Sentences with phrase «over your pension for»

Government agencies are warning that signing over your pension for several years is often not worth a quick cash loan.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
The Conservative government favoured PRPPs over more intrusive proposals for reform, such as expanding the Canada Pension Plan.
Shareholders in Barrick Gold — including seven major pension funds — used such a measure to express displeasure over an $ 11.9 - million signing bonus for its co-chairman.
The defeat was the most serious setback for Prodi's nine - month - old coalition government, also deeply divided over a host of domestic issues ranging from the budget, pension reform and a bill giving legal recognition to gay and unwed couples.
The collapse raises fears for the jobs and pensions of the 43,000 people employed by the company worldwide as well as questions over what will become of the 450 projects the U.K. government has employed the company to carry out.
To maintain the balance of their portfolios, pension fund managers have been selling equities and buying more bonds, and their notable demand for the latter counters the popular narrative that the 35 - year rally in fixed income is over.
Courtney Pratt, a former Toronto Hydro executive, took over in January 2004, and Stelco quickly filed for creditor protection with $ 545 million in long - term debt and a $ 1.3 - billion pension hole.
Torstar is investigating a merger of its pension plan assets with a multi-employer plan called CAAT, which would take over the obligation for paying past accrued benefits and future pension benefits of Torstar employees.
Before joining NHPF, he was a real estate investment professional, with over 40 years of experience managing money for pension funds and other institutional investors.
January 1952 saw the beginning of the country's first universal old age pension, Old Age Security, for people 70 years of age and over.
Like Old Age Security, the qualifying age for the Canada Pension Plan retirement pension would be reduced to 65 over the five - year period between 1965 anPension Plan retirement pension would be reduced to 65 over the five - year period between 1965 anpension would be reduced to 65 over the five - year period between 1965 and 1970.
thanks, and yes, a pittance of a pension and regular checkups keep us on budget and head off any problems — best decision i ever made (financial or otherwise) was serving our country doing search - and - rescue, oil and chemical spill remediation, etc. (you can guess the branch of service)-- along the way, frugal living, along with dollar - cost averaging, asset allocation, and diversification allowed us to retire early — Vanguard has been very good over the years, despite the Dot Bomb, 2002, and the recession (where we actually came out better with a modest but bargain retirement home purchase)... it's not easy building additional «legs» on a retirement platform, but now that we're here, cash, real estate, investments and insurance products, along with a small pension all help to avoid any real dependence on social security (we won't even need it at full retirement age)-- however, like nearly everybody, we're headed for Medicare in several years, albeit with a nice supplemental and pharmacy benefits — but our main concern is staying fit, active, and healthy!
Cerberus and its affiliates manage over $ 30 billion for many of the world's most respected investors, including government and private sector pension and retirement funds, charitable foundations and university endowments, insurance companies, family offices, sovereign wealth funds and high net worth individuals.
For example, the Canada Pension Plan Investment Board has over 1,100 staff and one of the largest PE portfolios in the world.
During a leveraged buyout the Pension liabilities MUST be planned for in advance of the take - over and pre-funded!!!
2014.10.23 RBC Investor & Treasury Services quarterly survey: Canadian pension assets inch higher in Q3 Pension assets rose for a fifth successive quarter despite concerns over anemic economic growth in the Eurozone and escalating global issues during the three months ending September, according to the latest survey from RBC Investor & Treasury Servpension assets inch higher in Q3 Pension assets rose for a fifth successive quarter despite concerns over anemic economic growth in the Eurozone and escalating global issues during the three months ending September, according to the latest survey from RBC Investor & Treasury ServPension assets rose for a fifth successive quarter despite concerns over anemic economic growth in the Eurozone and escalating global issues during the three months ending September, according to the latest survey from RBC Investor & Treasury Services...
In GMOs most recent letter, Jeremy Grantham leads off the piece with, «At GMO these days we argue over three very different pathways to a similar dismal 20 - year outlook for pension fund returns... A problem for investors following GMO's writing is which of these three alternatives to choose»
Over the course of his professional career Ricardo has worked at Banco Popular, where he was fund manager and head of the Quantitative Research Department of the bank's asset management arm, and Mutuaactivos, where he was head of the equity team and co-responsible for pension funds and managed mandates.
The 401 (k) was originally developed as a supplement to traditional defined - contribution (pension) plans, but company cost - cutting over the years means that the 401 (k) has become one of the primary ways Americans save for retirement.
If we look at the past, the National Association of State Retirement Administrators has stated that, over the last 10 years, the return for public pension funds has been 5.7 %.
One of the most interesting pieces I've come across lately deals with an investment firm that's been managing the pension plan for Tampa's police and firefighters for over 40 years.
With American corporations eliminating more than 84,000 pension plans since 1985, and with the stock market experiencing over a decade of unprecedented volatility, Cheryl was acutely aware of how important this decision had become for what is the first generation in history required to self - fund their retirement.
Looking at the actuarial funded ratio for state and local pension plans, the aggregate funded status of these plans has significantly declined over the last 15 years despite equities attaining all - time highs in recent periods.
The rule is long — running over 1,000 pages — and complicated, but «doable» for financial advisors, says Marcia Wagner, managing director of the Wagner Law Group, a Boston law firm specializing in employee benefits and pension law.
And the fight for decent pension provision for everyone is not yet over.
Otto Thoresen: «Pension providers are committed to ensuring value for money, transparent pensions — average pension charges have been falling steadily over the last decade and are now at their lowest ever levels&Pension providers are committed to ensuring value for money, transparent pensions — average pension charges have been falling steadily over the last decade and are now at their lowest ever levels&pension charges have been falling steadily over the last decade and are now at their lowest ever levels».
The state Department of Financial Services has begun an investigation into pension advance firms, the lenders that woo retirees to sign over their monthly pension checks in return for cash.
«The consequence of the long - drawn - out negotiations over the latest reform appears to be little or no long - term saving to the taxpayer or reduction in generosity, on average, of pensions for public service workers,» Carl Emmerson, deputy director of the IFS, said.
The two campaigns have traded barbs in recent weeks over a controversial amortization plan that Wilson characterizes as borrowing from the pension fund and DiNapoli's camp insists is merely «smoothing» to provide predictability for local governments and the state when it comes to contributions.
For what it's worth, Spitzer and Bloomberg are again disagreeing — this time over the mayor's warning that NYC could very well go the way of Detroit if his successor fails to control the city's rapidly rising health care and pension costs.
Tens of thousands of teachers across the north - west will be taking strike action today (Thursday 27 June) as a further step in the NASUWT and NUT teacher unions» dispute with the Secretary of State for Education over pay, pensions, working conditions and jobs.
And the debate over whether to enhance disability pensions for NYC police officers and firefighters has elements of both.
An obese judge did not do his $ 193,000 - a-year job for over three years because he was too fat — and will still retire with a hefty pension even though an ethics panel found he milked the system, The Post has learned.
The party's new policy expresses great concern that the current methods used to evaluate defined benefit (ie final salary and career average) pensions have been unable to cope with these unprecedented market conditions, and this, coupled with over-regulation on the part of the Pensions Regulator, had produced wildly volatile deficits which no - one could predict — wholly unsatisfactory for schemes that have to plan over half a pensions have been unable to cope with these unprecedented market conditions, and this, coupled with over-regulation on the part of the Pensions Regulator, had produced wildly volatile deficits which no - one could predict — wholly unsatisfactory for schemes that have to plan over half a Pensions Regulator, had produced wildly volatile deficits which no - one could predict — wholly unsatisfactory for schemes that have to plan over half a century.
Public - sector labor unions quickly went to work expressing anger over the potential agreement for the pension amendment on Wednesday evening.
In the first term, Cuomo battled public labor unions over the Tier Six pension measure, cut a deal with lawmakers in the Assembly and Senate to draw their own legislative boundaries, capped property taxes and was hesitant to embrace taxing the rich that was called for by the nascent Occupy Wall Street movement.
You can make sure that people have a bigger stake in society — more generous pensions, easier to get on the housing ladder, more access to shares and savings over their life, perhaps a stake in the company that they work for.
Only three in ten of the 12 million women over 45 have made sufficient NI payments to qualify for a full state pension on retirement.
The union yesterday (24) started balloting more than 250,000 of its members in civil and public services for a national strike over cuts to jobs, pensions and pay: www.pcs.org.uk
Shadow Minister for the Cabinet Office Francis Maude has pressed the Prime Minister over the rather fraught issue of Lord Falconer's pension.
Barney Keller, a spokesman for GOP gubernatorial rival Rick Lazio, said, «The last thing we need in Albany is another liberal Democrat like Steve Levy, who has taken over $ 400,000 in campaign contributions from the very same special interests that are stretching New York's pension system beyond the breaking point.»
In response to Cabinet Office minister Francis Maude's admission that the implementation of the Universal Credit system has been «pretty lamentable», the Department for Work and Pensions has told ITV News Iain Duncan Smith has «not shied away from any tough decisions» over the policy:
They are also eligible for guaranteed career pensions and retiree health insurance, with the state paying for most of their health insurance premiums and reimbursing lawmakers over 65 for Medicare Part B premiums.
According to one member of Heaney's team, «John Faso and his firm were banned [from lobbying in Albany] for five years over the pension scandal.
An obese acting state Supreme Court judge did not do his $ 193,000 - a-year job for over three years because he was too fat, and will still retire with a hefty pension even though an ethics panel found he milked the system.
Labour unions have for the past seven years battled government over payment of their second - tier pension funds.
It is our understanding that the force have admitted that the method they used in the reduction of officers pensions for these pensioners who are over 65 years of age did not comply with legislation.
«A recent survey for the NASUWT of over 37,000 teachers and headteachers found overwhelming opposition to the Coalition Government's proposed pension reforms.
All four candidates also said they would favor collective bargaining with city employee unions over possibly reducing pension benefits for new employees in order to rein in the budget, rather than a unilateral decision by the city.
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