Sentences with phrase «paramedical exam term life»

A fully underwritten paramedical exam term life insurance policy can take one to two months to get approved.

Not exact matches

At any time until the insured reaches age 70, he or she may be able to convert their term insurance policy over into either a whole life or a universal life insurance policy without having to take a paramedical exam.

If you want continued protection, though, a term conversion rider lets you convert a term life insurance policy into a permanent policy without taking another paramedical exam — a welcome adjustment, because taking an exam when you're old enough for your term policy to have expired would likely make the premiums prohibitively expensive.

Then a no medical term life insurance policy will get you the protection you need quickly without the monotonous process of a paramedical exam in your home or office.

If you want continued protection, though, a term conversion rider lets you convert a term life insurance policy into a permanent policy without taking another paramedical exam — a welcome adjustment, because taking an exam when you're old enough for your term policy to have expired would likely make the premiums prohibitively expensive.

With minimal improvement on the paramedical exam, a 60 year old male could save $ 20,860 over the life of an average 20 year term policy?

With fully - underwritten — or regular — term life you must complete a brief paramedical exam.

At any time until the insured reaches age 70, he or she may be able to convert their term insurance policy over into either a whole life or a universal life insurance policy without having to take a paramedical exam.

Now aside from the fact that these «No paramedical exam» options can really speed up the process of getting insured (coverage in hours vs days), there are also many other reasons to consider a no medical exam term life insurance policy.

While being issued fast, there is another very large benefit to No Medical Exam Term Life Insurance Policy and that benefit it (as the product name states «No Medical Exam») you will not have to submit to a paramedical eExam Term Life Insurance Policy and that benefit it (as the product name states «No Medical Exam») you will not have to submit to a paramedical eExam») you will not have to submit to a paramedical examexam.

Attained age conversion is a point in time on a term life policy when the policyholder has attained the agen where they have the right to convert the term life insurance policy into a permanent whole life or universal life policy at their election and without having to take a paramedical exam.

A no medical exam term life insurance policy is a term life insurance policy that because of its unique underwriting, eliminates the need for a paramedical exam.

If your health is good and nothing major in your recent driving history there is no need for the pain and hassle of a paramedical exam for term life insurance.