Sentences with phrase «paid up additions which»

The dividend can be left to accumulate interest, can be used to reduce premiums or may be used to purchase paid up additions which are small single premium policies of the same type as the base policy.

Not exact matches

Each one had paid from $ 250 to $ 700 as an up - front connection charge and was paying a $ 250 monthly fee for one line — in addition to the per - call charges, which averaged $ 2,000 a customer a month.

Time for some brutal honesty... this team, as it stands, is in no better position to compete next season than they were 12 months ago, minus the fact that some fans have been easily snowed by the acquisition of Lacazette, the free transfer LB and the release of Sanogo... if you look at the facts carefully you will see a team that still has far more questions than answers... to better show what I mean by this statement I will briefly discuss the current state of affairs on a position - by - position basis... in goal we have 4 potential candidates, but in reality we have only 1 option with any real future and somehow he's the only one we have actively tried to get rid of for years because he and his father were a little too involved on social media and he got caught smoking (funny how people still defend Wiltshire under the same and far worse circumstances)... you would think we would want to keep any goaltender that Juventus had interest in, as they seem to have a pretty good history when it comes to that position... as far as the defenders on our current roster there are only a few individuals whom have the skill and / or youth worthy of our time and / or investment, as such we should get rid of anyone who doesn't meet those simple requirements, which means we should get rid of DeBouchy, Gibbs, Gabriel, Mertz and loan out Chambers to see if last seasons foray with Middlesborough was an anomaly or a prediction of things to come... some fans have lamented wildly about the return of Mertz to the starting lineup due to his FA Cup performance but these sort of pie in the sky meanderings are indicative of what's wrong with this club and it's wishy - washy fan - base... in addition to these moves the club should aggressively pursue the acquisition of dominant and mobile CB to stabilize an all too fragile defensive group that has self - destructed on numerous occasions over the past 5 seasons... moving forward and building on our need to re-establish our once dominant presence throughout the middle of the park we need to target a CDM then do whatever it takes to get that player into the fold without any of the usual nickel and diming we have become famous for (this kind of ruthless haggling has cost us numerous special players and certainly can't help make the player in question feel good about the way their future potential employer feels about them)... in order for us to become dominant again we need to be strong up the middle again from Goalkeeper to CB to DM to ACM to striker, like we did in our most glorious years before and during Wenger's reign... with this in mind, if we want Ozil to be that dominant attacking midfielder we can't keep leaving him exposed to constant ridicule about his lack of defensive prowess and provide him with the proper players in the final third... he was never a good defensive player in Real or with the German National squad and they certainly didn't suffer as a result of his presence on the pitch... as for the rest of the midfield the blame falls squarely in the hands of Wenger and Gazidis, the fact that Ramsey, Ox, Sanchez and even Ozil were allowed to regularly start when none of the aforementioned had more than a year left under contract is criminal for a club of this size and financial might... the fact that we could find money for Walcott and Xhaka, who weren't even guaranteed starters, means that our whole business model needs a complete overhaul... for me it's time to get rid of some serious deadweight, even if it means selling them below what you believe their market value is just to simply right this ship and change the stagnant culture that currently exists... this means saying goodbye to Wiltshire, Elneny, Carzola, Walcott and Ramsey... everyone, minus Elneny, have spent just as much time on the training table as on the field of play, which would be manageable if they weren't so inconsistent from a performance standpoint (excluding Carzola, who is like the recent version of Rosicky — too bad, both will be deeply missed)... in their places we need to bring in some proven performers with no history of injuries... up front, although I do like the possibilities that a player like Lacazette presents, the fact that we had to wait so many years to acquire some true quality at the striker position falls once again squarely at the feet of Wenger... this issue highlights the ultimate scam being perpetrated by this club since the arrival of Kroenke: pretend your a small market club when it comes to making purchases but milk your fans like a big market club when it comes to ticket prices and merchandising... I believe the reason why Wenger hasn't pursued someone of Henry's quality, minus a fairly inexpensive RVP, was that he knew that they would demand players of a similar ilk to be brought on board and that wasn't possible when the business model was that of a «selling» club... does it really make sense that we could only make a cheeky bid for Suarez, or that we couldn't get Higuain over the line when he was being offered up for half the price he eventually went to Juve for, or that we've only paid any interest to strikers who were clearly not going to press their current teams to let them go to Arsenal like Benzema or Cavani... just part of the facade that finally came crashing down when Sanchez finally called their bluff... the fact remains that no one wants to win more than Sanchez, including Wenger, and although I don't agree with everything that he has done off the field, I would much rather have Alexis front and center than a manager who has clearly bought into the Kroenke model in large part due to the fact that his enormous ego suggests that only he could accomplish great things without breaking the bank... unfortunately that isn't possible anymore as the game has changed quite dramatically in the last 15 years, which has left a largely complacent and complicit Wenger on the outside looking in... so don't blame those players who demanded more and were left wanting... don't blame those fans who have tried desperately to raise awareness for several years when cracks began to appear... place the blame at the feet of those who were well aware all along of the potential pitfalls of just such a plan but continued to follow it even when it was no longer a financial necessity, like it ever really was...

In addition to journals which are fully 100 % Open Access, there are other journals which operate via subscriptions as mainstream journals do, but which offer open access to the electronic versions of their articles after a delay of usually a year, or selectively for individual articles provided the authors have paid an additional charge to «open up» the articles.

When the summer is over, teachers are sent to their assigned districts, which pay up to $ 5,000 to Teach for America for each corps member they hire, in addition to the teacher's salary.

They did inform us of the processing fee up front ($ 175.00 for me and $ 326.00 for my husband), which is to be paid for four months in addition to a $ 39 membership fee, which is to be paid monthly over the next ten years.

For maximum whole life insurance cash value growth, choosing the paid - up additions option, which purchases additional paid - up insurance, will further enhance your policy's cash value and grow your death benefit.

Flex Pay PUA Rider — Paid - up additions riders allow you to pay additional premium into your policy to purchase additional participating whole life insurance, which increases your death benefit and cash valPay PUA Rider — Paid - up additions riders allow you to pay additional premium into your policy to purchase additional participating whole life insurance, which increases your death benefit and cash valpay additional premium into your policy to purchase additional participating whole life insurance, which increases your death benefit and cash value.

You may also need to cover closing costs in addition to a down payment, which adds to the total amount you pay up front.

And with features such as paid - up additions, you can greatly enhance your cash value accumulation, which also increases your whole life insurance death benefit.

Specific cash value whole life policies typically feature paid - up additions riders, which allow you to add cash to the account if you like.

In addition, you can ask the seller to pay up to 4 percent of the purchase price in «concessions,» which can cover those non-loan-related costs and more.

You can include a paid - up additions rider in your policy, which allows you to make purchases of paid - up additional insurance with no proof of insurability, increasing the cash value and death benefit proportionately.

Gain on a full surrender Gain on partial distributions IRA distributions TSA / ORP distributions Correction of excess contributions to IRAs Conversion of IRA assets to a Roth IRA Gain on surrender of Paid Up Additions (PUAs)(Note: Automatic surrender of PUAs for Value Pay is not a taxable event) Processing of Non-Forfeiture Option (NFO) to Extended Term Insurance (ETI) or Reduced Paid Up (RPU) Interest earned on dividend accumulations Loan on a MEC Dividend used to reduce loan interest on a Modified Endowment Contract (MEC) Dividend used to reduce loan on a MEC Compound of loan interest on a MEC Gain recognized on lapsed contract with a loan Collateral assignment on a MEC Non-qualified Annuity (NQA) Collateral Assignments Special interest paid on money held too long Interest earned on advance premiums 1035 exchange without paying off loan first Earnings on non-individual owner contracts for which an exception under section 72 (u) of the Internal Revenue Code does not aPaid Up Additions (PUAs)(Note: Automatic surrender of PUAs for Value Pay is not a taxable event) Processing of Non-Forfeiture Option (NFO) to Extended Term Insurance (ETI) or Reduced Paid Up (RPU) Interest earned on dividend accumulations Loan on a MEC Dividend used to reduce loan interest on a Modified Endowment Contract (MEC) Dividend used to reduce loan on a MEC Compound of loan interest on a MEC Gain recognized on lapsed contract with a loan Collateral assignment on a MEC Non-qualified Annuity (NQA) Collateral Assignments Special interest paid on money held too long Interest earned on advance premiums 1035 exchange without paying off loan first Earnings on non-individual owner contracts for which an exception under section 72 (u) of the Internal Revenue Code does not aPaid Up (RPU) Interest earned on dividend accumulations Loan on a MEC Dividend used to reduce loan interest on a Modified Endowment Contract (MEC) Dividend used to reduce loan on a MEC Compound of loan interest on a MEC Gain recognized on lapsed contract with a loan Collateral assignment on a MEC Non-qualified Annuity (NQA) Collateral Assignments Special interest paid on money held too long Interest earned on advance premiums 1035 exchange without paying off loan first Earnings on non-individual owner contracts for which an exception under section 72 (u) of the Internal Revenue Code does not apaid on money held too long Interest earned on advance premiums 1035 exchange without paying off loan first Earnings on non-individual owner contracts for which an exception under section 72 (u) of the Internal Revenue Code does not apply

The paid up addition rider allows the policyholder to add coverage to an existing policy without having to prove insurability, which means there are no health questions or life insurance medical blood testing required.

The total guaranteed death benefit is the total face amount guaranteed assuming no dividends were used to purchase paid - up additions, which could actually decrease the death benefit over time.

If you happen to come in under 90 % (which will come out when you file taxes), you will owe interest for the underpayment (as you should have paid it some time ago); typically 0.5 % per month; also up to 10 % in addition, depending on the situation.

Very often car dealers mark up auto loans by few percentage point in addition to the commissions they get from auto lenders, and make you pay extra thousands of dollars in interest, most of which goes straight to their pockets.

I started working towards my nursing degree in 2012, and after 4 years and having to transfer to a different school, I have nothing to show for my hard work besides $ 66,000 worth of debt; $ 30,000 of federal loans, $ 6,000 of private loans and $ 30,000 of parent loans (of which my parents are expecting me to pay, of course) I received no free financial aid because of my parents income, which forced them to take out parent loans, which I'm going to end up paying in addition to my other loans.

Dividends earned as a policyowner can be used to buy paid up additions, which will increase the death benefit, further increasing the LTC benefit pool.

In addition to the Round - Up program, Chime Members now have the opportunity to also enroll in «Save When I Get Paid,» which automatically directs 10 % of every paycheck into our Member's savings account.

Simply put, some companies are more flexible than others when it comes to premium design AND «paid up additions» (which is adding cash value to your policy) and structuring a policy that suits your goals.

In addition to 50,000 miles, which is credited after just the first purchase, cardholders receive a companion pass that can be used for up to two passengers traveling for just $ 99 plus taxes and fees along with a paid ticket.

Dividends can be used for any number of things but the typical use is for purchasing paid up additions, which increase the cash value and death benefit of the policy.

Dividends can be used for many things but the most popular option is paid up additions, which allow you to buy paid up additional life insurance, increasing your death benefit and cash value.

General Liability Insurance will pay on your behalf for damages which you are liable for up to your policy limits, legal defense in addition to your policy limits, and some supplementary payments, such as investigation expenses.

Option to Purchase Paid - Up Additions Rider A rider which allows you to increase your death benefit protection and build more cash value.

The mechanics, which typically involve what's called a paid - up additions rider, in effect lowers the customer's premium by reducing the agent's commission.

Under the added paid - up options the policyholders are allowed to get their paid - up additions using their bonuses which would accumulate in their plan making this plan an additional guaranteed assured - sum which is paid as maturity or death benefits.

Purchase Paid - up Additions — the bonus can be used to increase the Sum Assured which also earn additional bonuses

Flexible Bonus Option — it allows you to choose from a few bonus options — Bonus paid in cash, Premium Offset — Bonus declared is used to offset future premiums payable, paid up Additions — in this case, bonus declared is used to purchase additional sum assured, which helps to boost the maturity value through power of compounding.

In addition to discounts on diesel and petrol and exemption on service tax applicable on the payment up to Rs. 2,000, a discount of 8 to 10 % is applicable to the premium paid for insurance coverage, which however are parts of the package pronounced by the government of India in favor of the promotion of digital transactions.

Or buy paid - up additions with them, which increases your death benefit and generally accelerates your cash value.

For example, some will boast a «flexible» paid up additions rider which means that you will be free to contribute as much as you want each year, as long as you do not MEC the policy.

The additional dividends purchase more paid up additions, which create more dividends, which buy more paid up additions, and on and on it goes.

It must mean that the dividends are being directed into a tax - deferred account which uses the money to buy what are known as «paid up additions» instead of accumulating in the cash value of the policy which could result in a tax liability.

Which insurance companies offer the best options by allowing me to load paid up additions to build my cash value faster?

This allows for greater cash value, which in turn allows for greater dividend payments, which can be used to purchase more paid up additions, and on and on.

For maximum whole life insurance cash value growth, choosing the paid - up additions option, which purchases additional paid - up insurance, will further enhance your policy's cash value and grow your death benefit.

I purchased a hell of a lot of low - cost paid - up additional insurance, in addition to the term insurance, through a special rider offered by the insurance company, which helps grow cash values quickly.

Whenever a dividend is paid it is applied to purchase paid up additions, which is a single premium whole life policy.

Some types of whole life pay dividends, which can be used to buy more whole life insurance (called «paid up additional insurance» or «paid up additions»).

Dividends earned as a policyowner can be used to buy paid up additions, which will increase the death benefit, further increasing the LTC benefit pool.

The most common (and often default) option is to purchase «Paid - Up Additions» (PUAs), which as the name implies are small amounts of additional coverage that are fully paid up when purchaPaid - Up Additions» (PUAs), which as the name implies are small amounts of additional coverage that are fully paid up when purchaseUp Additions» (PUAs), which as the name implies are small amounts of additional coverage that are fully paid up when purchapaid up when purchaseup when purchased.

Paid Up Additions (PUA), which is used to buy Paid Up Additions (PUA), which in turn earn further bonuses, thereby enhancing the overall value and benefits of the policy

You can purchase Paid - Up Additions, which permanently increase the amount of cash value and death benefit you have by putting the dividend back into your policy.

Paid Up Additions (PUA)-- This is the bonus declared by the Company, which is used to purchase Paid Up Additions (PUA), which in turn, aids in enhancing the overall benefits receivable under the plan.

Paid - up Additions — The bonus can be used to buy paid - up additions which increase the benefit payable under the pPaid - up Additions — The bonus can be used to buy paid - up additions which increase the benefit payable under Additions — The bonus can be used to buy paid - up additions which increase the benefit payable under the ppaid - up additions which increase the benefit payable under additions which increase the benefit payable under the plan.

Paid up additions a little whole life policies which are fully paidPaid up additions a little whole life policies which are fully paidpaid up.

The paid up addition rider allows the policyholder to add coverage to an existing policy without having to prove insurability, which means there are no health questions or life insurance medical blood testing required.