Sentences with phrase «own house or car»

It's like asking what it costs to buy a house or a car.

He is 32, works at a good job in marketing & IT in Montreal and unlike his friends, he isn't in the market for a house or a car.

Chapter 13 generally gives you three to five years to pay back certain debt and keep the asset (i.e., house or car).

That could make it harder to borrow money, buy a house or car, or refinance your loans at a better interest rate.

If you're looking to purchase a house or a car, a better choice would be to make a monthly budget and take out a loan that you can pay on your current income.

So if you borrow money to buy a house or a car, if you take out a student loan to pay for college, or if you borrow in a personal loan, you don't count that as income.

If you have ever gotten personal loans to buy a house or a car or even to pay for the mortgage, you are familiar with the credit score ranges.

When you can taste that new house or car it can be hard to tell yourself «no, slow down, we'll get it next year,» but this is exactly what a responsible trader has to do.

Who cares if your friends or neighbors have nicer houses or cars?

Personal loans are generally unsecured, meaning they use your credit as a gauge rather than an asset like your house or car.

An elevated debt - to - income ratio (a DTI above 36 percent, for example) can make it more difficult to refinance student loan debt — or buy a house or car.

This might mean helping repair someone's house or car (so they won't need to pay someone to do it), taking them to the doctor (so they won't have to pay someone to drive them), or even picking up something they need (so they won't have to pay for the gasoline to get them there).

which house or car to buy, who to help, how much to help, etc).

Camping doesn't even get a housing or car allowance.

When she finds out, he twists her arm in any way he can to gain control of the house or car or children, he continues to blame her, she's remains the villain in his discourse.

Well, you can make a bird feeder, watering can, a cool ball and scoop game (encourages outdoor play), a whale bath or water table toy, or a doll house or car garage.

Consider a family living hand to mouth; they might have equity in the house or the car, but a home disaster (e.g. a burst pipe) could trigger a cash flow crisis and a divorce.

While the poorest in society are hardest hit, Theocarakis talks about the «new poor» and «new homeless» — those who were well off before but now are unemployed or find they can not fall back on their assets: «The market for assets has collapsed so even if you've got a house or a car you can't sell it and get cash to use... this creates a ripple effect everywhere.»

Buying a house or car?

Have you ever tried to clean a house or a car without water?

I can fix many things, handy around a house or a car.

Toronto is a frequent resort for people who want to access the house or car without the right key.

The K3 is lighter, easier to read in daylight (outside or near house or car windows), has fantastic battery life, and less distractions (e.g., jumping to email or web).

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Credit reports and credit scores weigh heavily on the minds of consumers, especially when they need to borrow money for a house or a car.

If you want to buy a house or car or qualify for a specific credit card, you'll need a good credit score.

Unpaid charge offs can prevent you from receiving loans for a house or car.

Other strategies can take months or years to boost your score, which is worth keeping in mind if you are planning to make a major purchase such as a house or a car down the road.

As mentioned previously, the asset being purchased (i.e. the house or car) is used as collateral for these loans.

They could place a lien on your house or car, or garnish your wages.

Chapter 13 allows people with a steady income to keep property, like a mortgaged house or a car, that they might otherwise lose through the bankruptcy process.

If you're looking to purchase a house or a car, a better choice would be to make a monthly budget and take out a loan that you can pay on your current income.

Because amortized loans allow you to pay off both principal and interest at the same time, you gain equity in the asset, such as a house or a car, with each payment.

I would recommend these guys to anyone who needs to clean things up before buying a house or car.

One reason is that bankruptcy could mean losing important assets like your house or car.

Personal loans are easier to obtain for poor credit or low - income consumers because they can be unsecured, which means that repayment is guaranteed only by your promise to repay, and not by a physical asset like a house or car.

A mortgage or auto loan is a secured loan, because if the borrower defaults or the debt goes to collections, the bank can repossess the asset tied to the loan — a house or a car — and resell it.

So, you do not have to worry about signing over your house or your car.

It's a good idea to check your credit reports every year, especially if you plan to borrow a large sum to buy, say, a house or car.

As for your question regarding getting a loan vs paying cash, that will usually be personal preference, since with a loan you can buy expensive items (such as a house or car) much sooner than you otherwise could if you waited until you saved the money.

«If you're shopping for rates to buy a house or a car, be sure to do it quickly: not over the course of three months,» says Gillis.

The money you owe is likely enough to buy a house or a car... do your homework.

The flexibility will allow her to make tax - free withdrawals at a later date if she wants to buy a house or car.

The debtor also has the option to keep assets such as a house or a car.

For those looking to buy a house or a car, why credit is important may be more obvious.

So if you need to put money aside for something specific, like a down payment on a house or a car, this year's tax payments, or for the three months of expenses you should absolutely keep on hand in case of an emergency, a savings account is perfect.

Myth: Bankruptcy will prevent me from buying a house or car and make me ineligible for credit cards.

It is important that we focus on what you require; whether it's making loan repayments, or making a first big purchase (house or car).

When it comes to loans, find ways to budget, save and earn money for a larger down payment (on a house or car, for example) to minimize the amount you borrow in the long run and avoid spreading your budget too thin for other expenses.

If you're trying to buy a house or car or seeking a new job, making the effort to boost your credit score could mean the difference between success and disappointment, especially if your credit profile is marginal.