Sentences with phrase «own sales charges»

Brokers can still charge commissions, sell their own overpriced name - brand funds, and whack you with frontloaded sales charges.

A financial planner may be able to catch this and other common pitfalls, like incurring deferred sales charge (DSC) penalties when selling mutual funds before they've matured.

And, even if your broker does have your best interests at heart, wouldn't it be nice to save a couple of bucks on those fees and sales charges that chip away at your returns?

Furthermore, the 1 percent you pay to your money manager doesn't always cover the costs of buying and selling the stocks and bonds in your portfolio or the sales charges (also known as loads) and administrative fees charged by the mutual funds your manager puts you into.

And don't pay a sales charge, or load, to a broker if you've done the investment homework yourself.

«The type of hidden fees annuity investors should pay attention to are separate account [investment funds] expense ratios; back - end sales charges; annual administration fees; mortality and expense costs; any rider fees, such as guaranteed income rider, death benefit riders [and] principal protection riders, to name a few,» says financial planner Joseph Carbone of Focus Planning Group.

Add to the top of that the fees you pay on your mutual funds and don't know it, or sales charges on funds that have loads and you have succeeded in actually costing yourself money each year.

You should read the prospectus carefully to fully understand the objectives, risks, sales charges, and fees and expenses before investing or sending money.

Investors should carefully consider a fund's goals, risks, sales charges and expenses before investing.

We offer many ways for you to combine your current purchase of Class A fund shares with other existing Franklin Templeton fund shares that might enable you to qualify for a lower sales charge with your current purchase.

If you sell shares of a Franklin Templeton fund that were held indirectly for your benefit in an account with your investment representative's firm or your bank's trust department or that were registered to you directly by the Fund's transfer agent (or, to an affiliated custodian or trustee of the Fund's transfer agent), you may reinvest all or a portion of the proceeds from that sale within 90 days of the sale without an initial sales charge.

Franklin Templeton fund assets held in multiple Employer Sponsored Retirement Plans may be combined in order to qualify for sales charge breakpoints at the plan level if the plans are sponsored by the same employer.

If there are cumulative quantity discount eligible shares that would qualify for combining with your current purchase and you do not tell your financial advisor or the Franklin Templeton Funds» transfer agent at the time of any purchase, you may not receive the benefit of a reduced sales charge that might otherwise be available since your financial advisor and the Fund generally will not have that information.

This method of calculation captures realized and unrealized capital gains, dividends, interest, trading costs, sales charges, fees, expenses and any other costs.

A Letter of Intent expresses your intent to buy a stated dollar amount of «cumulative quantity discount eligible shares» (as defined in the «Cumulative Quantity Discount» section above) over a 13 - month period and lets you receive the same sales charge as if all shares had been purchased at one time.

The indicated rates of return are the historical annual rates of return and reflect changes in unit value, reinvestment of all distributions and the operating expenses of the fund but do not take into account sales charges or administrative fees or income taxes payable by any securityholder that would have reduced returns.

You can qualify for a lower sales charge when you reach certain «sales charge breakpoints».

Some have sales charges, or loads, that are deducted from the amount of your initial investment.

TeenAnalyst Advice: As a young investor myself, I stay away from mutual funds with sales charges.

Definition: Loads are sales charges issued by the mutual fund.

This is for mutual funds with share classes decided when shareholders pay the fund's load or sales charge, Class - B shares carry a deferred sales charge during a five - to 10 - year holding period intended from the time of the initial investment.

For more information on any of the Section 529 college savings plans we distribute («529 Plan (s)»), contact your registered representative (financial advisor) or download a disclosure document, which contains important information about the plan's investment options, sales charges, expenses and risks.

Index returns do not reflect any fees, expenses or sales charges.

Investors should carefully consider an ETF's investment objective and strategies, risks, sales charges and expenses before investing.

The Securities and Exchange Commission today announced that a Minnesota - based broker - dealer and investment adviser has agreed to settle charges for recommending and selling higher - fee mutual fund shares to retail retirement account customers and for failing to provide sales charge waivers.

It includes the maximum initial sales charge, if any.

Load Fund — The load fun refers to the cost related on the assessment of any given sales charge or a commission on a specific transaction.

Performance for class B, C, M, R, and Y shares prior to their inception is derived from the historical performance of class A shares, adjusted for the applicable sales charge (or CDSC) and, except for class Y shares, the higher operating expenses for such shares (with the exception of Putnam Tax - Free High Yield Fund and Putnam AMT - Free Municipal Fund, which are based on the historical performance of class B shares).

The Securities and Exchange Commission today announced that a Minnesota - based broker - dealer and investment adviser has agreed to settle charges for recommending and selling higher - fee mutual fund shares to retail retirement account customers and for failing to provide sales charge waivers.

Class R5 / R6 shares, available to qualified employee - benefit plans only, are sold without an initial sales charge and have no CDSC.

The Maximum Sales Charge (Load) Imposed on Purchases (as a percentage of offering price) is 5.25 % for Equity Funds, 3.75 % for Fixed Income Funds and 4.50 % for Target Retirement Funds.

Public Offering Price (POP)- POP is equal to a Fund's Net Asset Value plus sales charges, if any.

Lipper rankings are based on total return without sales charge relative to all share classes of funds with similar objectives as determined by Lipper.

Had the sales charge been reflected, returns would be lower.

Class B share returns reflect the applicable contingent deferred sales charge (CDSC), which is 5 % in the first year, declining to 1 % in the sixth year, and is eliminated thereafter (except for Putnam Floating Rate Income Fund, Putnam Absolute Return 100 Fund, Putnam Fixed Income Absolute Return Fund, and Putnam Short - Term Municipal Income Fund, which is 1 % in the first year, declining to 0.5 % in the second year, and is eliminated thereafter).

Returns at public offering price (after sales charge) for class A and class M shares reflect the current maximum initial sales charges of 5.75 % and 3.50 % for equity funds and Putnam Multi-Asset Absolute Return Fund, and 4.00 % and 3.25 % for income funds (1.00 % and 0.75 % for Putnam Floating Rate Income Fund, Putnam Absolute Return 100 Fund, Putnam Fixed Income Absolute Return Fund, and Putnam Short - Term Municipal Income Fund), respectively.

At this celebration (30th anniversary of the fund), attorney Steven West of Sullivan & Cromwell, counsel for the fund's underwriters reported to the group that he had actually purchased 1,000 shares at the original offering, at a price of $ 15.00 per share, including an initial sales charge of 6 percent for its distributors.

If a sales charge had been deducted, the results would have been lower.

Class Y shares are generally only available for corporate and institutional clients and have no initial sales charge.

For each fund with at least a three - year history, Morningstar calculates a Morningstar Ratingä based on a Morningstar Risk - Adjusted Return measure that accounts for variation in a fund's monthly performance (including the effects of sales charges, loads, and redemption fees), placing more emphasis on downward variations and rewarding consistent performance.

In doing so, the complaint continues, DOL «bans common and long - accepted forms of compensation for financial services and insurance professionals, such as commissions and sales loads (a mutual fund sales charge).

Investors should carefully consider a fund's investment goals, risks, sales charges and expenses before investing.

The load might be a front - end sales charge, back - end sales charge, redemption fee or other charges.

They are offered without sales charges or Rule 12b - 1 fees.

Find out how no - load funds, index mutual funds and ETFs can help investors boost returns just by cutting down on expenses and sales charges.

It also adjusts for risk (defined by modern portfolio theory metrics that look at volatility measures) and accounts for sales charges that can detract from performance figures.

And for the love of God, people, do not invest in ANY mutual fund that has a sales charge / load (Class A, Class B, Class C shares) or charges a 12 - b1 fee.

Shares of open - end funds, by contrast, trade at NAV, though they may be subject to sales charges.

The Securities and Exchange Commission is preparing to break the high fixed prices you pay in sales charges when buy and sell mutual funds.

The share class has no sales charge.