Sentences with phrase «overall policy values»

Note that accessed cash values will reduce the death benefit of your policy or otherwise negatively impact overall policy values.

One factor is the overall policy value.

Not exact matches

There are just so many things to consider — from proper sizing, to actual color, all the way to overall value, shipping, and return policy.

These should include defining the institution's risk management strategy and risk appetite and integrating the process for managing risk into the institution's overall strategic management, planning, systems, reporting, policies, values and culture.

And this would also indicate the value of introducing school accountability policies that shine the light on specific populations of students, rather than concentrating solely on overall performance levels or gains.

These efforts will be increasingly productive as research provides us with more robust understandings of how successful leaders make sense of and productively respond to both external policy initiatives and local needs and priorities, and of how those practices seep into the fabric of the education system, improving its overall quality and substantially adding value to our students» learning.

As with most IUL policies, the primary benefit of IUL insurance is the early cash value growth, and the Accumulation IUL ranks as one of the best in class, competing with only Pacific Life and Lincoln National in terms of overall performance.

For example, your deductible is based on your overall policy limit, meaning your deductible will be a percentage (typically 10 - 15 %) of the value of your structure.

This option not only allows two individuals to be insured on the same whole life insurance policy, but it also typically has a lower amount of overall premium cost than will purchasing two separate life insurance policies of corresponding value.

But overall I feel comfortable about the banking system in general and about TAVF's policy of buying the common stocks of well - capitalized regional and community banks when they are available at discounts from book value.

Life products have several options which will ultimately affect the overall value of the policy to you while you are living (cash value) and the value to your beneficiaries at your passing (death benefit).

To make this strategy more appealing simply securing a death benefit, a cash value life insurance policy can be used to improves the overall performance and strategy.

A whole policy provides more flexibility in that you usually have more freedom to change the overall death benefit, and this type of life insurance policy can accumulate a cash value.

Because management's compounding value here: Tetragon's return on equity was 9 % last year & it's averaged 12.4 % pa since its 2007 IPO, it has a progressive dividend policy, it's launched serial tender offers, and overall it's returned a cumulative $ 1.2 billion (in dividends & share repurchases) to shareholders (since the IPO).

For those that plan properly, they can purchase a very small amount of whole life, and use paid - additions to grow the cash value very quickly (as early as the first year), AND they can use term insurance (preferably as a policy rider) to supplement their overall family protection along the way.

So even though a whole life policy costs more, its overall value can be quite substantial.

You use the whole life insurance policy dividends paid by the carrier to purchase extra paid up coverage, which contributes to your overall death benefit, while simultaneously increasing the cash value of your policy.

The cover under these term plans rises at a pre-specified rate and keeps increasing until the overall value of the cover is 1.5 times the original cover under the term policy.

The biggest distinction is that your cash value investment gains are not tax - free, which reduces the policy's overall benefits.

As you pay more premiums throughout the lifetime of a policy, the more the overall value you will add to the policy.

Yet, unless paid out in full at signing, a policy needs years of investment via premium payments and the overall financial growth of the company to accrue enough value for an appreciable loan.

Indexed universal life insurance and variable universal life insurance are meant for people who may be more savvy in regards to investing as these types of policies need to be monitored closely on the overall performance of the cash value.

Once you have an overall value of all of your possessions, you can then get only the coverage amount that is needed from your Los Angeles renters insurance policy.

Policy withdrawals or re-allocation of premium, dividends or cash value worth of the overall policy can be re-directed or pooled for such purPolicy withdrawals or re-allocation of premium, dividends or cash value worth of the overall policy can be re-directed or pooled for such purpolicy can be re-directed or pooled for such purposes.

If stock market indexes perform well, then then the overall cash value worth of the policy increases.

Life products have several options which will ultimately affect the overall value of the policy to you while you are living (cash value) and the value to your beneficiaries at your passing (death benefit).

So, for example, if the death benefit of a life insurance policy that is owned by the insured has a death benefit of $ 500,000, then this amount will be included in the person's overall estate value when he or she dies.

The overall value of their policies is considered to be better than that of GEICO and Allstate.

A whole policy provides more flexibility in that you usually have more freedom to change the overall death benefit, and this type of life insurance policy can accumulate a cash value.

In most policies and companies that we've seen, homeowners insurance covers the cost to replace external structures up to 10 % of the overall policy replacement cost value.

The rates offered by USAA are competitive, but what really makes them stand out as the best auto insurance provider is the overall value of their policies, and the way that they treat their customers.

As the policy approaches its endowment date, the actual amount of true insurance coverage (over and above the cash value reserves) shrinks, which makes the overall cost manageable.

Although variable life insurance offers this flexibility, it is essential to understand that long - term remittance of reduced premiums can compromise the cash value and the overall status of the policy.

A Permanent insurance policy offers both a death benefit and a cash value component as part of the overall policy.

The decision between which one is right for you will depend on how much control you want to have over the policy, how much value is involved in your overall estate planning, and what tax implications there are for your beneficiaries.

Paid Up Additions (PUA), which is used to buy Paid Up Additions (PUA), which in turn earn further bonuses, thereby enhancing the overall value and benefits of the policy

When looking for multi-car insurance quotes, you should compare the overall cost with the quotes you get for insuring each vehicle separately as you may find that individual policies still offer better value for money.

With the expected changes on the policy front and overall strengthening of the macro-economic scenario, the industry is poised to enhance its value proposition across the product and service spectrum.

You will pay less up front, as the cash value in a non-guaranteed policy increases the overall cost by up to 3 or 4 times that of a comparable GUL policy.

Provided the cash value is less than what you have paid into your life insurance policy overall, the cash value is not taxable.

To make this strategy more appealing simply securing a death benefit, a cash value life insurance policy can be used to improves the overall performance and strategy.

In order for pension maximization to make sense, there are two prerequisites to keep in mind: Your Health As is the case with just about any life insurance policy of value, your overall health is the single most important determining factor in your premium.

Personal property coverage typically comes with limits for both overall coverage — the maximum amount your policy may reimburse you after a covered loss — as well as sub-limits for certain high - value items.

You should bear in mind that unless explicitly stated otherwise, the overall limit of your policy is based on the market value of the car.

The universal life policy improves the overall life insurance package in that it is portable and can create supplemental retirement income through its cash value.

A permanent life insurance policy contains a cash value accumulation feature which can strengthen your overall portfolio.

Depending on how much stuff you have inside your apartment, you might want to adjust your policy to reflect the overall value.

Although the cost of your renters insurance policy is largely determined by the value of goods you are insuring, there are some ways to lower the overall cost.

If you own a great deal of property or if you have things of some value to protect, you can either raise the overall limit of your property policy, or add special separate protection for your valuables.

You will be able to take an inventory of your property to get the overall value of your things to find this policy.