Sentences with phrase «overall balance sheets»

Debt problems are going to continue to emerge in 2013, but as long as each new manifestation of excessively rising debt is treated as a specific and localized problem that can be resolved with specific polices, overall balance sheets will continue to get worse.

An audit also includes examining, on a test basis, evidence supporting the amounts and disclosures in the balance sheet, assessing the accounting principles used and significant estimates made by management, and evaluating the overall balance sheet presentation.

They are in part cyclical, as the bursting of a real estate bubble has led to sustained bank deleveraging: the overall balance sheet of Puerto Rican banks has declined more than that of Greece.

Some are decaying, some are rebuilding, but overall the balance sheet is not radically different.

Advise clients on their overall balance sheet, including asset allocation, investment management, wealth planning, credit and banking needs

Not exact matches

«Overall, China has been able this year to keep the off - balance - sheet or shadow banking activities slow,» said Ben Luk, global macro strategist at State Street Global Markets.

All three of your main financial statements — balance sheet, profit and loss statement, and cash flow statement — relay a different view of your business, and each is critical to the overall health of your business.

Event - driven and long short equity managers, for instance, have overall seen rosier average gains over the past 12 — 18 months on the back of investors» growing focus on company - specific events, earnings growth, balance sheets and valuations of individual securities across different sectors and regions.

When we look at corporate balance sheets and liquidity, overall we believe the corporate credit markets are in reasonable shape, and general business trends point toward a fairly constructive outlook and reasonably healthy environment.

Overall, his selections are positioned to take advantage of what he calls «muted growth» in developed economies while avoiding «recurring balance sheet» issues.

Overall, they're in line for the industry, meaning the balance sheet is relatively acceptable.

Given the strength of BXMT's balance sheet and the overall quality of «trophy» loans, I consider this REIT at attractive BUY today.

When asked for additional clarity during the March FOMC press conference she said only that shrinking the balance sheet is not predicated on a pre-specified level for the federal funds rate and that overall monetary policy normalization would be «well under way» before shrinking the balance sheet commenced.

But overall, the balance sheets of Australian financial institutions remain very strong.

Capital in the banking system overall is much higher than it has been in many years and bank balance sheets are shrinking.1

That said, while EM governments seem to have cleaned up their balance sheets, overall leverage in total EM debt has increased due to the build up of leverage from EM corporates.

The already overstretched bubble in the markets is still expanding, but we now see bold moves by the Fed to reduce its balance sheet, at the same time that the ECB plan to tapper, overall presenting us with a pretty deflationary outlook.

The healthy state of corporate balance sheets overall is also apparent in corporate bond spreads, which remain at relatively low levels.

Because it allows a central bank to expand its balance sheet arbitrarily without unduly altering its overall monetary policy stance, a floor system is a central bank bureaucrat's dream - come - true.

So, looking at the overall businesses and the financial foundation provided by their balance sheets, Alcoa appears to be in a better position.

«If it sells, it will get a nice pay cheque, which will strengthen its balance sheet and give it room to think about the overall strategy going forward.

When the team looked at the overall balance between the radiation upward from the surface of the ice sheet and the radiation both upward and downward from the upper levels of the atmosphere across all infrared wavelengths over the course of a year, they found that in central Antarctica the surface and lower atmosphere, against expectation, actually lose more energy to space if the air contains greenhouse gases, the researchers report online and in a forthcoming Geophysical Research Letters.

Even relatively large calving events, where tabular ice chunks the size of Manhattan or bigger calve from the seaward front of the shelf, can be considered normal if the ice sheet is in overall balance.

Overall, here are my favorites in this order 1) the coconut + rice sheet masks 2) the balancing moisturizer and 3) the daily lip nourisher.

This change would not reduce costs overall, but it would begin to curb the practice of paying operating expenses with long - term, off — balance sheet debt.

Overall, their pricing sheet for essay writing indicates a fair balance between quality and affordability, which makes this British essay service one - of - a-kind in its efforts to bring quality at the lowest rates.

That overall estimate (implying $ 1.25 trillion in total balance sheet reductions) is slightly low, but close to our own calculations.

Talisman's balance sheet looks respectable, but something needs to be done about its profits and future overall.

Expect companies to charge off everything questionable on their balance sheets while they can blame it on overall conditions as opposed to their own doing.

If the Fed is easing, and the economy is doing well crummy companies with poor balance sheets can do well, but overall I think companies with strong balance sheets perform better in the long run.

Fund managers seek to uncover companies with strong balance sheets and leading market share positions that possess attractive growth prospects, yet trade at discounts to the overall market.

Derivatives must come onto the balance sheet for regulatory purposes, revealing leverage increases / decreases, counterparty risk, overall sensitivity to the factors underlying the contracts.

It must also possess a margin of safety as demonstrated by a strong balance sheet and overall credit worthiness.

These metrics represent a very solid balance sheet showing a reasonable overall debt load and more than sufficient earnings to cover interest payments.

If I adjust for surplus cash, I'm looking at the overall financial strength of the business — so I would check: i) balance sheet cash isn't a once - off / seasonal (cash avgd $ 189 million in the last year), ii) agreed — working capital appears healthy / stable, iii) there's no serious cash flow shortfall vs. earnings, and iv) all debt metrics are healthy.

Overall, when a balance sheet includes preference / convertible liabilities, I think an average is the fairest measure — Average Net LTV works out to be 40 %.

But if you view «investment» as something that improves your balance sheet / net worth by reducing debt and reducing how much money you're throwing away in interest each month, then the answer is definitely yes, paying down debt is a good investment to improve your overall financial condition.

Overall, the stability of Duke Energy's earnings and non-discretionary nature of its services significantly boost the safety of its dividend payment despite its levered balance sheet and relatively high payout ratio.

Overall, I estimate the mass balance of the Greenland ice sheet to be about -80 + / -10 cubic km of ice per year in 2000 and -110 + / -15 cubic km of ice per year in 2004, i.e. more negative than based on partial altimetry surveys of the outlet glaciers.

When these factors are equal, the mass budget is balanced, but for years the Greenland Ice Sheet has had a negative mass budget, meaning the ice sheet is losing mass oveSheet has had a negative mass budget, meaning the ice sheet is losing mass ovesheet is losing mass overall.

The overall topography of the ice sheet is controlled both by the basal and peripheral geology and the mass balance distribution of the ice sheet.

As with IMBIE 2012, it will collate, compare, integrate, interpret, and report satellite estimates of ice sheet mass balance, with the overall aim of producing a community assessment of Greenland and Antarctica's ongoing contributions to global sea level rise.

While uncertainty coming from the European debt crisis remains the biggest potential damper on the year for M&A activity, the credit crisis has taught companies over the last few years to hang on to cash and, overall, heading into 2012 Canadian companies have stronger balance sheets than they did two years ago.

These companies review each life insurance company's financial balance sheets, business profiles and overall operating performance.

Here, an insurance company is rated based on a quantitative and qualitative analysis of its operating performance, the strength of its balance sheet, and its overall business profile.

Prepare Balance Sheet account reconciliations - 3 - 5 years of overall general accounting experience, ideally with Big 4 experience

Typical responsibilities seen on a Comptroller example resume are performing routine accounting tasks, maintaining payroll, preparing balance sheets, identifying fraud and waste of company assets, assisting with periodic audits, and helping with the completion of the overall budget.

• Accurately processed payroll as well as monitored vacation / benefit accruals independently • Actively managed wage garnishments and processed termination checks • Accepted accountability for the overall teamwork and stood responsible for meeting the deadlines • Assisted HR department with compensation and benefits for payroll related tasks like processing benefits premiums, wage ceilings, long term disability claims, life insurance, group health insurance, fringe benefits, and overtime pay analysis • Assisted internal and external auditing procedures related to payroll by following company standards and policies • Monitored and reviewed complete payroll accounts for verification of accuracy and in case of any discrepancies made appropriate corrections and updates, at the end of every month • Communicated effectively with all staff responding to their requests and inquiries related to payroll information • Correctly made payroll related general ledger journal entries for each record • Created and dispersed payroll vouchers to the company employees every month on the pay day • Created benefit audits and reports for terminated / retired employees • Maintained perfect reconciliations of balance sheet accounts related to the payroll • Executed special research projects regarding payroll management and for detailed analysis of financial facets of payroll • Gave suggestions to the management for the policy and procedure updates and refreshers related to payroll management and its financial aspects • Organized and maintained outstanding payroll checks and lists in coordination with the HR department • Managed contacts and communicated regularly with all the internal and external stakeholders ensuring effective flow of information • Organized files, accounts, ledgers, records, employee books for payroll documents and other related purposes • Prepared SDLs — Salary Distribution Journals and other distribution journals every month for payroll accounts • Processed and prepared corporate payroll using Pay Expert Application, managing all paperwork for the wire transfers and generated return funds • Processed payroll changes for new hires and terminations ensuring accuracy and timeliness of the process • Proficiently used PRG (Millennium) payroll and TMx labor scheduling software applications for effective payroll management • Resolved all issues related to payroll tax payments and reported after every pay run making sure that all filings were accurately represented by the tax service provider • Reconciled tax payments for federal, state and local payroll as well as returns for multiple authorities on monthly basis.

RTI Shipping Inc., Hollis • NY 2004 — 2006 General Manager Provided overall management for successful shipping corporation with oversight for all accounting requirements, Bank Reconciliation, budget development, P&L statements, balance sheet generation and all other financial reports.

Overall, the company has been able to substantially deleverage its balance sheet lowering its debt - to - capital ratio from 51 percent to about 35 percent.