Sentences with phrase «owned by the homeowner»

The space was inspired by artwork owned by the homeowners, creating a stylish cooking area with clean lines and intricate detailing.
She is a part time dog trainer, offering basic obedience and problem solving classes in her neighborhood in a common area owned by a homeowner's association.
One of the biggest developments in the U.S. residential solar photovoltaic (PV) market over the past few years has been the significant growth of residential solar PV systems not owned by homeowners.
These were not individual plans owned by the homeowner.
Land dimensions may extend into water space or, conversely, the land that borders the water may not be solely owned by the homeowner and be able to be enjoyed by the public in general.
-- I applaud them for standing their ground refusing to let him steal their listings, owned by the homeowners.
The space was inspired by artwork owned by the homeowners, creating a stylish cooking area with clean lines and intricate detailing.

Not exact matches

Survey results also indicate that Gen Z teens aim to own their first home by age 28 — three years earlier than the median age of first - time homeowners, according to the National Association of Realtors.
Homeowners who owe more than 80 % of their home's price are eligible, as long as their mortgage is owned by Fannie Mae and Freddie Mac.
Roommates living in a dormitory owned by the university are probably covered by a parent or guardian's homeowners policy and don't need renters insurance.
Learn more: Homeowners who want to learn more about the government refinancing or modification programs can visit KnowYourOptions.com (a website owned and operated by Fannie Mae) or MakingHomeAffordable.gov, which is the official program website.
Just like the kids have to eventually move to their own homes, existing homeowners can't keep saving money by refinancing every year.
MPs warned homeowners are also put off installing their own green energy generators, such as solar panels or micro turbines, because they are confused by planning regulations.
The Council has repeatedly called for more agency efficiencies and savings but has largely capitulated as they also advocate for funding their own priorities worth hundreds of millions, which is happening again this year, highlighted by Johnson's push for both Metrocard subsidies for low - income New Yorkers and property tax rebates for middle - class homeowners (while de Blasio has been resistant to both).
Homeowners are responsible all for their own repairs, and many first - time buyers are shocked by how much repairs cost and how often things go wrong.
The more I think about it the more I believe that this is a smoke screen used by a government agency to rally public discord away from their own bureaucracies which via their HST, land transfer taxes and mortgage insurance rules — all percentages calculated on the sale price of the home by the way — do more to inflate house prices without providing any evidentiary benefit to the homeowner.
If you own a dog that is restricted by most homeowners insurance companies, an umbrella policy may be a great option if you have high liability limits on your auto policy.
Homeowners who owe more than 80 % of their home's price are eligible, as long as their mortgage is owned by Fannie Mae and Freddie Mac.
Normally these types of examinations turn out fine but problems can occur when existing homeowners make modifications on their own and are not done by licensed subcontractors.
If you are buying a foreclosure home that is owned by a bank (thus removing the homeowner from the picture entirely), you might not have an opportunity to inspect the property.
Homeowners insurance is not required by law but it is a commonsense measure for property owners who own the title outright and for individuals who currently have an outstanding mortgage to still protect themselves and their investment by purchasing homeowners Homeowners insurance is not required by law but it is a commonsense measure for property owners who own the title outright and for individuals who currently have an outstanding mortgage to still protect themselves and their investment by purchasing homeowners homeowners insurance.
GEICO doesn't underwrite its own homeowners insurance policies, meaning that the coverage you purchase from GEICO will be serviced by one of its 31 partners.
However, homeowners must 1) have a loan that is owned by Freddie Mac or Fannie Mae, and 2) must have taken out that loan prior to June 1, 2009 in order to qualify.
During the holidays, homeowners and any tenants living in foreclosed properties owned by Fannie Mae and Freddie Mac will not be subjected to eviction.
Just as you shouldn't assume that a vacation home you own is covered by your homeowners insurance policy on your primary residence, it's important to know that a recreational vehicle usually requires coverage separate from your traditional automobile insurance.
The loan obligations require the borrower to pay for their own homeowners» insurance, property taxes, and maintain their home in accordance with guidelines mandated by the Department of Housing and Urban Development.1 As long as these terms are met; monthly mortgage payments are not required.
Those portions of a building, land, and amenities owned (or managed) by a planned unit development (PUD) or condominium project's homeowners» association (or a cooperative project's cooperative corporation) that are used by all of the unit owners, who share in the common expenses of their operation and maintenance.
The creation of mortgage securities helps individuals own homes by reducing the cost of a mortgage, allowing a potential homeowner to borrow money at the lowest rate available.
HARP Refinance is recommended to homeowners that have negative equity and a mortgage owned by Freddie Mac or Fannie Mae.
Of course you must have a mortgage owned by Fannie or Freddie and you must meet the credit requirements but no loan to value limitations could be a genuine opportunity for homeowners to lower their monthly payments from home refinancing.
By way of example, some common «homeowners» policies that are not always for people who own the entire structure and the land on which it sits include:
Forbearance Terms Eased for Freddie's Borrowers Freddie Mac gave unemployed homeowners who are struggling to pay mortgages owned or guaranteed by the company a break on Friday when it eased its temporary forbearance restrictions.
The move was cheered Friday by companies that offer reverse mortgages, which let homeowners 62 and older use the equity in their homes to receive cash while they continue to own and live there.
Roommates living in a dormitory owned by the university are probably covered by a parent or guardian's homeowners policy and don't need renters insurance.
Making sure that this payment is turned in by its due date every month is a big part of a homeowner's life, and as such it's a common thread among those who own their own home.
In a study conducted by University of North Carolina, researcher Kim Manturuk found that the sense of control that homeowners gain when they own their own home contributes to their positive mental health.
In today's market, with home prices rising and a lack of inventory, some homeowners may consider trying to sell their home on their own, known in the industry as a For Sale by Owner (FSBO).
More specifically, locating a foreclosed home depends on where exactly it is in the foreclosure process: Properties can still be owned by the original homeowner (in the earlier stages, in case of pre-foreclosure and short sale properties), or by an entity such as a bank or the government (in the later ones).
Homeowners with newfound equity are steadily replacing inventory once dominated by bank - owned properties or short sales.
The difference is that XYZ was a first - order derivative — its assets included real mortgages owned by actual homeowners.
Additional insurance costs will be borne by all insured Florida homeowners, including the estimated 500,000 Canadians who own Florida properties.
By saying «To hell with traditional real estate,» these alternative homeowners are proving that you can still own a piece of paradise, even in Canada's priciest real estate markets.
To qualify, a homeowner must be current on a mortgage that's owned by Fannie Mae or Freddie Mac.
The Home Affordable Refinance Program is primarily intended for homeowners who are current on their mortgage payments, and have loans owned by Fannie Mae or Freddie Mac.
Prior to the BAPCPA reforms, most people qualified for a Chapter 7 bankruptcy so Chapter 13 was mostly used by homeowners that wished to keep their home and had significant equity, or those who owned other assets with substantial value that they did not want to expose to liquidation and disbursement to creditors.
Disciplined Investing: Homeowners usually put into practice the discipline that equity investors should be following in owning stocks: they invest periodically by slowly building equity with each mortgage payment; they own for the long - term by buying a home and living in it for years; they save more even though, at least initially, owning will cost more than renting because they find a way to spend less on other things.
The Obama administration has extended several mortgage bail - out programs for distressed homeowners like the Home Affordable Refinance Program, but very few borrowers were able to qualify for this relief measure that enabled homeowners that had mortgages owned by Fannie Mae or Freddie Mac the ability to refinance their under - water loans up to 125 % loan to value.
http://www.animallaw.info/articles/ovuspetsandhousinglaws.htm This guide explains four key federal laws that govern the rights of tenants, and that may determine whether you have a right as a tenant to live with a companion animal, whether you rent a home, own a home that is governed by a homeowners association, live in federally - assisted public housing for the elderly or disabled, or in federally assisted public housing that does not give such a preference to the elderly or disabled, or whether your housing is subsidized by a state or local government.
Before you buy any car rental insurance, you should find out what coverage is provided by your credit card company, your homeowner's / renter's policy, and your own car insurance.
However, The Earth Room, maintained by the Dia Center, has the summer off, presumably so as not to shame homeowners sloppy about tending their own lawns on hot days.
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