Sentences with phrase «overall credit history»

This mistakes can cost you and it may impact your overall credit history, negatively.

Keep in mind that insurance companies tend to be more concerned about your overall credit history than analyzing every instance you've applied for credit.

In the new scoring criteria, trended data bases your credit score on certain points in time in your overall credit history.

The bank might not offer a credit limit increase right away, but it might be possible to do so over time, depending on your score and overall credit history.

That last point is important because canceling your oldest credit card will, in the long run, shorten your overall credit history — and length of credit history is a major factor in the way FICO calculates your credit score.

Which card you receive will largely depend on your credit score and overall credit history, including outstanding balances and your payment history.

The older your accounts and your overall credit history, the larger time frame from which a company can accurately judge both your finances and behavior towards credit.

You're on your way to rebuilding your overall credit history and financial health.

This particular ratio is an extremely important factor to consider when it comes to managing and staying out of debt, as well as assessing the status of your overall credit history.

The immediate effect of taking out a mortgage will likely make your credit score go down slightly, but over the next six months to a year, the positive effects of making your payments on time, plus adding another layer to your credit mix, will likely improve your overall credit history and therefore your credit score will also improve, the article states

In reality, store credit cards can decrease the age of your overall credit history, thereby lowering your score.

While American Express doesn't do a hard pull of a user's credit report, it does look at the overall credit history, as well as the way the card is used.

Rates and terms vary by individual's overall credit history and underwriting factors and are subject to change.

Rates and terms are determined by overall credit history, loan - to - value and term of loan, and are subject to change.

The issuer might not offer a credit limit increase right away, but it might be possible to obtain a larger credit line over time, depending on your score and overall credit history.

Removing them will somewhat decrease the age of my overall credit history.

In the meantime, focus on improving your overall credit history.

And because your utility payment history becomes part of your overall credit history, it can affect whether you can get other types of credit.

In the new scoring criteria, trended data bases your credit score on certain points in time in your overall credit history.

However, some lenders are open to considering better terms for personal loans for those with bad credit if the overall credit history is not bad.

Which card you receive will largely depend on your credit score and overall credit history, including outstanding balances and your payment history.

Analyze the homeowners overall credit history, especially payments on the existing mortgage.

Your account will be reviewed periodically, and based on your overall credit history, including your account with Bank of America as well as other credit cards and loans, and if you have demonstrated positive, responsible Account activity, you could qualify to have your security deposit returned to you.

That's because a major aspect of your credit score makeup comes from the length of your overall credit history.

To develop your credit score, FICO analyzes your debts against your limits, your history of on - time and late payments, the number of accounts you have, the various types of accounts you have (such as revolving, installment and so on), the length of your overall credit history and the amount of new credit you've been applying or.

So, for one person, closing an older account can represent higher risk than it does for another person solely because of the unique nature of their overall credit histories.»

Not exact matches

Say you've had a certain credit card for 10 years; closing that account may decrease your overall average credit history and negatively impact your score, especially over the short term.

The company's proprietary platform looks deeper into the health of small businesses, focusing on the overall business performance, rather than the owner's personal credit history.

The company's proprietary credit models look deeper into the health of businesses, focusing on overall business performance, rather than the owner's personal credit history.

Nevertheless, as traditional lenders have shied away from the smallest small businesses; and loans to those businesses has been in overall decline since the year 2000 [3], online lenders are using technology to look at other information available from the public record as well as transaction history, cash flow, and other metrics in addition to credit profiles, that demonstrate a healthy business.

Unlike your personal credit, it's not expressed in a fairly universal score, but rather is typically expressed in a series of reports that address how timely a business repays vendors who offer payment terms, their payment history with any current small business loans, industry information (including the overall creditworthiness of other businesses within that industry), and comparisons between the business and others within the same revenue class, size, number of employees, and the region where they do business.

But they maintain that the disparity can be explained by two factors the industry has fought to keep hidden: the prospective borrowers» credit history and overall debt - to - income ratio.

The factors that determine which credit card debt consolidation option works best for you are your debt load, your credit score and history and your overall financial situation.

Some parts of your credit history are more important than others and will carry more weight on your overall score.

Just as important as your payment history is your overall credit utilization, which the more you charge on your account and it reaches your limit, the lower your credit score will go.

As we just discussed, your payment patterns and history are a driving force in your overall credit score.

Under McQueen's leadership, Tennessee recently announced the state's highest graduation rate in its history at 89.1 %, best overall ACT at 20.1 — a number that represents all public school students in the state, across the board improvements in the 2nd year of the new state assessment, and a record high number of students taking and attaining credit for early college coursework.

: w / Radius Arms Shock Absorber Diameter - Front (mm): 32 Shock Absorber Diameter - Rear (mm): 35 Stabilizer Bar Diameter - Front (in): 0.79 Stabilizer Bar Diameter - Rear (in): 0.59 Steering Type: Pwr Rack & Pinion Steering Ratio -LRB-: 1), Overall: 19.0 Lock to Lock Turns (Steering): 3.2 Turning Diameter - Curb to Curb (ft): 36.7 Turning Diameter - Wall to Wall (ft): 39.4 Brake Type: Power Brake ABS System: 4 - Wheel Disc - Front (Yes or): Yes Disc - Rear (Yes or): Yes Front Brake Rotor Diam x Thickness (in): 11.4 x 0.94 Rear Brake Rotor Diam x Thickness (in): 11.3 x 0.39 + EXTERIOR 2 - tone paint (2000) Raised roof line (2000) Roof rails w / crossbars Protective rear bumper step pad Front / rear body - color bumpers Body - color lower body - side cladding Aerodynamic body - color body - side ground effects molding Front / rear splash guards Automatic - off multi-reflector halogen headlights Multi-reflector halogen fog lights w / stone shields Daytime running lights Dual body - color fold away pwr mirrors Variable intermittent windshield wipers Fixed intermittent rear window wiper / washer Front Tire Size: 225 / 60HR16 Rear Tire Size: 225 / 60HR16 Spare Tire Size: Compact Front Wheel Size (in): 16 x 6.5 Rear Wheel Size (in): 16 x 6.5 Front Wheel Material: Aluminum Rear Wheel Material: Aluminum Wheelbase (in): 104.3 Length, Overall (in): 187.4 Width, Max w / o mirrors (in): 68.7 Height, Overall (in): 63.3 Track Width, Front (in): 57.9 Track Width, Rear (in): 57.7 Min Ground Clearance (in): 7.3 Rear Door Opening Height (in): 30.2 Rear Door Opening Width (in): 43.3 Cargo Area Length @ Floor to Seat 1 (in): 74.9 Cargo Area Length @ Floor to Seat 2 (in): 43.5 Cargo Area Width @ Beltline (in): 47.2 Cargo Box Width @ Wheelhousings (in): 42.3 Cargo Box (Area) Height (in): 33.2 Liftover Height (in): 25.2 Cargo Volume to Seat 1 (ft3): 68.6 Cargo Volume to Seat 2 (ft3): 34.3 + INTERIOR Reclining front bucket seats w / height adjustable head restraints 6 - way pwr driver seat Driver seat height adjustment (2000) Driver seat adjustable lumbar support Moquette cloth seat trim 60/40 split fold down rear bench seat Rear seat headrests on all seating positions Front / rear carpeted floor mats Tilt adjustable steering column Instrumentation - inc: digital dual - mode trip odometer, ambient temp gauge Tell - tale door ajar graphic display (2000) Pwr windows w / driver - side one - touch down feature Pwr door locks Remote keyless entry Cruise control Air conditioning Rear seat heat ducts Rear window defroster w / timer Electronic AM / FM stereo w / cassette - inc: (4) speakers, clock, weatherband Front 12 - volt pwr outlet & ashtray Woodgrain patterned dash 2 front / 2 rear cupholders Dual illuminated visor vanity mirrors Overhead console - inc: sunglass holder Lighting - inc: overhead map, glove box, cargo area, trunk Front seatback net pockets Cargo area 12 - volt pwr outlet Cargo area hooks Cargo area / trunk multibox storage tray Rubber cargo tray / mat Cargo area security cover Passenger Capacity: 5 Passenger Volume (ft3): 95.9 Total Cooling System Capacity (qts): 6.5 Front Head Room (in): 38.5 Front Leg Room (in): 43.3 Front Shoulder Room (in): 53.9 Front Hip Room (in): 51.3 Second Head Room (in): 37.2 Second Leg Room (in): 34.3 Second Shoulder Room (in): 53.6 Second Hip Room (in): 51.9 + SAFETY 4 - wheel anti-lock braking system (ABS) Driver & front passenger airbags (SRS) w / passenger dual stage deployment 3 - point seatbelts on all seating positions Height adjustable shoulder belts on front seating positions Child safety rear door locks Uniform child safety seat anchorage system Energy - absorbing collapsible steering column Front / rear 5 - mph impact - absorbing bumpers Side - impact door beams Daytime running lights + EPA Fuel Economy & Specification EPA Fuel Economy Est - City (MPG): 22 EPA Fuel Economy Est - Hwy (MPG): 27 Spare Wheel Size (in): - TBD - Spare Wheel Material: - TBD - Fuel Tank Capacity, Approx (gal): 16.9 Additional Photos Buyer Resources Contact Ebay Sales Department: for more information Toll - Free: [phone] Request More Info Vehicle Condition Service History 113,287 Miles No Known Mechanical Problems Options & Features Ext / Int Color GRAYwith Interior Luxury Features Air ConditioningClimate Control SystemCruise ControlWood Trim Power Equipment Power Driver's SeatPower MirrorsPower SteeringPower Windows Safety Features All Wheel DriveChild Proof Door LocksDriver's Air BagFog LightsKeyless EntryPassenger Air BagRear Defogger Interior Carpeted Floor MatsClockCup HoldersOverhead ConsoleVanity Mirrors Exterior Body Side MoldingsOff Road TiresRear WipersRoof Rack Audio / Video AM / FMCassette Financing Information Contact us today for more information, or fill out our Online Credit Application to begin the pre-approval process today.

EXTERIOR: Excellent Overall Exterior Condition; Glossy Paint; Excellent Windshield; Fully Detailed — INTERIOR: Excellent Overall Interior Condition; Excellent Dashboard; Excellent Carpets; Excellent Headliner / Panels; Excellent Trunk / Cargo Space; Fully Detailed — SERVICE HISTORY: One Owner; Dealer Inspected; Have All Service Records Original Manuals Keys — INSTALLED FEATURES: Front Air Conditioning Zones: Dual Front Air Conditioning: Automatic Climate Control Rear Vents: Second Row Front Airbags: Dual Side Airbags: Front Side Curtain Airbags: Front Side - Curtain Airbag Rollover Sensor Antenna Type: Mast Auxiliary Audio Input: MP3 In - Dash CD: 6 Disc Premium Brand: JBL Radio: AM / FM Subwoofer: 1 Total Speakers: 12 Watts: 440 ABS: 4 - Wheel Braking Assist Electronic Brakeforce Distribution Front Brake Diameter: 13.9 Front Brake Type: Ventilated Disc Rear Brake Diameter: 13.6 Rear Brake Type: Ventilated Disc Armrests: Rear Folding Center Console: Front Console With Storage Cruise Control Cupholders: Front Dimming Rearview Mirror: Auto Memorized Settings: 2 Driver Multi-Function Remote: Keyless Entry Overhead Console: Front Power Outlet (s): 12V Front Power Steering Reading Lights: Front Steering Wheel Mounted Controls: Audio Steering Wheel: Tilt and Telescopic Storage: Door Pockets Universal Remote Transmitter Vanity Mirrors: Dual Illuminating 4WD Selector: Electronic Hi - Lo 4WD Type: Part Time Axle Ratio: 4.30 Front Bumper Color: Chrome Grille Color: Chrome Mudguards: Front Pickup Bed Light Pickup Bed Type: Fleetside Rear Bumper Color: Chrome Skid Plate (s) Compass Electroluminescent Instrumentation External Temperature Display Gauge: Tachometer Trip Computer Warnings and Reminders: Low Fuel Level Exterior Entry Lights Front Fog Lights Side Mirror Adjustments: Power Side Mirrors: Driver Side Only Heated Child Safety Door Locks Child Seat Anchors Parking Sensors: Front Rear Seatbelts: Center 3 - Point Seatbelt Force Limiters: Front Seatbelt Pretensioners: Front Driver Seat Power Adjustments: Height Driver Seat: Heated Front Headrests: Adjustable Front Seat Type: Bucket Passenger Seat Power Adjustments: Lumbar Passenger Seat: Heated Rear Headrests: Adjustable Rear Seat Folding: Flat Rear Seat Manual Adjustments: Reclining Rear Seat Type: 40-20-40 Split Bench Upholstery: Leather 2 - Stage Unlocking Doors Anti-Theft System: Alarm With Remote Power Door Locks Stability Control Traction Control Turns Lock - To - Lock: 3.7 Front Shock Type: Gas Front Spring Type: Coil Front Stabilizer Bar Front Struts Front Suspension Classification: Independent Front Suspension Type: Double Wishbone Rear Shock Type: Gas Rear Spring Type: Leaf Rear Suspension Classification: Solid Live Axle Rear Suspension Type: Multi-Leaf Wireless Data Link: Bluetooth Spare Tire Mount Location: Underbody Tire Pressure Monitoring System Tire Type: All Season Auxiliary Transmission Fluid Cooler Tow Hooks: Front Trailer Hitch Trailer Wiring Front Wipers: Intermittent Pickup Sliding Rear Window: Power Vertical Power Windows Rear Privacy Glass Window Defogger: Rear Running Boards All Weather Mats / Door Sill Protector Daytime Running Lights 100 % GUARANTEED CREDIT APPROVAL.FIRST TIME BUYERS WELCOME.

EXTERIOR: Excellent Overall Exterior Condition; Excellent Windshield; No Rust; Fully Detailed — INTERIOR: Excellent Overall Interior Condition; Excellent Dashboard; Excellent Carpets; Excellent Headliner / Panels; Excellent Trunk / Cargo Space; Fully Detailed — SERVICE HISTORY: Dealer Inspected; Have All — INSTALLED FEATURES: Front Air Conditioning Front Air Conditioning Zones: Single Airbag Deactivation: Occupant Sensing Passenger Front Airbags: Dual Side Airbags: Front Side Curtain Airbags: Front Antenna Type: Mast Auxiliary Audio Input: Usb Radio Data System Radio: AM / FM Speed Sensitive Volume Control Total Speakers: 6 ABS: 4 - Wheel Brake Drying Braking Assist Electronic Brakeforce Distribution Front Brake Diameter: 14.2 Front Brake Type: Ventilated Disc Front Brake Width: 1.54 Power Brakes Rear Brake Diameter: 14.1 Rear Brake Type: Ventilated Disc Rear Brake Width: 1.34 Armrests: Front Center Floor Material: Rubber / Vinyl Ashtray Assist Handle: Front Cruise Control Cupholders: Front Dimming Rearview Mirror: Manual Day / Night Multi-Function Remote: Keyless Entry One - Touch Windows: 2 Power Outlet (s): 12V Power Steering Power Windows: Lockout Button Retained Accessory Power Steering Wheel Mounted Controls: Cruise Control Steering Wheel: Tilt Storage: Door Pockets 4WD Selector: Manual Hi - Lo 4WD Type: Part Time Axle Ratio: 3.73 Limited Slip Differential: Rear Alternator: 160 Amps Battery Rating: 730 Cca Battery: Maintenance - Free Emissions: 50 State Door Handle Color: Black Front Bumper Color: Black Grille Color: Black Mirror Color: Black Pickup Bed Light Pickup Bed Type: Styleside Rear Bumper Color: Black Tailgate: Removable Window Trim: Black Infotainment: Uconnect Clock Digital Odometer Engine Hour Meter Gauge: Tachometer Multi-Function Display Warnings and Reminders: Low Fuel Level Exterior Entry Lights: Puddle Lamps Headlights: Auto Delay Off Taillights: Rear Center Side Mirror Adjustments: Manual Folding Side Mirror Type: Towing Side Mirrors: Heated Body Side Reinforcements: Side Impact Door Beams Child Safety Door Locks Child Seat Anchors: Latch System Crumple Zones: Front Energy Absorbing Steering Column Emergency Locking Retractors: Front Front Seatbelts: 3 - Point Rear Seatbelts: 3 - Point Seatbelt Force Limiters Seatbelt Pretensioners Seatbelt Warning Sensor: Front Driver Seat Manual Adjustments Front Headrests: Adjustable Front Seat Type: 40-20-40 Split Bench Passenger Seat Manual Adjustments Rear Headrests: Adjustable Rear Seat Folding Rear Seat Type: Bench Upholstery: Vinyl Anti-Theft System: Engine Immobilizer Power Door Locks Rolling Code Security: Key Hill Holder Control Roll Stability Control Stability Control Traction Control Trailer Stability Control Front Shock Type: Gas Front Spring Type: Coil Front Stabilizer Bar Front Suspension Classification: Solid Live Axle Front Suspension Type: Multi-Link Rear Shock Type: Gas Rear Spring Type: Leaf Rear Suspension Classification: Solid Live Axle Rear Suspension Type: Multi-Leaf Pre-Wired For Phone Spare Tire Mount Location: Underbody Spare Tire Size: Full - Size Non-Matching Spare Wheel Type: Steel Tire Pressure Monitoring System Tire Type: All Season Wheels: Steel Auxiliary Transmission Fluid Cooler Tow Hooks Trailer Hitch: Class V Trailer Wiring: 4 - Pin Front Wipers: Variable Intermittent Power Windows Rear Privacy Glass Trailer Brake Controller 100 % GUARANTEED CREDIT APPROVAL.FIRST TIME BUYERS WELCOME.

Be prepared to discuss your income, credit history and your overall economic situation.

In fact, your credit score and history, income and overall outstanding debt will be the only things taken into account when the lender has to decide whether to approve your loan or not.

Unlike your personal credit, it's not expressed in a fairly universal score, but rather is typically expressed in a series of reports that address how timely a business repays vendors who offer payment terms, their payment history with any current small business loans, industry information (including the overall creditworthiness of other businesses within that industry), and comparisons between the business and others within the same revenue class, size, number of employees, and the region where they do business.

This is because it will decrease the overall length of your credit history, which has a negative impact on your credit score.

This decreases the length of your credit history and increases your overall credit utilization rate (how much debt you carry versus your credit limits).

Some parts of your credit history are more important than others and will carry more weight on your overall score.

An overall good credit history can outweigh one or two instances of late credit card payments.

Since the rating agencies look at things like payment history, making timely payments, debt - to - credit ratio and other factors, the overall impact of having an auto loan is a positive one.

Utilization ratio is the proportion of your overall credit limit to your available credit, and it is an important factor in your credit score and history.

Short term money providers rely on their own scoring criteria based on the borrowers» payment history, income and ability to pay as opposed to the overall credit score.