Sentences with phrase «overall debt for»

Student loans are a major source of overall debt for Americans.

Also, this debt is added to their overall debt for the debt - to - income ratio, which can hurt them if they apply for other loans in the future.

Not exact matches

The average income tax refund — $ 2,878 overall and $ 3,031 for those receiving the money via direct deposit, according to the IRS — could be a big help in your goal of knocking down that debt.

China holds about 20 percent of U.S. debt held by foreign countries, which is a lot, but it only accounts for about 5 percent of outstanding debt overall.

In addition, the median overall debt level for that age group neared $ 25,000 in 2012, up from less than $ 15,000 in 1998.

The stocks that hedge funds have largely ignored tend to be much larger than the hotels, have less debt, grow earnings more slowly but consistently, and pay bigger dividends (an average yield of nearly 3 % for the S&P 500 constituents, compared with 2 % for the index overall).

Shareholders are looking for returns, cash is looking for a home, and debt is still rather cheap, making the overall market favorable for mergers and acquisitions, said Dale Stafford, who leads Bain's mergers and acquisitions practice in the Americas.

Lenders will account for the tax debt when calculating your overall debt burden and cash flow.

Overall, this augurs for globally diverse fixed income exposures, including a preference for up - in - quality credit exposures and an allocation to emerging market debt for investors who can tolerate the added risk.

A lien can negatively impact your cash flow and overall debt burden — other factors that lenders look at when deciding whether to approve you for a business loan.

That said, a broad market trend towards convertible debt has implications that I think are bad for the overall early stage investment ecosystem.

While Powell's overall remarks before the Senate Banking Committee suggested the Fed has a positive economic outlook over the next several years, the chairman warned that ballooning balances on student loan debt could pose problems for economic growth.

In the multiple models we ran for paying off three credit card balances, we found it's better to use a combination of both the snowball and avalanche methods; that allows you to pay off debt rapidly while accruing less interest overall.

An array of measures is selected from the overall credit supply (or what is the same thing, debt securities) to represent «money,» which then is correlated with changes in goods and service prices, but not with prices for capital assets — bonds, stocks and real estate.

For 2014, Humana discounted from its EPS calculation losses from paying down some bonds, even as its overall debt levels increased.

Paying down credit card debt can benefit your overall DTI as well as your credit score, which could help improve your chances of getting approved for refinancing.

In the last two years as the bull argument has been pummeled into reality by the surge in debt, the persistent failure of consumption growth to close the gap with GDP growth, and the sharp slowdown in overall growth, the mood abroad has turned increasingly bearish, to the point that many people are speaking about a China collapse and the horrible implications this will have for the rest of the world.

While this reduces the reported amount of outstanding debt, if the concern is the ability of borrowers to generate the returns needed to service the debt that funded these projects, converting them into equity does not reduce the riskiness of the banking system, nor does it reduce net indebtedness for the country overall.

Results from the poll indicate that the primary reason for increased debt is higher overall spending.

Lenders will also consider the co-signed loan as part of the cosigner's overall debt when considering them for future loans.

For instance, if you have other debt such as student loans or a car loan, you may want to factor the repayment of those loans into your overall plan.

It is the most popular type of US Treasury debt and is often used as a barometer for the overall U.S. economy.

The factors that determine which credit card debt consolidation option works best for you are your debt load, your credit score and history and your overall financial situation.

So as the safe haven appeal of government debt reduces while the overall quality of corporate credit improves, it's logical for high - yield credit spreads to tighten.

The interest rate that you may qualify for through this type of debt consolidation plan can vary based on your credit rating and overall financial picture.

With the Dodd Frank regulations and an overall heavily regulated banking industry, the rates for credit card debt have barely budged during this low Federal Funds Rate period.

We think that the bad debt charges from moderately rising unemployment and stagnating housing prices will be actually quite well contained for the overall UK banking system.

Certainly, making the minimum payment will satisfy your account for the month, it will do little to put a dent into your overall balance, so if you're looking to rid yourself completely of debt, then making large payments until the balance is good would be best.

We believe that overall demand for U.S. Treasury debt may decline, which is an important changing dynamic for the bond market.

For most individuals and institutions, it's a wise idea to basically control the amount of risk in the overall portfolio by setting targets for the percentage of your portfolio that you would want in equities, in debt securities or bonds, and in cash, certificates of deposit, Treasury notes and Treasury bills.&raqFor most individuals and institutions, it's a wise idea to basically control the amount of risk in the overall portfolio by setting targets for the percentage of your portfolio that you would want in equities, in debt securities or bonds, and in cash, certificates of deposit, Treasury notes and Treasury bills.&raqfor the percentage of your portfolio that you would want in equities, in debt securities or bonds, and in cash, certificates of deposit, Treasury notes and Treasury bills.»

A dramatic increase in debt differs starkly from the rumored goal of on - budget balance for the overall Senate budget resolution.

With massive and increasing structural deficits; exploding debt in all sectors; hostile demographics; social and political fracturing and disintegration; grotesque wealth inequality; extraordinary global trade competition; a complete collapse of respect for vital government organizations such as the Justice Department and FBI, which the people now realize have gone rogue; an extremely complex and corrosive global geopolitical environment; the real prospect of war, potentially nuclear and worldwide; not to mention numerous additional factors, we can only point to few other times in history more dangerous to the people's financial welfare, and therefore more overall bullish for gold, one of the only financial sanctuaries proven to work in times of dislocation.

For those companies that pay dividends, this is likely the most important question to answer as a dividend cut speaks to the sustainability not just of the dividend, but of the overall business plan in an era of depressed metals prices and excessive debt.

The strategies for achieving these broad macroeconomic objectives include the following: • Promoting inclusive growth without compromising fiscal consolidation; • Anchoring fiscal policy on reducing the fiscal deficit to low and sustainable levels, sufficient to reduce the overall public debt burden; • Strengthening the inflation targeting regime and pursuing complementary monetary policy to promote monetary discipline; and • Pursuing complementary external sector policies to ensure exchange rate stability and favourable current account balance.

The coalition's messaging on this immediately before and after the 2010 election was powerful and effective (basically, «Brace yourself»), but since then it has been more focussed on trumpeting «how clever we are for reducing the deficit», rather than explaining sufficiently that it was simply slowing the rate of overall debt increase.

«No matter what the Administration is painting as a rosy picture that there's going to be a decrease in the overall debt, I just don't see how a project of $ 192 million plus other projects that we have been assured will move forward at a cost of $ 93 million and knowing that union contracts will be up for ratification throughout the next several years, there's no way that the county can say that our taxes will not increase and that I can't imagine will be able to stay under the cap unless we decimate services,» says Strawinski.

Although the global recession and the Labour debt legacy have significantly disrupted Tory plans for government the overall consistency of the Cameron agenda is notable.

Blaney's argument is relevant, considering that Pennsylvania's private universities accounted for 60 % of the state's minority bachelor's degrees in math, science, and engineering, despite the significantly higher tuitions.9 There is evidence to show that decreasing and eliminating debt for lower - income students would likely increase the number of minority students majoring in science and engineering at elite schools and overall.

Our analysis reveals the surprising, disproportionate role of graduate school enrollment — particularly for - profit graduate enrollment — in contributing to the overall black - white debt gap, and raises questions about how these racial debt disparities will further evolve beyond the end of the follow - up period.

Costly obligations to fund debt service and health insurance for retirees took significant chunks of City Schools» overall budget.

But it's a significant loss overall for the city's new and future workers and teachers who need to continue eating the costs of growing debt.

So what's been proposed IS NOT a reduction in overall School DEBT — just a SHIFT in «who is responsible» to pay for it.

When the Aurora Expeditionary Learning Academy (AXL) in Aurora, CO refinanced higher cost debt through the Mountain West Charter Schools Fund, it was able to lower its overall facilities financing burden while funding additional improvements, resulting in more dollars for the classroom.

Al is responsible for the overall strategic direction and financial strength of the organization with primary responsiblility for structuring the equity and debt for the organization's property acquisition and facility development projects nationally.

We evaluated the state pension systems in all 50 states and Washington, D.C. Overall, we found that states have expensive, debt - ridden retirement systems in which most teachers fail to qualify for a decent retirement benefit.

If you have credit, which you're paying for monthly, try to pay in slightly more than the required amount, not only will this get you ahead with your debt and decrease the overall interest, but it also shows creditors that you're able to manage your debt, and should you in the future wish to take out another credit loan, you're likely to receive it.

In addition to paying your bills on time and reducing your overall total debt, a secured credit card for bad credit like OneUnited's UNITY Visa can go a long way in helping individuals rebuilt their credit.

Debt consolidation programs for collection accounts are not loans, which you may not qualify for anyway, and may not be the best overall fit.

Before applying for any consolidation loan check your overall financial situation, including your level of debt.

We evaluated cards based on their ability to ease your overall debt burden and reward you for making new purchases.