Sentences with phrase «over your policy coverage»

At 60 years of age or older, you will definitely qualify for more policy benefits and have more relative flexibility and control over your policy coverage and benefits than you would if you were older.

For instance, what happens if you get in a car accident and resulting medical bills are over your policy coverage?

Not exact matches

As with other whole life insurance policies, guaranteed issue policies will build a cash value over time and coverage lasts as long as you continue to pay the premiums.

This sets them apart from term life policies, which offer coverage that is designed to insure your income earning years and end naturally when the term is over.

As the names imply, decreasing term policies pay a lower death benefit over time, while level term policies maintain the same death benefit for the term of the coverage.

Seniors over 80 typically won't qualify for term life insurance policies over 10 years in length, however, you can still qualify for permanent coverage.

WHEREAS, research shows that women are substantially less likely to self - select or be recruited for elective office, this gender gap in political ambition persists across generations and over time and that qualified female candidates who are equally or more qualified than men are often seen as less qualified or less viable than male candidates; and WHEREAS, research confirms that the presence of more women in a governing body leads to greater transparency and a focus on progressive policies such as closing the funding and achievement gaps in education, closing gaps or loopholes in contraception coverage and affordable health care, closing the wage gap, and removing obstacles that contribute to poverty of women & children; and

My colleagues and I set out to study the patterns that appear in local media coverage of wildfires so that we could better understand what policy problems local journalists bring up, how they assign blame or responsibility, and whether these trends change over time.

Over the next few months, 11 faculty members will study four key national policy initiatives — including programs that provide universal coverage of preschool, early literacy instruction, and school initiated improvement — and facilitate interdisciplinary integration of different curriculum subjects using technology.

With group access to edweek.org, your organization will: Build Expertise through our news coverage and analysis on top policy and curriculum topics Research Deeply with over 30 years of fully searchable archives plus content added daily Develop Professionally with subject - specific articles, videos, webinars and multimedia galleries Understand the Issues with our annual reports and special reporting series Formulate Strategies through our reports on K - 12 market trends, shifts & buying behaviors

Library Journal reviews over 8,000 books, audiobooks, videos, databases, and Web sites annually, and provides coverage of technology, management, policy, and other professional concerns.

Library Journal reviews over 8,000 books, audiobooks, videos, databases, and websites annually, and provides coverage of technology, management, policy, and other professional concerns.

You can then even combine those limits with your renters policy giving you over $ 20,000 in coverage (assuming you are insured for $ 50,000).

and the best way to understand your coverage is to go over that policy document with one of our renters insurance experts.

We'll take the time to go over the policy, the coverage, and the cost to make sure all three are a perfect match.

Assuming the same $ 150 a year price, and disregarding the other coverage such as personal property that comes with the policy, now you would have to live over 665 years in order to come out ahead by self - insuring.

Although coverage increases over the course of a policy period, the resulting higher premium is not usually billed until time of renewal.

The premiums are incredibly high and increase over time (in contrast to «level term» policies, «level benefit» means the death benefit stays the same while rates rise), and coverage ends when you turn 80.

The best way to make sure you have the coverage you think you do is to work with a Newport News renters insurance expert at Effective Coverage, who will be happy to take the time to go over your policy with you in whatever level of detail you prefer.

As with other whole life insurance policies, AARP's whole life coverage builds cash value over time.

Funeral Advantage whole life insurance policies offer up to $ 20,000 in coverage and have a cash value that grows over time.

Ideally, you often want to seek coverage from your own insurance first, and then let your policy fight it out with his over liability and collecting the money they paid out.

The policies are affordable; $ 10 - $ 20 / month will get provide well over $ 1 million in coverage.

As with other whole life insurance policies, guaranteed issue policies will build a cash value over time and coverage lasts as long as you continue to pay the premiums.

Avalon Irvine renters insurance not only provides liability coverage to pay a claim of that sort, but also provides a defense if you are sued over a claim the policy would cover.

So, if your financial situation changes over time and you want a greater amount of coverage, you would be able to increase your policy's death benefit without demonstrating your insurability.

So, if you quit smoking 4 years ago and don't have a pressing need for coverage, waiting a year to apply may reduce your annual premiums and save you a significant amount over the length of the policy.

Business Owners Policy coverage offers general liability and property coverage for over 600 different small businesses.

Time was, you had to call all over the city or spend an entire day online to get the best price and the best coverage on your policy.

Labor and material costs can change over time, so when you're renewing your policy or comparing quotes from the top insurers, update the per square footage estimate for your condo's dwelling coverage.

If your parents are over the age 75, a permanent life insurance policy or guaranteed issue policy may be your best option if you're looking for lifelong coverage.

So rather than choosing a yearly renewable term life insurance policy, choose a 10 year term for the same price over the length of time you need the coverage.

Rather than your coverage ending like a typical term policy, Custom Choice UL simply lowers the death benefit over time but your premium remains the same.

If you have comprehensive and collision coverages on your existing auto policy, they will carry over to your rental car and you won't need to purchase additional insurance.

Personal umbrella insurance is a type of insurance designed to add extra liability coverage over and above another insurance policy, such as auto or homeowners insurance.

With over 750,000 policies and over $ 38 billion of active coverage in force, the carrier is committed to providing protection and peace of mind for families all over the country.

This is a great feature as it means you don't have to pay higher premiums over the entire term of the policy if you only need more coverage for a short period of time.

Because you have coverage, the injured party is likely to settle for policy limits and accept some money rather than no money or a small stream of money they have to take from you over a period of decades.

While Life Choice UL is the better policy for those that know they want over $ 100,000 of universal life coverage, Life Step UL charges a bit more to come with greater flexibility.

If someone slips, falls and is hurt on the premises, or if your overzealous dog or cat bites a visitor and sends them to the ER, your policy should contain medical coverage to cover injuries without a lawsuit being involved, and liability, in the event you are sued over a mishap.

This sets them apart from term life policies, which offer coverage that is designed to insure your income earning years and end naturally when the term is over.

When you purchase this insurance policy, you are insured for a defined amount of coverage, at a fixed premium, over a specific period of time (10, 15, 20, or 30 years).

It has been argued over the years by insurance firms that mortality fees should not be taken into account as such charges are meant for provision of life coverage to the holder of the policy.

Permanent life insurance policies can include provisions, sometimes referred to as «riders,» that allow the insured to essentially increase his or her coverage over their lifetime.

These policies may be able to be converted over into a permanent life insurance policy so that the insured has lifetime coverage (provided that the premium continues to be paid).

This added flexibility can give you the valuable life insurance coverage you need, while maintaining more control over several important parts of your policy.

A type of Permanent Life insurance where the face amount of coverage and the premiums are fixed and do not change over the life of the policy.

Unless you need coverage immediately for some reason, we recommend Primerica's Custom Advantage policy over TermNow.

Voya's TermSmart policies are offered for 10, 15 and 20 year periods, and you can purchase between $ 100,000 to over $ 1 million in coverage.

A great benefit of paying over a limited time is that you invest a greater amount in the cash value portion of the policy early on, meaning you earn higher returns over the length of coverage.