Sentences with phrase «overall value of the policy»

Life products have several options which will ultimately affect the overall value of the policy to you while you are living (cash value) and the value to your beneficiaries at your passing (death benefit).

Life products have several options which will ultimately affect the overall value of the policy to you while you are living (cash value) and the value to your beneficiaries at your passing (death benefit).

The overall value of their policies is considered to be better than that of GEICO and Allstate.

The rates offered by USAA are competitive, but what really makes them stand out as the best auto insurance provider is the overall value of their policies, and the way that they treat their customers.

Most Oakland renters policies provide for living expenses up to approximately 30 to 40 percent of the overall value of the policy for up to 12 months.

Not exact matches

And this would also indicate the value of introducing school accountability policies that shine the light on specific populations of students, rather than concentrating solely on overall performance levels or gains.

These efforts will be increasingly productive as research provides us with more robust understandings of how successful leaders make sense of and productively respond to both external policy initiatives and local needs and priorities, and of how those practices seep into the fabric of the education system, improving its overall quality and substantially adding value to our students» learning.

As with most IUL policies, the primary benefit of IUL insurance is the early cash value growth, and the Accumulation IUL ranks as one of the best in class, competing with only Pacific Life and Lincoln National in terms of overall performance.

For example, your deductible is based on your overall policy limit, meaning your deductible will be a percentage (typically 10 - 15 %) of the value of your structure.

This option not only allows two individuals to be insured on the same whole life insurance policy, but it also typically has a lower amount of overall premium cost than will purchasing two separate life insurance policies of corresponding value.

But overall I feel comfortable about the banking system in general and about TAVF's policy of buying the common stocks of well - capitalized regional and community banks when they are available at discounts from book value.

A whole policy provides more flexibility in that you usually have more freedom to change the overall death benefit, and this type of life insurance policy can accumulate a cash value.

For those that plan properly, they can purchase a very small amount of whole life, and use paid - additions to grow the cash value very quickly (as early as the first year), AND they can use term insurance (preferably as a policy rider) to supplement their overall family protection along the way.

Note that accessed cash values will reduce the death benefit of your policy or otherwise negatively impact overall policy values.

You use the whole life insurance policy dividends paid by the carrier to purchase extra paid up coverage, which contributes to your overall death benefit, while simultaneously increasing the cash value of your policy.

The cover under these term plans rises at a pre-specified rate and keeps increasing until the overall value of the cover is 1.5 times the original cover under the term policy.

As you pay more premiums throughout the lifetime of a policy, the more the overall value you will add to the policy.

Yet, unless paid out in full at signing, a policy needs years of investment via premium payments and the overall financial growth of the company to accrue enough value for an appreciable loan.

Indexed universal life insurance and variable universal life insurance are meant for people who may be more savvy in regards to investing as these types of policies need to be monitored closely on the overall performance of the cash value.

Once you have an overall value of all of your possessions, you can then get only the coverage amount that is needed from your Los Angeles renters insurance policy.

Policy withdrawals or re-allocation of premium, dividends or cash value worth of the overall policy can be re-directed or pooled for such purPolicy withdrawals or re-allocation of premium, dividends or cash value worth of the overall policy can be re-directed or pooled for such purpolicy can be re-directed or pooled for such purposes.

If stock market indexes perform well, then then the overall cash value worth of the policy increases.

So, for example, if the death benefit of a life insurance policy that is owned by the insured has a death benefit of $ 500,000, then this amount will be included in the person's overall estate value when he or she dies.

A whole policy provides more flexibility in that you usually have more freedom to change the overall death benefit, and this type of life insurance policy can accumulate a cash value.

In most policies and companies that we've seen, homeowners insurance covers the cost to replace external structures up to 10 % of the overall policy replacement cost value.

As the policy approaches its endowment date, the actual amount of true insurance coverage (over and above the cash value reserves) shrinks, which makes the overall cost manageable.

Although variable life insurance offers this flexibility, it is essential to understand that long - term remittance of reduced premiums can compromise the cash value and the overall status of the policy.

A Permanent insurance policy offers both a death benefit and a cash value component as part of the overall policy.

Paid Up Additions (PUA), which is used to buy Paid Up Additions (PUA), which in turn earn further bonuses, thereby enhancing the overall value and benefits of the policy

With the expected changes on the policy front and overall strengthening of the macro-economic scenario, the industry is poised to enhance its value proposition across the product and service spectrum.

You will pay less up front, as the cash value in a non-guaranteed policy increases the overall cost by up to 3 or 4 times that of a comparable GUL policy.

In order for pension maximization to make sense, there are two prerequisites to keep in mind: Your Health As is the case with just about any life insurance policy of value, your overall health is the single most important determining factor in your premium.

You should bear in mind that unless explicitly stated otherwise, the overall limit of your policy is based on the market value of the car.

Although the cost of your renters insurance policy is largely determined by the value of goods you are insuring, there are some ways to lower the overall cost.

If you own a great deal of property or if you have things of some value to protect, you can either raise the overall limit of your property policy, or add special separate protection for your valuables.

You will be able to take an inventory of your property to get the overall value of your things to find this policy.

This will allow you to figure out the overall value of your West Roxbury property to ensure that you find the renters insurance policy that will be able to protect you the most.

Consider Paid Up Additions (PUA) as single premium payment life insurance, which boosts the overall cash value of your policy.

The overall price of cash - value guidelines compared to term guidelines usually equalizes eventually if the over 79 life insurance policies plan bought when you are young and health and keep effective through your center decades.

Information Technology Security Manager — Duties & Responsibilities Manage IT security, customer service technicians, assets and finances, and client training Responsible for ensuring that multiple IT groups meet finance, audit, and compliance requirements Serve as primary point of contact for customer contracts, technical support, and end - user training Utilize interpersonal and technical skills as liaison between clients, technicians, and subcontractors Train large staffs ensuring they understand the brand and adhere to corporate policies and procedures Oversee the implementation of asset management processes and procedures Coordinate activities with desktop leads to ensure SOX compliance Validate asset information, manage defect reports, and submit correct action recommendations Design and implement enterprise - wide security protocols, mainframe / pc policies, & software / hardware packages Collaborate with department managers to identify and address security concerns through IT Security policies Reduce corporate information ricks through implementation of sensitive document control processes Utilize RACF and Windows / LAN measures to greatly improve user, administrator, and application security Establish and oversee regular system security audits for employers and clients Author and present added value reports, optimization reviews, and overall audit presentations Enhance employee productivity and accountability through the implementation of firewall and tracking software Perform all duties with positivity, professionalism, and integrity Consistently recognized and promoted for excellence in team leadership, customer service, and technical skills