Sentences with phrase «paid by the insurance policy»

This is an oversimplification, but PIP can be thought of as: paid by your insurance policy to you, regardless of fault.

Not exact matches

A typical couple who are both age 60 pay about $ 100 to $ 150 a month for each policy, according to data released earlier this year by the American Association for Long - Term Care Insurance.

(a) Schedule 2.7 (a) of the Disclosure Schedule contains a list setting forth each employee benefit plan, program, policy or arrangement (including any «employee benefit plan» as defined in Section 3 (3) of the Employee Retirement Income Security Act of 1974, as amended («ERISA»)(«ERISA Plan»)-RRB-, including, without limitation, employee pension benefit plans, as defined in Section 3 (2) of ERISA, multi-employer plans, as defined in Section 3 (37) of ERISA, employee welfare benefit plans, as defined in Section 3 (1) of ERISA, deferred compensation plans, stock option plans, bonus plans, stock purchase plans, fringe benefit plans, life, hospitalization, disability and other insurance plans, severance or termination pay plans and policies, sick pay plans and vacation plans or arrangements, whether or not an ERISA Plan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligation.

Private mortgage insurance (PMI) is a special type of insurance policy that is paid by the borrower and protects lenders against loss if a borrower defaults.

The organization also aims to contribute to the creation of a system or set of systems that would allow people to automatically pay for the use of both ride - sharing and car - sharing vehicles; for the insurance policies covering those vehicles; for the energy that those vehicles consume and the pollutants that they emit during a trip; and for traffic that the commuter contributes to by traveling during peak hours.

The cash value of a universal life insurance policy accumulates based on the amount of premium paid, monthly deductions for policy costs and an interest rate that is declared by the insurance company.

When you purchase term life insurance, you agree to pay recurring premiums in return for the commitment by the insurance company to pay a death benefit if the insured happens to die during the term that the insurance policy is in effect.

You're better off actually doing something to oust those religion hucksters and GOP politicians (bought and paid for by big corporate, bank, and insurance interests) from the policy making aspect of our society.

Insurance companies can only turn a profit by having lots of people paying in who hardly ever go to the doctor or by turning down claims, which makes it worthless to the policy holder.

but i also believe that creating a culture that supports ALL families, by working for humane family leave policies and by making sure insurance pays for lactation consultation — those are helpful ways to channel our energies.

[41] The BBC reported that he had made several «gaffes» in his role as Shadow Chancellor and «in an interview he appeared not to know the rate of National Insurance paid by employers, and he was also reported to have clashed with his party leader over the policy of introducing a graduate tax to replace university tuition fees.

If you have a cash value policy and can no longer afford to pay the contract's premiums but still need insurance, for example, your carrier may be able to continue insuring your life by using your policy's cash value to buy term life insurance.

According to the National Association of Insurance Commissioners (NAIC), mortgage insurance lenders pay out only about 40 cents in benefits for every dollar spent by consumers on this type of policy, while it is 90 cents on the dollar paid out to consumers with regular term life insuranceInsurance Commissioners (NAIC), mortgage insurance lenders pay out only about 40 cents in benefits for every dollar spent by consumers on this type of policy, while it is 90 cents on the dollar paid out to consumers with regular term life insuranceinsurance lenders pay out only about 40 cents in benefits for every dollar spent by consumers on this type of policy, while it is 90 cents on the dollar paid out to consumers with regular term life insuranceinsurance policies

Term life insurance is very affordable and if you're a college graduate whose parents helped you pay for college by co-signing loans, a term policy will cover the loan amount if you were to pass away.

When you plan for life's uncertainties by having a life insurance policy, you provide your family the opportunity to help replace lost income, eliminate debt, pay for college, keep a business afloat, protect family wealth, or address other financial needs and goals while they adjust to a new life.

For those who don't know, private mortgage insurance (PMI) is an insurance policy that helps protect the mortgage company by paying down the difference if you don't make your payment on time.

Clemson Renters Insurance offers defense against liability claims that would be paid by the policy.

Renters insurance with a dog will generally pay for the defense costs associated with a claim or suit which may reasonably be paid by the policy.

Our church's whole life insurance policy became a MEC and the pastor neglected to alert the board of the MEC status because he was informed by the agent that 501cs are tax exempt and do not pay taxes on a MEC.

If a contingent or secondary beneficiary is not named, the life insurance proceeds will be paid to the estate of the policy owner by default.

Also, most policies don't pay if your loss is otherwise covered by your homeowner's or renter's insurance.

When you have coverage under The Alexander Apartments renters insurance, that defense is paid for by your policy — it's one less thing to worry about, and peace of mind is an important component of renters insurance.

When you purchase term life insurance, you agree to pay recurring premiums in return for the commitment by the insurance company to pay a death benefit if the insured happens to die during the term that the insurance policy is in effect.

If you're in a similar situation, you could avoid these problems by having your company fund a permanant insurance policy that will pay $ 2.3 - million on your death.

By changing policies so, I am afraid that the health insurance company could deny a lot of my claims citing that I have to be on the same policy for X years before they pay for those situations, or cite a «break in coverage» clause and turn down an expensive claim.

Even if the suit is frivolous, if the claim would be paid by the policy the insurance carrier will defend you.

Defense outside the policy limits just means that the amount spent on lawyers by the insurance company does not reduce the amount available to pay the claim.

Homeowners» Insurance: Required for all mortgage loans, protects the home from damage and theft Owner's Title Insurance: Optional policy ensuring the title will not be subject to a claim of ownership, lien or other encumbrance Private Mortgage Insurance (PMI): Required by most lenders when the down payment is less than 20 % Federal Housing Administration (FHA) Mortgage Insurance Premium: Required on all FHA loans Mortgage Life Insurance: Optional policy that protects family and estate by paying off the loan in case of death Disability Insurance: Optional policy that guarantees loan payments will be made in case of disability

Term life insurance is not available as a standalone policy on children (because the term would likely be over by the time they needed income replacement for their own families), but a permanent policy will last their lifetime so long as the premiums are paid.

Not only does Federal law place a limit of $ 50 on any fraudulent purchases but often any outstanding debts would be adequately paid by a Life Insurance policy which would be less expensive and more appropriate if you have a family.

One advantage of purchasing a life insurance policy from a mutual life company is the strong history of dividend payments paid to policyholders by many of these companies.

By law, mortgage lenders must cancel a mortgage insurance policy once a borrower has paid 22 % of the balance of the loan.

A renters insurance policy will pay up to 10 % of the personal property limit for plants damaged by a riot or civil commotion.

A renter's insurance policy will also cover injuries to visitors of the property and typically pays for any additional living expenses incurred by having to temporarily vacate the rental property.

While renters insurance in San Diego won't prevent someone from suing you, it will make sure you have a defense against claims which would be covered by the policy, as well as pay the claim up to the policy limits.

Other topics include credit car rental car coverage, how to add «riders» to policies, the privacy implications of «pay - as - you - drive» insurance, increased FDIC deposit insurance, rental insurance and news of a new insurance web site created by Consumer Action.

An added rider to some life insurance policies that pays upon the named insured's death, but only if that death is caused by an accident.

You can also change your Connecticut insurance quotes with creative choices; a 36 - year - old man in Hartford, who pays $ 762 for an annual premium, can save $ 100 per driver by adding his wife to his auto policy.

If your five - year - old fur coat is no longer worth the $ 5,000 you paid for it, you'll want to reduce or cancel your floater (extra insurance for items whose full value is not covered by standard homeowners policies such as expensive jewelry, high - end computers and valuable art work) and pocket the difference.

Also, the policy can not be cancelled by the insurance company as long as the premium continues to be paid.

If it is necessary for you to move into a motel or apartment temporarily because of damage caused by a peril covered in your policy, your insurance company will pay an amount up to 20 % of the policy limit on your dwelling for these expenses.

Of course, what you pay for your policies can vary dramatically by location and situation, but one of the most important factors in determining your annual insurance expenditure is the provider you choose.

In the event that the borrower dies while the policy is in force, the mortgage debt is automatically paid by insurance proceeds.

You can get a similar effect by purchasing a whole life insurance policy that's paid for over a shortened period of time, such as 20 years.

By purchasing a policy, you can help ensure their financial well - being while granting yourself some peace of mind, knowing that an insurance policy will pay out a death benefit if you pass away.

If you are covered by a life insurance policy but your death falls under one of these exclusions, the insurance company may not have to pay out the benefit.

One of the things that often slips by is either paying for renters insurance or buying the policy in the first place.

With some life insurance carriers, if a premium is not paid by the 31 - day grace period, an automatic premium loan will be made — assuming sufficient cash value exists in the policy.

Defense costs and the costs of the claim are paid by your renters insurance until the policy limits have been exhausted.

Which is why another huge disadvantage of term life insurance is that, if the premium is not paid by the end of the 31 - day grace period, the policy lapses.