Sentences with phrase «paid over time»

The idea being employed is that you're paying more principal to reduce the total interest paid over time and shorten the payoff period.
By refinancing into a loan with a lower interest rate, homeowners can reduce their monthly payments and the total amount of interest paid over time.
Why it matters: This is an important topic for anyone considering an adjustable mortgage product, because it affects the monthly payments as well as the total amount of interest paid over time.
If you choose the «paid over time» option when you purchase your policy, some life insurance companies will further reduce the cost of your life insurance premiums.
Money paid over time is more desirable than a lump sum, and the policy cost was nearly 15 % lower than our client expected.
Some life insurance policies offer cash value benefit that you can use for emergencies and even request a loan from what you paid over time.
We saw in the first half of this article that what differentiates life insurance is the premiums — and more specifically, how those premiums are paid over time.
Therefore, protecting their income with a disability income policy can be a way to ensure that living expenses will still be paid over time.
As a form of permanent coverage, universal life policies provide a guaranteed tax - free death benefit to policyholder beneficiaries based on the amount of premiums paid over time.
Return of premium life insurance policies allow you to recoup some of the money you've paid over time for your coverage.
Permanent life insurance is also priced higher than Term because it accumulates cash value as premiums are paid over time.
If you're purchasing life insurance to help your family with any of these costs, a cheaper term life insurance policy would be a better fit, since the costs would be paid over time.
However, the Zumbox offer was for an initial payment of $ 255,000, with the balance being paid over time.
If the claim is to be paid over time but the parties are unable to agree upon how that will be done, they can go to court and have the judge help them work out a payment plan.
And then the Divorce With Benefits is a flat fee paid over time, that includes access to a lawyer for coaching and document preparation, strategizing, and all of that good stuff.
The SimplyCash Plus Business card is a credit card, which means the balance can be paid over time.
Altogether it'll take 37 months to pay off all their non-mortgage debt and the total interest paid over that time is $ 8,877.10.
A new purchase after a Chapter 13 Bankruptcy (where debts are being paid over time) has different guidelines also, primarily being that the Bankruptcy has been in a payout period for at least one year, with satisfactory performance and Court approval.
The scary thing is to see how much cumulative interest you have paid over time, as well.
The bottom line for investors: The extra operating costs paid over time for broker - sold load index funds are triple those paid by investors in true no - load mutual funds.
With a 12b - 1 fee, the same investment counselor who gave you the initial «free» advice will get paid over time to stick around and sell you more of the same.
The monthly cost of a mortgage is higher with a shorter - term loan, but less mortgage interest is paid over time.
It gives a list of the accounts you have open and how you have paid over time.
A good credit history provides the basis for negotiating interest rates on loans and can result in significant savings on interest paid over time.
The debt is paid over time, usually via wage garnishment.
Return of premium life insurance policies allow you to recoup some of the money you've paid over time for your coverage.
Add in all the money that you receive or are paid over the time period.
This way, you can see how it will affect your monthly payments, and the total amount of interest paid over time.
Rather than make monthly payments, Lockert made biweekly payments to reduce the amount of interest she paid over time.
Adding these together gives the dividends paid over the time period measured as index points.
The funding fee can be paid with cash at closing, the seller can pay it, or it can be rolled into the loan, and paid over time.
If financing is obtained, the interest rates are often high compared to secured loans, and the interest charges paid over time are high as well.
Making extra principal payments on your debts reduces the amount of interest paid over time, so that can be thought of as interest saved.
However, a shorter term will result in less interest paid over time and your loan will be paid off sooner.
A good firm is willing to be paid over time as work is completed.
This is the method that results in the lowest total amount of interest paid over time, which means more money over the long run that stays in your pocket.
As demonstrated by the above example, cutting your APR in half can seriously decrease your interest paid over time.
Here is an example from YahooFinance of dividends paid over time.
The interest affects costs paid over time when repaying a loan.
For some borrowers, the highest priority is to reduce the monthly mortgage payments and the total amount of interest paid over time.
However, this should only be a temporary measure because using the Avalanche method instead will result in less interest paid over time.
Also, any amount you receive in excess of the premiums you've paid over time is generally considered as taxable income by the IRS.
Using this strategy, it would take you a whopping 40 years to pay off the debt, and total interest paid over that time would be $ 45,402.
If you're purchasing life insurance to help your family with any of these costs, a cheaper term life insurance policy would be a better fit, since the costs would be paid over time.
Now, however, you get paid over the time it takes me to read the book.
Traditional publishers typically pay advances in half, thirds, or quarters, with additional royalties (if there are any) paid over time, generating spikes in revenue; Amazon, on the other hand, pays publishers monthly.
Premiums for these insurances can also be paid over time using finance.
This increases the size of the borrower's monthly payments, as well as the total amount of money paid over time.
By refinancing into a loan with a lower interest rate, homeowners can reduce their monthly payments and the total amount of interest paid over time.
Why it matters: This is an important topic for anyone considering an adjustable mortgage product, because it affects the monthly payments as well as the total amount of interest paid over time.
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