Sentences with phrase «own damage liability»

-- Assessing damage liability needs the wisdom of Warsaw claims Mike Price

HLDI found that when comparing the XC60 (which has had City Safety standard) to comparable midsize SUVs, property damage liability claims went down 27 percent, bodily injury claims went down 51 percent, and collision claims went down 22 percent.

Claim frequency under collision coverage, which includes many of the same crashes that fall under property damage liability but also a lot of single - vehicle crashes that these systems are not designed to address, also was reduced but by a smaller amount.

HLDI analysts looked at how each feature affected claim frequency under property damage liability (PDL) insurance, which covers damage to another vehicle caused by the insured vehicle, and collision insurance, which covers damage to the insured vehicle.

Only the reductions under property damage liability (12 percent), bodily injury liability (27 percent) and medical payment (22 percent) are statistically significant.

HLDI found that when those models were equipped with the feature, property damage liability claim frequency was 15 percent lower and bodily injury liability frequency was 35 percent lower.

For the XC60, property damage liability claims were filed 15 percent less often than for other midsize luxury SUVs.

The frequency of both collision and property damage liability claims is lower for vehicles that have it than for those that don't.

Both vehicles also showed reductions in collision claim severity and reductions in overall losses for collision and property damage liability.

For XC60s, overall losses under property damage liability were 16 percent lower than losses for all other midsize luxury SUVs combined, at $ 78 per insured vehicle year compared with $ 92 per insured vehicle year for the control group.

The 15 percent estimated reduction in the XC60's claim frequency under property damage liability coverage is smaller than HLDI reported in its earlier analysis.

Additional HLDI analyses of City Safety, Volvo's standard low - speed collision avoidance system, found that claims under property damage liability were filed 16 percent less often for S60 sedans than other midsize luxury cars.

Collision and property damage liability losses of passenger cars with and without antilock brakes.

Property damage liability claim frequencies for Acura and Mercedes - Benz models were 14 percent lower when equipped with forward collision warning with autobrake than when they weren't.

Results for the new systems indicate strong potential for Mazda's Smart City Brake Support with significant reductions in property damage liability claim frequency.

Volvo's Active Bending Lights reduce property damage liability claim frequency as well as bodily injury claim frequency, but there was not a corresponding reduction in collision claim frequency.

The researchers identified 2,641 property damage liability claims for rear - end crashes of the cars included in the study — Taurus and Sable models with and without improved restraint geometry, Volvo S70s with and without WHIPS, Toyota and Lexus models with and without the WIL system, plus a number of Buick, Nissan, Pontiac, and Saab models with and without active head restraints.

Property damage liability coverage insures against physical damage that at - fault drivers cause to other people's vehicles and property in crashes.

Under collision and property damage liability coverages, the seven electric vehicles with exact conventional counterparts had lower claim frequencies and higher claim severities than their comparison vehicles.

Analysts compared the loss experience of the Model S, the Nissan Leaf and seven other electric vehicles with losses for similar conventional vehicles under collision and property damage liability coverages and adjusted claim frequencies for mileage, based on data provided by CARFAX.

Property damage liability covers damage caused by the insured vehicle to someone else's vehicle or property.

Focusing on the camera - based system, they found that the drivers younger than 25 had the biggest claim rate reductions — 15 percent under property damage liability and 45 percent under bodily injury liability.

In an updated analysis, which includes the most recent data available, HLDI found that the rate of claims under property damage liability insurance, which covers damage to other vehicles and property, is 10 percent lower for Accords equipped with the camera - based forward collision and lane departure warning systems.

For drivers ages 25 - 64, the declines were 10 percent under property damage liability and 20 percent under bodily injury liability.

Change in property damage liability claim frequency by driver age with forward collision and lane departure warning

HLDI found that claim frequency under collision insurance, which covers damage to the insured vehicle, was 5 percent lower for vehicles with the park assist feature than for those without, while claims under property damage liability, which covers damage to other vehicles, were 17 percent lower.

Florida state law requires those riders to purchase and keep bodily injury and property damage liability protection for three years.

Each has its own minimum requirements for bodily injury and property damage liability — the amount a policyholder's motorcycle insurance company will cover.

For example, drivers in Pennsylvania are required to only carry $ 5,000 of property damage liability insurance.

Even if you have property damage liability, it isn't helpful in this scenario because it doesn't pay for your car's repairs.

However, in order to ensure you're financially protected if involved in an accident, we recommend that you consider purchasing bodily liability coverage, property damage liability coverage, uninsured motorist coverage, personal injury protection, comprehensive coverage and collision coverage.

The basic bodily injury and property damage liability coverage required by law in most states is relatively inexpensive.

Standard motorcycle insurance policies include bodily injury and property damage liability insurance, which riders are required to have in most states.

Most states require moped and scooter owners (like motorcycle owners) to have some level of bodily injury and property damage liability insurance.

Bodily injury and property damage liability does not cover you (the rider) or the motorcycle itself.

Property damage liability insurance doesn't just cover damage to other vehicles, either.

When it comes to bodily injury and property damage liability coverage, the only major difference between motorcycle and auto insurance is that some motorcycle policies include an additional coverage: guest passenger liability insurance.

The 30/60/25 Law in Texas requires all drivers to carry that amount of auto insurance for bodily injury liability and property damage liability coverage.

If you damage someone else's property with your car, the cost of repairs would fall under your auto insurance policy's property damage liability.

In Texas there is the 30/60/25 Law where drivers need to hold that amount of auto insurance for bodily injury liability and property damage liability coverage.

Be sure to ask your member agent about ATV policies like comprehensive, bodily injury and property damage liability, and uninsured / underinsured motorists coverage to determine which of these options makes sense for your vehicle and use.

Alberta has a tort system (or «at - fault» insurance approach) for bodily injury and car damage liability but uses «no - fault» approach to accident benefits coverage.

GEICO offers standard bodily injury and property damage liability coverage for as little as $ 99 per year.

Some policies include a third number that refers to the maximum amount the insurer will pay for property damage liability.

Basic dirt bike insurance policies include bodily injury and property damage liability coverage but there are a number of other optional coverages dirt bike owners should consider purchasing.

In the example $ 100,000 / $ 300,000 / $ 50,000, the third number indicates that the policy will pay up to $ 50,000 in property damage liability per accident.

Their coverage includes the typical bodily injury liability and property damage liability in its standard policies.

In Texas there is the 30/60/25 Law which requires all drivers to carry that amount of auto insurance for bodily injury liability and property damage liability coverage.

The Florida Department of Highway Safety and Motor Vehicles only requires a minimum coverage of $ 10,000 personal injury and $ 10,000 property damage liability coverage.

For example, if you have bodily injury and property damage liability coverage, any damage you cause to someone's property is covered by your insurance policy, up to the limits of your policy.