Sentences with phrase «own primary health insurance»

The term «secondary health insurance» is often used synonymously for supplemental health insurance and works as additional insurance that pays for services a primary health insurance policy does not cover.

Depending on where travelers are heading and their primary health insurance, they may need to secure short - term medical coverage for their trip.

It is common for a primary health insurance policy and auto insurance policy to contain contradictory language regarding which policy is first obligated to pay medical bills.

This plan is designed to fill the gaps in the coverage your primary health insurance provides.

You must have primary health insurance to receive coverage from this plan.

This can help to cover costs not covered by your primary health insurance.

However, you should check the plan details for further information on a specific product as there are a few plans that do require applicants to have primary health insurance in order to be eligible for coverage.

In cases where travel health insurance benefits are secondary, the insured must already have a traditional health insurance plan in the U.S. Expenses someone's primary health insurance will or will not cover while traveling does not affect their secondary coverage.

There are a few plans that do require applicants to have primary health insurance in order to be eligible for coverage.

For example: If your primary health insurance plan covers your business trip to Mexico, and you become very ill and have to be hospitalized, you may be paying a high out - of - network deductible and co-insurance costs.

Even if your primary health insurance covers some of your medical costs, your travel health insurance will cover the rest up to the plan limits.

TripProtector — most popular plan Excellent all - around traveler protection with high medical and evacuation limits Coverage for U.S. residents with a primary health insurance plan who are under age 85 and traveling more than 100 miles from home.

TripProtector Preferred A plan for those up to age 85 with high medical limits and excellent identity theft protection Excellent, high - limit coverage for U.S. residents with a primary health insurance plan, under age 85, and traveling more than 100 miles from home.

The Drawbacks: This plan requires travelers to have a primary health insurance plan, to be under age 85, and a resident of the U.S. Benefits limited for claims resulting from skiing or underwater diving.

For a relatively minor incident that can be easily treated with an emergency room visit, you'll have the secondary travel medical coverage you need to cover your out - of - pocket expenses after your primary health insurance covers their out - of - network portion.

If your primary health insurance doesn't provide adequate coverage, the right travel insurance plan can provide worldwide medical insurance.

Supplements primary health insurance coverage by providing you with a pre-determined fixed benefit amount for those extra, unbudgeted expenses that arise.

Voyager Essential Essential travel medical coverage for trips up to 181 days — includes downhill skiing and SCUBA International health insurance for U.S. residents with a primary health insurance plan who are under age 75 and traveling outside the U.S..

PLEASE NOTE: Medicaid and V.A. health plans do not constitute primary health insurance because they are not defined as the first payer of medical claims.

NOTE: Medicaid and V.A. health plans do not constitute primary health insurance.

Other Insurance or Benefits - a copy of an Explanation of Benefits Statement or other evidence of payment, denial of benefits, or claim status (retain originals for your records) from your primary health insurance provider.

In the event of a health insurance claim, the primary health insurance plan will pay out first, then the second one will kick in to pay towards the remaining cost that the first plan didn't cover completely.

Therefore once the primary plan pays the reasonable and customary amount there may still be a balance due on a particular health care service if the health care provider was charging more than what the primary health insurance plan felt was reasonable and customary.

Depending on where travelers are heading and their primary health insurance, they may need to secure short - term medical coverage for their trip.

The way that it works is that one health insurance plan becomes identified as the primary health insurance plan.

Other Insurance or Benefits — a copy of an Explanation of Benefits Statement or other evidence of payment, denial of benefits, or claim status (retain originals for your records) from your primary health insurance provider.

Be sure to check with your primary health insurance provider to see if you might need medical coverage for your trip and consider adding travel insurance to your checklist.

As long as you maintain primary health insurance in the U.S. or are enrolled in Medicare, Voyager Choice will provide coverage for pre-existing conditions, a unique feature not found in the most short term travel medical insurance plans.

Your primary health insurance may not fully cover you while traveling abroad, and this plan can help to fill the coverage gaps.

If you have good primary health insurance, secondary coverage is probably adequate for most travel and may be less expensive.

In order to be eligible for GeoBlue Trekker Choice insurance, you must have a primary health insurance plan while in your home country.

And even more helpful is that, depending on the terms of your PIP or primary health insurance, MedPay may be able to help cover the costs of deductible or copays associated with PIP or your health plan if you're injured in an auto accident.

With primary health insurance in the home country, it covers up to the chosen policy maximum for age below 65.

Your primary health insurance may not fully cover you while you are traveling abroad, and this plan can help to fill in potential coverage gaps.

PRIMARY HEALTH INSURANCE OPTION As before AICRA, a PRIMARY HEALTH INSURANCE OPTION is made available to insured's that would make PIP medical benefits under an automobile insurance policy a secondary coverage for a reduced premium.

The HCC Atlas International is a single - trip travel medical plan available to U.S. and non-U.S. citizens who are traveling outside of their home country, but not within the U.S. Your primary health insurance may not fully cover you while you are traveling abroad, and this plan can help to fill in those coverage gaps.

However, under AICRA, the PRIMARY HEALTH INSURANCE OPTION applies only to a STANDARD POLICY.

Though primary health insurance policies may not provide access to this service abroad, certain travel insurance policies allow travelers to contact a physician with questions prior to seeking care.

To prepare for these potential expenses, travelers should consider purchasing a travel insurance policy, especially if their primary health insurance does not provide coverage outside of the United States.

Unlike primary health insurance policies, not all travel insurance policies provide direct payment to medical providers when care is needed.

So, you should keep in mind that by purchasing a cancer insurance plan, you may degrade the coverage of your primary health insurance plan.

This coverage requires that you first claim directly with your own primary health insurance provider before claiming for medical expenses with your travel insurance provider.

Certain travel insurance policies have this available to travelers, while others can access this service through their primary health insurance.

When traveling internationally, we recommend purchasing additional Emergency Medical coverage if your primary health insurance plan offers limited or no coverage where you are traveling, or if you do not have a primary health insurance plan.

This medical coverage applies only if your primary health insurance plan will not cover your medical care abroad.

The Trekker Essential plan does require you to have primary health insurance in place, but there is no exclusion for pre-existing conditions.

Secondary coverage means that the policyholder must first pursue a claim with their normal health insurance company, if they have primary health insurance.

The medical coverage would be available as secondary coverage, to fill the gaps left with your primary health insurance.

There are some plans that require that the traveler already have a primary health insurance plan.

Your primary health insurance may not fully cover you while you are traveling abroad, and this plan can help to fill in those coverage gaps.