Sentences with phrase «owners of term life»

This is a feature of permanent life insurance which is not enjoyed by owners of term life insurance.

underestimate just how much better they can feel about getting older when they're the owners of term life insurance.

A conversion provision allows the owner of the term life policy to convert from the term life insurance policy to a permanent life insurance policy during a specified period of time without having to show that the insured is in good health.

Not exact matches

As an active owner of both public and private companies, CPPIB already lives its long - term investment philosophy, notes Winslow.

Leasing is particularly attractive to business owners who need equipment that becomes outdated quickly, or is expected to suffer a lot of wear and tear over the course of its useful life, because it allows the business to regularly update equipment at the end of the lease term.

While owners of many term life insurance policies have the right to renew the policy once the period draws to a close, the cost will increase upon renewal, and can be considerable.

However, if you are a single doctor making $ 300,000 per year, did not have to address a meaningful debt burden, and only have $ 100,000 in investments at the age of forty, you have done something very wrong (most likely, you either lived at your means or traded stocks instead of thinking like an owner that made long - term investments) even if you have that same $ 100,000 in paper wealth because you had the skill set and personal opportunity costs to do so much more with your hand in life.

Business owners will also comfort you with stories of how long it took for their website to go live and how they aren't even on speaking terms with their web designer anymore.

A very peeved Dr Afriyie Akoto continues to rebuke the journalist in the audio by adding that «I don't know how old you are but my son will be older than you, you understand, even the owner of your station does not come anywhere near my standard in terms of life achievement so you have to learn to be respectful, don't use those words on me»

John Banks, president of the Real Estate Board of New York, said illegal short - term rentals pose safety and quality of life issues for building residents while the building owners are the ones who get stuck paying the fines for the illegal actions of their tenants.

While declining to speak on any specific application, Southold Town Supervisor Scott Russell said this week that «the chief distinction between short - term rentals and B&B s is that operating a B&B requires that the owner live in the home and that it is designated as the primary residence of the owner.»

Winds of Change — Long - term Tatra owner Delwyn Mallett surveys the pioneering use of wind tunnels in automotive body design, focussing on the influential work of Hungarian aerodynamicist Paul Jaray / The very first Jaguars — Celebrating 80 years since the first use of the Jaguar name, Paul Skilleter looks at William Lyons's initial forays into mass production and explains what these early cars are like to live with / Vintage Revival Montlhéry 2015 — David Burgess-Wise reports from the historic banked circuit south of Paris and from the hundreds of rare pre-1940 cars and motorcycles entered selects his personal highlights / «Home, Allaston» — Mike Allaston's family photograph albums detail the careers of his father and grandfather as professional chauffeurs.

BMW has extended the coverage of BMW Assist telematics from four to 10 years, effectively from the term of the first owner's lease period to almost the entire life of the car.

Term life insurance with a return of premium rider allows the owner to get his or her money back at the end of the contract period.

Term life insurance is defined as a contract between the owner of the policy and the insurer, for a policy on the life of the insured, whereupon the insured's death, the insurer pays a lump sum death benefit to the beneficiary.

The policy is convertible term life insurance, which allows the owner of the policy to convert all or a portion of the coverage to whole life insurance coverage before the term policy expires or age 65.

The policy is convertible which allows the owner to convert the policy to whole life prior to the end of the term.

However, if you are a single doctor making $ 300,000 per year, did not have to address a meaningful debt burden, and only have $ 100,000 in investments at the age of forty, you have done something very wrong (most likely, you either lived at your means or traded stocks instead of thinking like an owner that made long - term investments) even if you have that same $ 100,000 in paper wealth because you had the skill set and personal opportunity costs to do so much more with your hand in life.

Term life offered through United of Omaha is convertible which allows the owner to convert the policy to permanent life prior to the end of the tTerm life offered through United of Omaha is convertible which allows the owner to convert the policy to permanent life prior to the end of the termterm.

With this added benefit, home owners can renegotiate the terms of the mortgage and use the money for other areas within their life.

When coupled with a life insurance policy, the hybrid LTCi owner will also have the advantage of passing dollars on to family on an income tax - free basis if the policy was never accessed for long term care coverage.

With this policy, the policy owner does have the option of converting the term life insurance policy over to a new permanent life insurance certificate — without having to prove evidence of his or her insurability — until the earlier of the certificate anniversary on which the insured is age 65, or 5 years prior to the end of the initial term period.

Term life insurance can be used to fund buy - sell agreements so that on the death of a business owner, surviving partners can use the proceeds to purchase the business from the deceased owner's beneficiaries.

They're one - part insurance, delivering guaranteed lifetime income when an optional living benefit rider is added to the annuity, and one - part accumulation potential, because a portion of the owner's purchase payments is allocated to a mix of diversified investments that can provide long - term growth to help maximize future retirement income.

The other group is considering becoming business owners or entrepreneurs even at this late stage of life, or what I term «Boomerpreneurs.»

Term life insurance is affordable, perfectly matched to the needs of most business owners, and simple to apply for if you use Quotacy.

A convertible term life insurance policy can be converted by the owner into a permanent life insurance policy during a specific period of time, without requiring an exam or proving the insured is healthy.

Owners of hybrid life insurance policies will know their daily (or monthly) long term care benefit amounts at onset and as the policy grows.

Lastly, a policy owner does not collect anything at the end of the term, provided that he / she is still living.

A type of term life insurance that pays all premiums back to the policy owner at the end of the term if the insured is still living, or percentage of the premiums if the policy is cancelled before the term ends.

Tobey McGuinness provided short term foster care, and Hector's now living in a long term foster home with Dave Adams, owner of FlexPrint Graphics.

Cameron Veterinary Hospital The goal of Cameron Veterinary Hospital is to provide the best veterinary medical service possible by listening to our clients and understanding exactly what they want in terms of life - long care of their pet and communicating genuine caring to our patients and their owners.

«'' Addressing problems early and keeping them manageable long term improves the quality of life for pets, the acceptance and compliance of owners, and has additional positive effects on the bottom line of practices, so everyone wins.

When I am able to conceptualize the animal and owner in terms of quality of life, it helps me cope with the end of a life.

«We felt that defining the factors affecting the prognosis and postoperative performance could give answers that would help both the owners and the veterinarians in the decision - making process - whether to operate or not - especially when focusing on the meaningful long - term life and use of the horse after colic surgery,» said Dr. Immonen.

Well, because when an owner has reliable distance control over their dog, the dog may now enjoy a quantum leap in terms of quality of life.

* Live Release is a term used to describe the placement of an animal in which the animal leaves the shelter's care alive and well, either through adoption, transfer to another rescue, or returning to their owner's care.

Since opening the hospital's doors, her singular purpose has been giving pet owners across the Glen Cove region a trusted partner in their companion's long - term health and wellness willing to provide the breadth of veterinary services and approaches and the commitment to follow - up care that the special cat, a dog, or a pocket pet in your life truly deserves.

The objective was to dramatically increase the «live release rate,» which is the standard many shelters use to measure their effectiveness in terms of reuniting pets with owners, having them adopted to new homes, or transferring them to rescue groups.

Because of the severe quality of life impacts of this disease and the long - term emotional and financial burden care for an epileptic dog can place on owners, first - step relatives (parents, offspring, and full or half siblings) of an epileptic dog should not be bred.

Many dog owners report our results as life changing in terms of changing their relationship with their dog.

Vaccinations have worked to decrease the incidence of acute viral disease, but many pet owners and some veterinarians have begun to question both the need for annual, life - long re-vaccination, as well as the long term consequences of vaccination in general.

As An Owner, You May Live Here As A Resident, Provide Long - term Rental, Participate In The Classic Resorts Vacation Rental Program, Provide A Vacation Rental Through Vrbo, Or Utilize Any Of A Number Of Other Rental Companies.

Tracker owners save over $ 25,000 in energy cost over the life of their Trackers, with a return that beats their other long term, low risk investments.

In general terms, the end - of - life obligations of the owner of the well are to cement - in various formations deep underground, to «cap» the well, and to restore the surface to its original condition: Alberta Energy Regulator Directive 020: Well Abandonment; Environmental Protection and Enhancement Act, RSA 2000, c. E-12, s. 137.

For example, if you own a 20 year return of premium term life insurance plan and the 20 year term has expired, the premiums paid by the owner of the life insurance policy will be returned.

Most term life insurance policies will allow the owner of the policy to renew until age 95.

However, term life insurance generally comes with a conversion option which allows the owner to convert the policy into permanent insurance with no proof of insurability.

A type of Term Life insurance that returns the equivalent all premiums back to the policy owner at the end of the term if the insured is still livTerm Life insurance that returns the equivalent all premiums back to the policy owner at the end of the term if the insured is still livterm if the insured is still living.

Beyond the scope of this article Term Life Insurance Best Candidates, often small business owners need a short term life insurance policy to assist in filling some financial nTerm Life Insurance Best Candidates, often small business owners need a short term life insurance policy to assist in filling some financial nLife Insurance Best Candidates, often small business owners need a short term life insurance policy to assist in filling some financial nterm life insurance policy to assist in filling some financial nlife insurance policy to assist in filling some financial need.