Sentences with phrase «overall financial claims»

Not exact matches

Before you claim, take the time to think about how to work this important source of income into your overall financial plan, so you can retire well.

PRI says the company's finances are increasingly strong, the result of an «ongoing effort since 2009 to reform its management, governance, operations, actuarial and claims practices and procedures, and overall financial footing.»

Financial ratings give you a good overall picture of how strong the company is, but they don't tell you much about the experience of working with the company, or how they pay claims.

As of December 2016, The Guardian Life Insurance Company of America financial strength, as measured by A.M. Best Company, is rated «A + +, Superior» (highest rating), which signifies the company's overall financial strength and claims - paying ability.

The firm has regularly received very high rankings to the present time for its financial strength and stability, as well as for its overall claims - paying ability to its customers and policyholders.

Based on its overall financial stability and reputation for paying out its policyholders» claims, Bankers Life Insurance Company has a grade of B (Stable) from A.M. Best Company.

Mounting private debt claims a portion of nominal economic growth for debt service and therefore increased emissions that contributes only to the welfare of the credit issuers, mostly large financial institutions or speculative traders and not to overall social welfare or, on average, net incomes of the borrowers.

LawPRO is satisfied that this base premium appropriately recognizes any uncertainties in emerging claims experience and economic conditions, and allows the Program to continue to operate on a self - sustaining basis while protecting LawPRO's overall financial position.

He held that «the case based on the overall decline in claims can not succeed by itself» and needed to be «accompanied by evidence of the actual affordability of the fees in the financial circumstances of (typical) individuals».

There are several criteria to consider when choosing the right home insurance, including overall customer satisfaction, claims satisfaction, value for price, purchase experience, financial strength ratings and more.

Rankings are based on an insurance company's overall financial strength, as well as its history of claims - paying ability to its policyholders.

While incurred claim ratio of the company came down to 87 per cent from 89 per cent a year ago, its combined ratio, indicating overall financial health of the company, has improved from 116 per cent to 111 per cent during the reporting period.

In addition, there are many additional sources where you can find more information regarding a company's background, claims paying ability, reputation, and overall financial strength.

We never claimed to be the cheapest, but you also don't take into account the investment options we offer as well as the debt solutions and overall Financial Need Analysis we do for families.

Bottom Line: In 2018, overall Primerica (sometimes mispronounced as Prime America) is a good company due to their A + A.M. Best financial strength rating and their reputation for paying claims in a timely manner.

Because of its strong capital position, TIAA is one of only three insurance groups in the United States that currently (as of mid-2017) holds the highest possible rating from three of the four leading insurance company rating agencies for its stability, claims to pay ability, and overall financial strength.

Overall, Banner appears to be a very solid company from a financial and a claims paying standpoint.

The company received an A + + financial rating from A.M. Best, indicating a superior level of financial stability (and ability to pay out on your claims); it also received 3 out of 5 points for overall experience and 4 out of 5 points for claims experience from JD Power — plus a Very Good rating for claims process and an Excellent rating for speedy claims payment from Consumer Reports.

Make sure the deductibles and coverages are comparable among the choices before selecting the best overall value for your particular needs, and last but not least don't forget to consider an insurance carriers» financial stability and their claim service reputation in Texas.

It got high marks for customer service — JD Power gave it a 4 for overall experience and an outstanding 5 for claims experience — but A.M. Best only gave it an A for financial stability, the lowest rating of any of the insurers on our list.

Due in large part to its overall financial strength, as well as its ability to pay the claims of its policyholders, The Prudential Insurance Company of America, is highly rated by all of the major insurance company rating agencies.

Its financial stability is on par with NJM, but it received slightly lower consumer satisfaction: JD Power gave Allstate 3 out of 5 points for both overall satisfaction and claims satisfaction.

We evaluated the overall claims process and company reputation by examining the J.D. Power score and Consumer Reports ratings, and took a look at each business's financial stability (after all, you want a business to be able to pay out in the event of a claim).

Like Geico, State Farm earned an A + + financial rating from A.M. Best, but its customer service rankings are weaker than most of our other picks: Consumer Reports rated consumers» overall experience as Very Good and gave State Farm an Excellent rating for speedy claims payment, but JD Power only gave State Farm 2 out of 5 for overall satisfaction and 3 out of 5 for claims satisfaction.

The smartest way to find an auto insurance company who is right for you is to consider all aspects: policy premium price, service record, financial stability, the ability to pay claims and the overall purchase experience.

Bottom Line: Overall Primerica is a good company due to their A + A.M. Best financial strength rating and their reputation for paying claims in a timely manner.

In recent years, the USPTO has come under increasing scrutiny over the quality of its patent examinations.1 The growing push for reform of the patent system is fueled by the rapid rise of technology, financial services, telecommunications, and other innovations driving the information economy, all straining the USPTO's ability to evaluate and issue quality patents.2 Problems with patent quality occur when the Patent Office grants patents on claims that are broader than what is merited by the invention and the prior art. 3 In fact, a number of these problematic patents have been issued and publicized to much fanfare, including the infamous Smuckers» peanut butter and jelly patent where the company asserted a patent on their method of making the UncrustiblesTM crust-less peanut butter and jelly sandwiches, among others.4 These «bad» or improvidently granted patents impact the USPTO's ability to promote overall patent quality which, I will show, has serious implications for the public domain.

• Accurately processed payroll as well as monitored vacation / benefit accruals independently • Actively managed wage garnishments and processed termination checks • Accepted accountability for the overall teamwork and stood responsible for meeting the deadlines • Assisted HR department with compensation and benefits for payroll related tasks like processing benefits premiums, wage ceilings, long term disability claims, life insurance, group health insurance, fringe benefits, and overtime pay analysis • Assisted internal and external auditing procedures related to payroll by following company standards and policies • Monitored and reviewed complete payroll accounts for verification of accuracy and in case of any discrepancies made appropriate corrections and updates, at the end of every month • Communicated effectively with all staff responding to their requests and inquiries related to payroll information • Correctly made payroll related general ledger journal entries for each record • Created and dispersed payroll vouchers to the company employees every month on the pay day • Created benefit audits and reports for terminated / retired employees • Maintained perfect reconciliations of balance sheet accounts related to the payroll • Executed special research projects regarding payroll management and for detailed analysis of financial facets of payroll • Gave suggestions to the management for the policy and procedure updates and refreshers related to payroll management and its financial aspects • Organized and maintained outstanding payroll checks and lists in coordination with the HR department • Managed contacts and communicated regularly with all the internal and external stakeholders ensuring effective flow of information • Organized files, accounts, ledgers, records, employee books for payroll documents and other related purposes • Prepared SDLs — Salary Distribution Journals and other distribution journals every month for payroll accounts • Processed and prepared corporate payroll using Pay Expert Application, managing all paperwork for the wire transfers and generated return funds • Processed payroll changes for new hires and terminations ensuring accuracy and timeliness of the process • Proficiently used PRG (Millennium) payroll and TMx labor scheduling software applications for effective payroll management • Resolved all issues related to payroll tax payments and reported after every pay run making sure that all filings were accurately represented by the tax service provider • Reconciled tax payments for federal, state and local payroll as well as returns for multiple authorities on monthly basis.

Professional Experience Accenture (City, ST) Date — Date Lean Six Sigma (LSS) Consultant • Supported the United States Postal Service Continuous Improvement Office and Retail Service Area • Led a ZIP - Forward project validating the accuracy of POS originating Priority Mail data • Supported the United States Postal Service Finance Remediation and Compliance team • Directed ZIP - Forward project to define the Business Reply Mailer process and identify revenue leakage • Created a strategic roadmap of improvements for a new operational and financial processes • Reduced the risk of revenue loss and establish metrics for process analysis and benchmarking • Supported United States Postal Service Global Claims Accounting Services Group • Managed a ZIP - Forward Event to reduce claim backlog and overall adjudication process time • Improved mediation strategy and mitigation plan to assist in SOX certification • Provided coaching on LSS theories, methodologies, and tools to ZIP - Forward project team • Mentored a USPS employee to achieve Green Belt status