deals
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential
for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences
for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals
for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand
for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to
finance the purchase price
for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate
for our additional capital needs or
for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control
over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions
for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier
financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
In this book, Ramsey coaches readers through the basics of personal
finance, from paying off debt to building an emergency fund, providing «the simplest, most straightforward game plan
for completely making
over your money habits,» as Amazon describes it.
Kristi Ross, co-CEO and president, says right now it's a great time in their industry
for the simple fact that it's a great time
for change and people are now realizing they need control
over their
finances.
Evidence
for the taxman, evidence
for yourself when looking
over your
finances and records
for customers in the event of disputes.
Over the summer, Gordon and Stanford separately devoted columns to the most under - reported Canadian business story of 2016: within a few months,
Finance Minister Bill Morneau and Bank of Canada Governor Stephen Poloz will agree on the parameters the central bank will follow
for the next five years.
Over the past decade, domestic consumption's share of the economy has plunged from around half to a miniscule 35 %, the lowest of any significant economy ever, according to Michael Pettis, a
finance professor at Peking University whose online writings have become must - reads
for those eager to divine what's really going on in China.
The chief
finance minister
for the euro zone intends to keep going in his current role until the new year, despite a Dutch election in March that cast a major shadow
over his presidency.
It has already secured up to several billion dollars of
financing from Chinese state - controlled banks, including the China Development Bank,
for the project, which Mexico estimates will cost $ 10 billion
over 10 years, one of the people said.
«We have been looking at,
for over a year now, alternatives to really looking at ways to
finance the handsets because I don't want to be in the
finance business,» Shammo said on June 7.
Over the past three years, half of small business owners reported applying
for a loan from banks or another financial institution, with 20 percent applying more than once
for financing.
For prospective homeowners, that means
financing a mortgage could become more expensive
over time.
Three consortia have been shortlisted to come up with detailed proposals
for Western Australia's first public private partnership
for schools, with the winner to design, build,
finance and maintain eight new public schools
over 25 years.
So in my case,
for example, I was running supplier relations, so relations with the hotel industry, and then I moved
over to a marketing role where I really had no experience or background, and then I moved
over to a
finance role where yet again I had no direct experience.
«He's got no energy plan, no financial analysis, if he thinks he's going to sell it off and the private sector is going to come in and invest, that is a recipe
for Puerto Rico being raked
over the coals by private interests,» Tom Sanzillo, director of
finance for the Cleveland, Ohio - based Institute
for Energy Economics and Financial Analysis.
While Bitcoin adherents cite low fees as an advantage of the cryptocurrency
over traditional
finance networks, the median fee
for a transaction reached $ 34 in late December.
In 2016, her team
financed the construction and rehabilitation of 14,000 affordable housing units
for low - income families and seniors in
over 90 US cities.
Originally launched with a focus on film, Indiegogo pivoted to include funding
for literally anything and is becoming known
for financing personal and cause - related campaigns such as that
for the bullied bus monitor, which raised
over $ 700,000.
To obtain
financing for a new business, you may need to provide a projection of the balance sheet
over the period of time the business plan covers.
With Congress stalemated
over immigration, Flake earlier this week sought to force a Senate vote on temporarily protecting «Dreamer» immigrants from being deported, while
financing Trump's border wall
for three years, but another Republican blocked Flake's effort.
Then factoring was slow, clunky and burdensome
for most business owners, who were typically required to turn
over all their invoices to a
financing company.
In preparation
for testimony before the House of Commons
finance committee in Ottawa on March 10, I pulled together some thoughts on three aspects of the impact of the oil - price crash on oil sands projects and policies, and I thought I'd share them with you here
over this and the next couple of posts.
After college, Bezos worked
for several years in
finance, including at hedge fund D. E. Shaw, where he had the idea to sell books
over the Internet, according to the Wired feature.
The government said it will make $ 1.4 billion available
over three years in new
financing for women entrepreneurs through the Business Development Bank as well as $ 250 million
over three years through Export Development Canada
for financing and insurance
for women - owned and women - led businesses.
G - 7
finance ministers will meet
over the weekend, but strategists are not looking
for any news from there.
Boasting
over $ 57 million in revenue, Sol Systems (No. 471) provides solar energy
finance and investment services
for businesses, banks, family offices and individuals.
Toys «R» Us said it received a commitment
for over $ 3 billion in debtor - in - possession
financing from lenders including a JPMorgan - led bank syndicate and certain of the company's existing lenders.
SAN FRANCISCO, May 2 - Tesla Inc stood by its production targets
for its Model 3 on Wednesday, assuring investors that its key new vehicle was on track, and sought to downplay increased wariness
over its
finances, saying it expected to achieve net profit in both its third and fourth quarters.
The Pope plans to hire a top global accounting firm to look
over the Church's
finances, and he's set up a «Working - Party
for the Economic Future,» composed of some of the top Vatican bodies, in order to create a plan
for the city - state to free up more money
for helping the poor, according to Bloomberg.
«We are beginning to see some deterioration in the credit quality of oil and gas loans to borrowers that used high volumes of debt to
finance their growth
over the past several years,» Grant Wilson, director of commercial credit
for the Office of the Comptroller of the Currency, a banking regulator, told Bloomberg in an interview.
Over time, these moves proved prescient, unlocking new revenue streams
for Nvidia in industries such as defense, energy,
finance, health care, manufacturing, and security.
However, when considered as an alternative to classic equity
financing, token sales yield a > 100X increase in the available base of buyers and a > 1000X improvement in the time to liquidity
over traditional methods
for startup
finance.
I've done deals that had many different price points (since the company brought in convertible notes
over time «high resolution
financing» and price kept going up with the new notes) and so we've had a class
for each note.
But political strategists and privacy advocates agreed that Mercer's parallel funding channels, combined with concerns
over the surreptitious, commodified Facebook data — reported here
for the first time — represented an intensified collision of billionaire
financing and digital targeting on the campaign trail.
Prior to forming CorePointe, Mr. Fink spent
over 10 years working
for Ableco
Finance LLC and Cerberus Capital Management.
Elise Rees, FCPA, FCA, ICD.D is a retired partner of Ernst & Young LLP, and is a strategic senior executive with
over 35 years» experience advising clients on
finances and tax, specializing in mergers and acquisitions
for the last 14 years.
Prior to forming CorePointe, Mr. Fording spent
over 12 years working
for Ableco
Finance LLC and Cerberus Capital Management where he focused on direct lending serving in a number of different capacities including origination, underwriting and portfolio management.
I assume,
for example, that the whole value of the dwelling is
financed through a series of three five - year fixed mortgages, amortized
over 15 years.
Our expert team has worked all
over the world
for top tech and
finance companies such as Google, Amazon, Morgan Stanley and Barclays.
The fourth - quarter 2010 earnings season took off to the races on Friday as JPMorgan Chase reported a 47 % boost in earnings
over Q4 2009, thus confirming analysts» expectations
for a positive shift in the
finance sector's fortunes after a rough couple of years.
The tax loss harvesting and consistent rebalancing to ensure you have appropriate risk exposure alone sounds worth it
for busy people who aren't all
over their
finances.
Forward - looking statements may include, among others, statements concerning our projected adjusted income (loss) from operations outlook
for 2018, on both a consolidated and segment basis; projected total revenue growth and global medical customer growth, each
over year end 2017; projected growth beyond 2018; projected medical care and operating expense ratios and medical cost trends; our projected consolidated adjusted tax rate; future financial or operating performance, including our ability to deliver personalized and innovative solutions
for our customers and clients; future growth, business strategy, strategic or operational initiatives; economic, regulatory or competitive environments, particularly with respect to the pace and extent of change in these areas;
financing or capital deployment plans and amounts available
for future deployment; our prospects
for growth in the coming years; the proposed merger (the «Merger») with Express Scripts Holding Company («Express Scripts») and other statements regarding Cigna's future beliefs, expectations, plans, intentions, financial condition or performance.
Once you've gone ahead and chosen your preferred model from our available inventories, the experts in our
Finance Center will be more than happy to take
over for our sales representatives and go
over the various payment options we have.
An online term loan is lump - sum
financing repaid
over a fixed period of time (3 - 36 months
for short - term and up to 10 years
for long - term).
Such risks and uncertainties include, but are not limited to: our ability to achieve our financial, strategic and operational plans or initiatives; our ability to predict and manage medical costs and price effectively and develop and maintain good relationships with physicians, hospitals and other health care providers; the impact of modifications to our operations and processes; our ability to identify potential strategic acquisitions or transactions and realize the expected benefits of such transactions, including with respect to the Merger; the substantial level of government regulation
over our business and the potential effects of new laws or regulations or changes in existing laws or regulations; the outcome of litigation, regulatory audits, investigations, actions and / or guaranty fund assessments; uncertainties surrounding participation in government - sponsored programs such as Medicare; the effectiveness and security of our information technology and other business systems; unfavorable industry, economic or political conditions, including foreign currency movements; acts of war, terrorism, natural disasters or pandemics; our ability to obtain shareholder or regulatory approvals required
for the Merger or the requirement to accept conditions that could reduce the anticipated benefits of the Merger as a condition to obtaining regulatory approvals; a longer time than anticipated to consummate the proposed Merger; problems regarding the successful integration of the businesses of Express Scripts and Cigna; unexpected costs regarding the proposed Merger; diversion of management's attention from ongoing business operations and opportunities during the pendency of the Merger; potential litigation associated with the proposed Merger; the ability to retain key personnel; the availability of
financing, including relating to the proposed Merger; effects on the businesses as a result of uncertainty surrounding the proposed Merger; as well as more specific risks and uncertainties discussed in our most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.cigna.com as well as on Express Scripts» most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.express-scripts.com.
Kalanick said Callinicos» responsibilities will be taken
over by his Strategic
Finance right - hand Gautam Gupta, a former vice president at Goldman Sachs, who will serve as acting head of finance while Uber looks for a replacement, possibly one who is well - versed in handling Uber's rumor
Finance right - hand Gautam Gupta, a former vice president at Goldman Sachs, who will serve as acting head of
finance while Uber looks for a replacement, possibly one who is well - versed in handling Uber's rumor
finance while Uber looks
for a replacement, possibly one who is well - versed in handling Uber's rumored IPO.
In fact, the increasing number of
financing options available (currently
over forty different types) may actually be complicating matters
for small business owners.
Jonha Revesencio is a marketing strategist with
over eight years» experience developing digital media strategies
for finance, FMCG, and tech companies.
In 2016,
for example, Kyrgyzstan canceled a project with several Russian companies to build five hydropower plants, citing the Russian entities» inability to secure
financing.28 In Tajikistan, the Russian military has periodically been unable to pay its local Tajik staff at its base there, even though the base purportedly serves as a key bulwark in Russia's defense against regional instability.29 That same year, Moscow pledged
over $ 1 billion in security assistance to Dushanbe and promised to increase its troop presence in the country by 2,000 soldiers.30 Yet neither appears to have materialized, which raises questions about Russia's true capacity and willingness to respond to a security crisis in the region and to project influence there.