I did some research and had
my parents add me as an authorized user on their 15 year old Discover account 14k limit like two weeks ago.
Not exact matches
Having a
parent or friend
add you on to their card
as an
authorized user can help you work towards a higher credit score, but there are some potential downsides.
Some of the easiest ways to begin building credit are to ask a
parent to
add you
as an
authorized user on one of their credit cards or to apply for a secured credit card yourself.
If you have a spouse,
parent, or another trusted family member or friend with good credit, have them
add you
as an
authorized user to their credit accounts.
If your
parents are willing, and have good credit, they could
add you
as an «
Authorized User» to one or more of their credit cards.
Some of the easiest ways to begin building credit are to ask a
parent to
add you
as an
authorized user on one of their credit cards or to apply for a secured credit card yourself.
If your spouse or
parents already have retail and major credit cards, ask them to
add you
as an
authorized user to their account.
Get a
parent to
add you
as an
authorized user at age 16.
Tip:
As a young person wanting to establish a credit history, one option is to ask a responsible parent if you could be added as an authorized user on one of their card
As a young person wanting to establish a credit history, one option is to ask a responsible
parent if you could be
added as an authorized user on one of their card
as an
authorized user on one of their cards.
The most common way, and by far the best way, of getting approved for a first credit card is by being
added as an
authorized user to your
parent's, spouse's, or friend's credit card.
That can only happen if the student is
added to the
parents» card
as an
authorized user or if the
parents are a co-signer on the student's credit card.
If you're a
parent or a guardian of a teen who is under 18 years old, then you can get them a credit card by
adding them
as an
authorized user to one of your existing cards.
If your
parents or family member already have a credit card, they may be able to
add you
as an
authorized user.
Parents and guardians should ask their credit card company about the costs associated with
adding their teen
as an
authorized user to their credit card.
Ask a
parent or close family member to
add you
as authorized user (AU) on their credit card, ideally one with a high limit, low balance, and positive payment history.
If they have a credit card, your
parents can
add you to their account
as an
authorized user.
Many
parents will
add a child
as an
authorized user on a credit account, ensuring they have access to money in case of emergency or to help them start building a responsible relationship with credit.
Parents with poor credit history should think twice before
adding children
as authorized users on their accounts — not for the sake of themselves but for the sake of their children.
It was common for
parents to
add their children to their credit card accounts
as authorized users in order to help them establish credit histories.
A mistake most
parents make to help their kids build credit is they co-sign for them on new loans and new credit cards when in reality they would do you a bigger favor if they actually understood how
authorized users being
added worked,
as highlighted below.
Also, If you know someone who's got great credit (a
parent, sibling or spouse), asking them to
add you on to one of their credit cards
as an
authorized user is a speedy shortcut to a better score.
How to help kids build credit before age 18 —
Adding a child
as an
authorized user to a
parent's card is easy to do... (See Build)
-- In an effort to build a strong credit file for their child, a
parent wants to know if
adding his newborn
as an
authorized user to his card is a good first step... (See Too young for credit)
How to earn rewards on your teen's spending —
Adding a teen
as an
authorized user on a
parent's credit card can build the child's credit and help in amassing points, miles or cash back.
Sally Herigstad: Avoid sharing credit with elderly
parents — A reader, whose elderly mom can't get credit in her own name, wonders if it's OK to
add mom
as an
authorized user on her credit card... (See Author
authorized user on her credit card... (See
AuthorizedAuthorized user)
How to earn rewards on your teen's spending —
Adding a teen
as an
authorized user on a
parent's credit card can build the child's credit and help in amassing points, miles or cash back.
Often,
parents will
add a college - age son or daughter
as an
authorized user to help them build credit.
«If you can't talk your
parents into co-signing a card for you or being
added as an
authorized user, then a prepaid card is probably the way to go,» she says.