No need to chase the market: average price
paid over the long term on par with / or on the low end of the trading range.
You'll need to plan for that, and request a loan big enough to meet both your needs and the fee; just be aware that a bigger loan also means more interest
paid over the long term.
The annual fee is important because your goal is to establish a long average age of accounts: you want to carry these cards forever, so the lower the annual fee, the less you'll
pay over the long term.
If you can afford a larger monthly payment, and you want to reduce the amount of interest
paid over the long term, then the 15 - year mortgage loan might be a better option for you.
Doing so not only gets the debt paid off sooner, but decreases the amount of interest
you pay over the long term
The sooner you incorporate these new expenses into your budget, the easier it will be for you to
pay them over the long term.
But if he is saying there is no plausible scenario where benefits will not be
paid over the long term, then I disagree.
If you can afford a larger monthly payment, and you want to reduce the amount of interest
paid over the long term, then the 15 - year mortgage loan might be a better option for you.
Not exact matches
It will actually save the province money
over the
long term because there are many investors who are prepared to
pay to invest in specific green initiatives, he said.
One of the reasons the IMF has changed its tune on fiscal policy is because research it has done in the past year shows that borrowing to
pay for infrastructure
pays for itself
over the
longer term by generating faster economic growth.
Apple's
long -
term debt has grown to almost $ 100 billion
over the past few years partly because it needs a source of funds to buy back stock and
pay dividends.
Ten - year maturities are available for loans for equipment and working capital (though seven - year
terms are more commonplace), and loans for real estate and major equipment purchases can be
paid back
over as
long as 25 years.
If Exxon's compensation committee wishes to really enforce
longer term views, they must not only do it in the time horizons
over which
pay is doled out but also in the time horizons of the metrics used to determine
pay itself.
Yes, you'd be
paying about $ 227,000 in interest
over the life of the loan compared to $ 22,000
over a single year, but think about the $ 38,000 a month you'd be saving on payments with the
longer -
term loan.
Rosenstein says that the company's average oil and gas production
over three years has a significant impact on management's
long -
term incentive
pay, which makes up the largest part of its compensation.
As the owner of more than 90 % of voting stock at the company, Adderley has control
over the election of the company's board directors, its advisory Say on
Pay vote, and, at the coming May annual meeting, to renew the Kelly's short and
long -
term compensation plans.
Takeover specialists and their investment bankers pore
over balance sheets to find undervalued real estate and other assets, and to see how much cash flow is being invested in
long -
term research and development, depreciation and modernization that can be diverted to
pay out as tax - deductible interest.
Paying a significant portion of variable compensation to our senior employees in the form of equity - based compensation that delivers
over time and is subject to forfeiture or recapture encourages a
long -
term, firmwide focus because its value is realized through
long -
term responsible behavior and the financial performance of our firm.
The higher the price an investor
pays for that expected stream of cash flows today, the lower the return that an investor should expect
over the
long -
term.
Specifically designed to
pay for the purchase of equipment and machinery, equipment loans are similar in structure to a conventional loans, with monthly repayment
terms over a
long period.
Or you could choose a
longer repayment
term with lower monthly payments (though with this strategy you may
pay more in interest
over the life of your loan).
As a general rule, a short -
term loan will have a higher periodic payment, but a lower total interest cost of the loan when compared to a
longer -
term loan — even if that loan includes a lower interest rate, because the business is
paying interest
over a
longer period of time.
I think
over the
long term this strategy will really
pay off for me.
Because the repayment
term is
longer, interest has more time to add up and you can end up
paying thousands more
over the duration of your loan.
Keep in mind, though, that a
longer payment
term can mean more interest
paid over time, even though the rate is lower.
He called monetary policy «the last line of defence» when it comes to trying to influence mortgage markets — essentially discouraging buyers from borrowing more than they can afford to
pay back
over the
long term.
Over the years, however, a belief has taken hold that companies» primary objective is to maximize shareholder value, even if that means
paying out now through buybacks and dividends money that could be put toward
long -
term productive investments.
I do not object to
paying 25 per cent of any short -
term (one - year) capital gain, but when it comes to gains that include a tax on inflation that occurred
over long periods of time, it means severe injury to whatever real gain has been earned.
If consolidating extends your repayment
term, you will
pay more interest
over a
longer period of time.
All other things being equal, a
longer loan
term usually means you'll
pay more in total interest
over the life of your loan.
Essentially, you are
paying more money up front to secure a lower rate
over the
long term.
In addition to its reasonable valuation and solid
long -
term prospects, Caretrust also
pays a substantial dividend, yielding
over 6 % at recent prices and with a history of regular increases.
You will
pay more in interest
over the length of the loan, but an IDR plan can provide
long -
term relief if your income is too small to keep up with your payments.
Maybe you'll want to reduce your
long -
term interest payments because 15 - year mortgages
pay 65 % less mortgage interest
over time.
A discount point is a form of prepaid interest — you
pay a certain amount at closing in order to secure a lower interest rate
over the
long term.
One of the primary advantages of using a 15 - year mortgage (versus a 30 - year product) is that you
pay less interest
over the
long -
term.
For real estate, Owen talks about purchasing in premium locations (even if that means
paying extra, and always think
long term) and gives real life examples of properties in Vancouver and how they have appreciated
over time.
Over the
long term, dividend -
paying stocks have delivered higher returns with lower risk than non-dividend payers.
But you could end up
paying significantly more interest
over the
long term, especially if you keep the loan for many years.
The primary disadvantage is that you'll probably end up with a higher mortgage rate, so you might
pay more interest
over the
long term.
Over the
long -
term, dividend -
paying stocks have been shown to outperform non-dividend
paying stocks on average.
No single investment must last for the entire span of the investor's life, because the investor ideally has a diversified portfolio of several dividend -
paying companies, but the better the investments perform
over the
long -
term, the lower the turn -
over rate of the portfolio needs to be.
Stretching out the
term of your loan as
long as possible through extended payments or income - based repayment can help to reduce the monthly payment to a more affordable level and improve cash flow, though keep in mind that you could end up
paying more in interest
over the lifetime of the loan.
But if your intent as an investor is to seek solid returns
over the
long term in order to
pay future college expenses or fund a comfortable retirement, you need to ask yourself the following questions:
A
long -
term transaction normally is done at a low interest rate; therefore, the only way for the lending institution to make a profit is make ensure the customer
pays over a
long period of time.
Over the
long term, companies that can consistently and reliably increase dividends
paid to investors offer higher returns with less risk than companies that do not
pay a dividend, or which do not consistently increase dividends
paid to investors.
The risk exposure to which you exposed your capital, measured not by volatility in market quotation but in the price
paid relative to intrinsic value with an adjustment for the potential of wipeout, is the real secret of building wealth
over the
long term.
These warnings often sound like this: The fees that you
pay to invest your money could take a huge bite out of your returns
over the
long term, so watch them closely.
If someone handed me $ 10,000,000 with the imperative to construct a portfolio that will, comprehensively, make money in all environments, increase wealth by at least 5 % in excess of the rate of inflation
over the
long term, and do it in a way that the total dividends
paid out would be greater each year, these are the companies I would choose.
That is the idea behind a bond ladder: Basically each year you buy one set of
long -
term bonds with a fixed high
paying interest rate and then stagger them
over a
long period of time.