Sentences with phrase «paid for out of pocket by»

Not exact matches

To date, private clinics have operated by splitting their funding among government contracts, clients that fall outside medicare and patients paying out of pocket for non-insured services.
Of the $ 2.6 billion in treatment for opioid addiction and overdoses, $ 2.3 billion was paid by insurance, while another $ 335 million was paid out of pocket — and more than half went toward covering employees» childreOf the $ 2.6 billion in treatment for opioid addiction and overdoses, $ 2.3 billion was paid by insurance, while another $ 335 million was paid out of pocket — and more than half went toward covering employees» childreof pocket — and more than half went toward covering employees» children.
And on Thursday, Mylan expanded its discount program, offering up to $ 300 off the cost of EpiPen with the use of a special «savings card,» thereby reducing the price for patients paying out - of - pocket by half, the company said.
A recent Commonwealth Fund study co-authored by Collins looked at how much low - income people, who would otherwise be eligible for Medicaid if their state had expanded the program, would pay in premiums and out - of - pocket health costs if they enrolled in «silver» Obamacare plans and if they were «medium» users of health care.
Prominent among these is a secular decline in the share of health care expenditures paid out - of - pocket by consumers, lessening the motivation for precautionary savings.
Teachers continue to subsidize school funding by paying large sums out - of - pocket for classroom supplies.
Welfare indirectly allows many in this country to buy I - phones, flat screen TVs and cars that are nicer than those owned by the middle class with their marginal income, by paying for all of life's necessities (food, clothing, shelter and medical services) that those in the middle class pay for out of pocket.
And WHY does the hospital get the benefit, when they are essentially being paid twice for one procedure, once by the patient (out of pocket or insurance), and once by the company who wants the foreskin.
But if you're paying out of pocket for everything, often by paying up front you can get between 10 % and 30 % discount if you pay in cash for the OB / GYN or CNM and the hospital itself.
Some of those families paying out of pocket for services provided by IBCLCs then submitted reimbursement, only to have their claims denied.
Also, the money seems not to be the main reason — if it was, people would not pay extra out of pocket for lay midwives if their hospital birth was covered by insurance, something that often happens, and people would definitely think twice before paying for the services of midwives in full at 36 weeks and then if they have to transfer end up with further hospital bills — these are not rational monetary decisions, they are paying these con artist in order to reinforce their feelings or beliefs.
Those patients often face the stark choice of either paying out of pocket for an expensive in - person consultation or waiting for months to be seen by the few specialists working at public hospitals, which receive government funding to help pay for patient care, Komarneni says.
«First - dollar coverage» means that women will not pay anything out - of - pocket for their office visits or contraceptive methods — no copays and no deductibles — because these costs will be covered by health insurance.
More than half of this economic cost (56 %, $ 10.8 billion) was on accessing diabetes treatment, including medication and hospital stays — and one half of these costs were out - of - pocket (paid for by the patients), putting a huge financial burden on people with diabetes.
Problems experienced by patients and families include inadequate or absent communication with case managers, lack of follow - up care, and being forced to pay out - of - pocket for necessary treatments and medication.
Three times in the past, I went through my OB - Gyn for hormone blood tests, covered by insurance; and then 3 times I did both saliva and blood spot tests through a Functional Medicine doctor, and payed a fortune out of pocket.
Is it possible a doctor with a medical license maybe wants their patients to get evidenced - based treatment, and discourage the use of things that could be harmful by sheer lack of proven effectiveness alone, instead of being sold over-priced, false promises that prey on people desperate for help who often can't afford the cost, but pay it out - of - pocket anyway?
Why would an SD want to in any way compromise the discretion by paying out of his pocket for that
The first edition — a humble magazine - cum - newsletter held together with a single staple and paid for out - of - pocket by Reichert, Koresky, Neal Block, and Erik Syngle — was distributed at key New York film venues like BAM, the Film Society of Lincoln Center, and the late, great video emporium Mondo Kim's.
In essence, it's about being professional and taking care, which means don't: agree to meet alone; allow over-familiarity; give out your personal mobile number; meet informally outside working hours and away from your organisation's premises (and certainly don't do so without getting formal approval); allow too frequent contact or over familiarity that may be acceptable with friends, colleagues and family but not from people with whom you only have a commercial relationship; discuss your private life, or social or recreational interests of you or your partner; accept offers, discounts or other services or products by the client, customer or contractor; accept hospitality or gifts that you yourself wouldn't pay for from your own pocket; and don't do anything that makes you feel uncomfortable, obligated or might be open to misinterpretation or might be difficult to explain to your manager, a journalist or an investigator.
Based on the hourly rates paid by families for non-relative or center - based care, it appears that the out - of - pocket child care costs for immigrant families» household budgets is considerably higher than that for non-immigrant families» household budgets.
Making the case that choice allows for all families, poor or middle class, to meet the particular needs of their children can win support, especially from white middle class families who realize that how they are hurt by school zones and other Zip Code Education policies (and are also condescended by teachers and school leaders when they want more for their kids), but don't see any other way to avoid those problems beyond paying for private schools out their own pockets.
My truck was towed into the Mercedes - Benz dealership on Monday January 15th I was told that I would be able to get a loaner on the next day which would have been January 16th I understand due to all the bad weather that they may have not been open on the 16th of January so I didn't worry about it on the 17th when I called to see what was going on then turn tell me they were trying to see if they could get the warranty company to pay for the part which I was told was $ 1,400 by Frankie at this time I asked him what about a loner car well he in turn told me that it wouldn't take but a day to put the part on because they already had I was already been inconvenience because my truck is there I have no transportation and I work for the hospital so I have to get back and forth to work so after Saturday morning of my mom's passing I called the dealership and spoke with the young lady and she told me all the time cars had been taken for people that had appointments for them now at that point I'm thinking to myself while I'm a customer as well why wasn't I call to pick up a rental car so she in turn told me that she wouldn't have the manager call me back and indeed he did call me back but when he call me back he let me know that they did have a loaner cars and that they would be closing in 30 minutes well I live in Pearland and they're over by Greenway Plaza so that was no way I would have made it to get a car and he let me know that they're trying to wait to see what the warranty company it's going to do don't steal mind you I don't have a loaner car due to the fact they were closing in 30 minutes and I needed to get a ride back all in the same token my mom has passed so he went on to say that he had spoke with Brian from AutoNation Chrysler Jeep and he had told him that he would give him the family discount which was $ 1,200 if they were going to fix the car now mind you if the warranty company is going to fix the car they're going to charge them $ 1,200 but I was told by Frankie that I had to pay $ 1,400 to have this car fixed that I've only had two months that I had a 90 day warranty on but it doesn't cover the port so once he told me he was charging AutoNation Chrysler Jeep the 1200 I told him I didn't think that was fair to me that I would have to pay 1400 at that point when he noticed he had told me the price he would on to say that oh well it may be 1200 or it may be a little lower than 1200 and I informed him once again had to prepare things for my mother's funeral and then have to come up with $ 1,200 on repairs for a car I've only had two months I really don't think it's fair and if I have to pay the 1200 I'll have to I'll just have to come out of pocket with it but I will take it as high as I have to because if you have a 90 day warranty the car came from Mercedes - Benz Greenway Plaza someone should make it right.
If the necessary repairs to keep your lease running aren't covered by your warranty, you'll be paying for them out of pocket for a car you don't even get to keep.
(cont'd)- I'm giving away hundreds of listings on the Vault, and as a result of doing so, won't see one thin dime of income on the site until October or later - Given all the time and money I've already sunk into developing the site, I don't even expect to earn back my upfront investment until sometime next year - I'm already personally reaching out to publishers on behalf of authors who are listed in the Vault, on my own time and my own long distance bill, despite the fact that I don't stand to earn so much as a finder's fee if any of those contacts result in an offer - I make my The IndieAuthor Guide available for free on my author site and blog - I built Publetariat, a free resource for self - pubbing authors and small imprints, by myself, and paid for its registration, software and hosting out of my own pocket - I shoulder all the ongoing expense and the lion's share of administration for the Publetariat site, which since its launch on 2/11 of this year, has only earned $ 36 in ad revenue; the site never has, and likely never will, earn its keep in ad revenue, but I keep it going because I know it's a valuable resource for authors and publishers - I've given away far more copies of my novels than I've sold, because I'm a pushover for anyone who emails me to say s / he can't afford to buy them - I paid my own travel expenses to speak at this year's O'Reilly Tools of Change conference, nearly $ 1000, just to be part of the Rise of Ebooks panel and raise awareness about self - published authors who are strategically leveraging ebooks - I judge in self - published book competitions, and I read the * entire * book in every case, despite the fact that the honorarium has never been more than $ 12 per book — a figure that works out to less than $.50 per hour of my time spent reading and commenting In spite of all this, you still come here and elsewhere to insinuate I'm greedy and only out to take advantage of my fellow authors.
Do not rely on the publisher's word that the contract is «hybrid» or «fair» — and don't forget: a traditional publishing house will never expect the author to pay anything out of pocket (and none of the publishing costs, except for unreasonable changes demanded by the author after the proofs are approved).
Traditional deals don't require the author to pay for anything, either out of pocket or by allowing the publisher to recoup expenses before calculating the author's royalty share.
Iowa Student Loan provides this interactive resource to help you make more informed decisions about higher education by estimating your total out - of - pocket expense for a college degree from this point forward, and the amount you and your family may need to borrow to pay for it, based on information provided in your college's award packet.
Usually, only reconstructive surgery can be covered by insurance, so for the most part, you will have to pay out of pocket.
(Update 02/03/17: Air Miles commented to clarify: «Collectors had told us that they wanted to be able to use more Miles to get flights, rather than having to pay so much out of pocket for fuel surcharges, which are imposed by the airlines.
There will be closing costs associated with HOPE for Homeowners loans; however, they may not be required to be paid out of pocket by the borrower.
If you can't use your home at The Gallery Apartments in Clemson because there's been a fire, a broken pipe, or even smoke damage from a neighbor's fire, or another loss covered by the policy, you'll be able to get a hotel in the interim and you can file a claim to pay for it instead of having that money come out of your pocket.
That coverage also defends you against those claims, so you don't have to pay out - of - pocket for a lawyer because it is covered by the policy.
The reason consumers stand to save so much: There are more small claims than big claims, so you can save big by agreeing to pay for less expensive car repairs out of your own pocket, Passmore says.
In the event a renter's unit or home is deemed uninhabitable by an authority, they would be stuck paying out of pocket for any inconveniences if they didn't have renters insurance.
If the 80 percent rule is not met and your home is damaged by a covered event, you may have to pay for a portion of your loss out of pocket, even if your total coverage exceeds the cost of the loss.
But they do occur, and without watercraft insurance, you could end up paying out of pocket for damages caused by an accident involving your boat or personal watercraft.
With an HRA, you and your employer contribute money to a special account that can be used to pay for out of pocket health care costs, such as your annual deductible, co-pays for doctor's office visits, and any other costs not covered by insurance.
They would either be covered by their health insurance company or have to pay for any necessary treatment out - of - pocket.
Your approval will indicate which will be required, and is considered an out of pocket expense and can be paid at the time of the inspection or you can pre-pay for the service in advance by credit card.
To the extent that health insurance premiums are covered by a premium assistance tax credit, they are not deductible as medical expenses; however, any remaining premiums actually paid out of pocket are eligible to be deducted (albeit subject to the 10 % - of - AGI floor for such deductions).
Similarly, premiums paid for travel health insurance can usually be claimed on your Canadian tax return, according to Ardrey, as can any out - of - pocket medical expenses not covered by insurance.
By learning how to find grants to pay for college, you can lower your out of pocket and loan costs.
But if the overflow destroys the property of your downstairs neighbor, your personal umbrella insurance may cover the damages caused by your negligence, preventing you from paying out of pocket for the loss.
With some plans, you will pay these premiums entirely out of pocket and for others, the majority of premiums are covered by an employer.
CareCredit is an alternative payment option that helps you pay for out - of - pocket expenses by extending special financing options to you that you can't get when using your Visa or Mastercard.
Should Tiffany be dead set on using only about 100,000 miles, it's possible to book one - way flights with American, so she could bring her mileage spend down to 105,000 by paying for half of one flight out of pocket.
But if you are paying for your stay out of pocket, you could have hundred's of dollars of charges waived, just by mentioning any imperfections in your stay.
While you can reduce your out - of - pocket cost of travel by «paying» for flights using credit card points or Westjet Dollars (for example), I will not focus on these as they simply shift value from between your own accounts.
The party itself has been paid for by donations from attendees; this is a fundraiser to ensure that Avery doesn't have to pay out of pocket for the stream.
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