Sentences with phrase «ownership of the family home»

For most Canadians, ownership of a family home provides a substantial inflation hedge, and it also comes with substantial tax benefits.

The share which the surviving spouse or civil partner receives may not even be enough to give them absolute ownership of the family home because of the other family claims.

In child custody cases where primary residential custody is awarded, that parent often will retain ownership of the family home to ease the transition for the child.

Not exact matches

The value of ownership is not just owning your own home under your name, but having some valuable assets to pass down to the next generation of your family.

Mr Osborne says, «A key part of our long term economic plan is to build the houses Britain needs, so that families have the economic security that comes with home ownership.

Associates from Ontario, Canada, helped a local family reach its goal of home ownership in another way when they came together for the Habitat for Humanity build in Amherstburg, Ont., the first such home built in this community.

Their work includes a Children's Centre, focused on single and impoverished families, a pilot micro loan program for education and business development, an ongoing partnership for home ownership within the community, and a deep local commitment to the spiritual growth, empowerment and development of the community.

Household chores are a great way to teach your child responsibility and can give your child a sense of ownership as a member of your home and family.

We've hosted years of Chili Blast luncheons, painted long apartment building hallways, renovated camp cabins and a full home for a family moving from assisted housing to home ownership.

In this framework, issues like covenant marriage vows, home ownership, gun ownership, home birth, homeschooling, family business, family farming, hospitality, home - based healthcare and yes, even the debate over raw milk, can all be decided in the light of God's Word under the Lordship of Jesus Christ.

Second home ownership drives up house prices while doing nothing to support local community infrastructure for most of the year, and new housing developments seem to serve wealthy incomers rather than the families of locals.

The American dream of home ownership is at the foundation of our community and represents the aspirations of millions of individuals and families, yet even in 2016 people seeking housing find themselves victims of discrimination despite the provisions of the federal Fair Housing Act.

If you spent time in one of these homes and Family ownership and family involvement as antecedents of strategic action: A longitudinal study of initial internationalFamily ownership and family involvement as antecedents of strategic action: A longitudinal study of initial internationalfamily involvement as antecedents of strategic action: A longitudinal study of initial international entry

That is to say, as Wood puts it: «capitalism, the right to ownership; the home, the family, the monogamous couple; patriarchy...» (1) Between men, nicknaming is frequently the overt articulation of complex and fraught processes of male bonding, enabling the integration of an inexperienced male character into a group by his more experienced, and previously integrated, elders.

All connected to the ownership of Howards End, a beloved country home, the families» interwoven fates serve as a metaphor for shifting class distinctions at the dawn of the modern era.

Other relevant differences among teachers may arise from their family circumstances, such as the job opportunities of a spouse or a desire to stay home with young children or to enjoy the benefits of home ownership.

This prices teachers out of home ownership in 32 metropolitan areas, and makes raising a family on one salary near impossible.

Chicago Public Schools divides areas of the city into one of four socio - economic tiers by looking at each area's median income, education level, home - ownership rates, single - parent family rates, rates of English - speaking, and neighborhood school performance.

CCIP has counseled over 4,200 families, assisted 722 first - time home buyers in securing mortgage financing, down payment, and closing cost assistance, made home ownership possible for 59 low - income families through an innovative lease - purchase program, and provided 95 first - time home buyers with affordable homes through the rehabilitation of 90 vacant units and the construction of 16 new townhouses.

«This legislation puts FHA on firmer footing to achieve its dual mission of helping to stabilize the housing market during tough times and providing affordable home ownership options to underserved American families while protecting the American taxpayer by bolstering the strength of the fund.»

«An outright gift of the cash investment is acceptable if the donor is the borrower's relative, the borrower's employer or labor union, a charitable organization, a governmental agency, or public entity that has a program to provide home ownership assistance to low - and moderate - income families or first - time home buyers, or a close friend with a clearly - defined and documented interest in the borrower.»

Since 1934 the Federal Housing Administration (FHA) Home Loan program has helped millions of families achieve their home ownership dreHome Loan program has helped millions of families achieve their home ownership drehome ownership dreams.

Blair Stiver isn't sure exactly what the future holds in terms of career, family, home ownership and retirement.

Mortgage payments, property taxes, home maintenance and other home - ownership costs swallow 48 % of a typical family's pretax annual income.

Would you like your home to remain in the family, or do you have any other preferences concerning the ownership or occupation of the family home?

I should point out that clients in this type of situation often insist on keeping their house, a reflection of the deep - seated Canadian devotion to home ownership, and it takes long and difficult conversations with family, friends and trusted advisors before they come around to the realization that they have to let go of their home.

Some issues I see with renting: Smaller place (I can live with a smaller place no problem but with a family of 4, we need adequate space for our things), Extra monthly costs in pets ($ 20 - 50 / month), lack of ownership... Some benefits: no need to pay for home insurance, (usually) no maintenance costs.

In Ottawa, home ownership costs for a single - family detached home in the fourth quarter took up 36.5 per cent of a typical household's pre-tax income.

The traditional missions of FHA are providing opportunities for home ownership to under - served families, and offering affordable home financing programs during challenging times.

Homeowners» Insurance: Required for all mortgage loans, protects the home from damage and theft Owner's Title Insurance: Optional policy ensuring the title will not be subject to a claim of ownership, lien or other encumbrance Private Mortgage Insurance (PMI): Required by most lenders when the down payment is less than 20 % Federal Housing Administration (FHA) Mortgage Insurance Premium: Required on all FHA loans Mortgage Life Insurance: Optional policy that protects family and estate by paying off the loan in case of death Disability Insurance: Optional policy that guarantees loan payments will be made in case of disability

For military families looking to buy a home, taking advantage of VA home loan benefits is a great way to make home ownership a more financially attainable goal.

Mortgages Unlimited is proud to offer these loan programs to assist qualified Minnesota families achieve the dream of home ownership.

Student loans will only exacerbate the problem and will mean putting off money - related decisions like home ownership and starting a family because of the additional expense involved.

These types of loans are very attractive to service members and families of service members who may not be able to find a suitable home loan elsewhere due to credit circumstances, and they offer an option for affordable home ownership to the men and women of the military.

As such, she chose to transition to the retail side of real estate financing in effort to work closer with families, veterans, and those who had previous financial hardships to achieve their goals of home ownership.

Home ownership remains the one true forced savings plan, and one of the best investments we make socially as it provides an individual and / or a family with a certain sense of security, stability and community.

This loan program is designed to provide easier access to home ownership for borrowers that are less than 80 % of the area median family income.

The number of interest payments would be reduced and families would be able to take ownership of their homes quicker than before.

SONYMA -(State of New York Mortgage Agency)- SONYMA is designed to provide affordable home ownership to low and moderate income families.

The fact is that VA lending can be a great way for many active, retired, discharged, and the families of service members to achieve home ownership using the benefits that the government provides to members of the military.

It is now more important than ever for prospective college students and their families to consider themselves «consumers» of higher education and analyze carefully their investments in college degrees and credentials by assessing their financial outlays against up - to - date occupational earnings data and managing student - loan debt in the context of other life goals, such as the prospects of home ownership, career breaks for child - rearing, or an early retirement.

However, if you bought your new home for the benefit of a family member eligible for the disability tax credit so they could be more mobile or functional in an environment that's better suited to their personal needs or care, the credit is available regardless of your history of home ownership.

The CRA considers this a «deemed disposition» — you haven't actually transferred the ownership to another person, but you have changed the primary use of the property, from your family home to a rental property.

She bought a house in the Southwestern Ontario town of Belgrave in July because she thought it was time to move out of her family home, and she had a sense that home ownership would be a smart financial move.

The Federal Housing Administration, a division of the Department of Housing and Urban Development, was created 77 years ago to help low - and moderate - income families obtain financing for home ownership.

VA Loans are backed by the Department of Veterans Affairs and provide military families with the opportunity for home ownership at competitive rates and flexible terms.

The Federal Housing Authority or FHA is in the business of making home ownership in easier reach for millions of American families with past credit problems.

Similarly, the Department of Veterans Affairs works with several lenders to make home ownership a reality for military veterans and their families.

First there should be exceptions to when the dog IS allowed to threaten or bite, which would be considered provocation... those would include: a.) Legitimate self defense; b.) Defense of territory; c.) Defense of pack — human family, other home pets, and such; d.) Establishment of a reasonable pack order within the home; e.) Mouthing (which is not the same as being aggressive); f.) While being trained during lessons, and in the midst of long term maintenance training, to teach a dog to contain it's drives and aggression; g.) For legitimate police work — if a police force obtains ownership and control of the dog, then the court order should be rescinded and the dog be given a fresh start; h.) Legitimate hunting purposes (such as duck hunting).

Adoptive family visits dog in foster home, must be approved and return for dog Requires a dog be returned if the owner can not keep Takes ownership of a dog upon intake Requires a home visit before adoption approval Follows up with adopters after placement Dogs are observed and evaluated before adoption All dogs receive all vaccines (Rabies, DHPP and any other regionally appropriate tests) before adoption All dogs have all tests (heartworm, fecal and other regionally appropriate tests) before adoption.