Sentences with phrase «part of my retirement strategy»

Dividend paying stocks is a critical part of my retirement strategy.

For many married couples today, Social Security still makes up a significant part of any retirement strategy, and now same - sex married couples can also include these benefits in their financial planning.

This insurance product that pays out income and can be used as a part of the retirement strategy.

Owning and managing rental properties can yield profits for you today and form an essential part of your retirement strategy for tomorrow.

Not exact matches

That has been part of the appeal of the so - called «4 percent rule» — an investment - income strategy that says as long as you withdraw no more than 4 percent of your initial portfolio, adjusted for inflation, on an annual basis during your retirement years, you shouldn't run out of money.

This discussion also does not consider any specific facts or circumstances that may be relevant to holders subject to special rules under the U.S. federal income tax laws, including, without limitation, certain former citizens or long - term residents of the United States, partnerships or other pass - through entities, real estate investment trusts, regulated investment companies, «controlled foreign corporations,» «passive foreign investment companies,» corporations that accumulate earnings to avoid U.S. federal income tax, banks, financial institutions, investment funds, insurance companies, brokers, dealers or traders in securities, commodities or currencies, tax - exempt organizations, tax - qualified retirement plans, persons subject to the alternative minimum tax, persons that own, or have owned, actually or constructively, more than 5 % of our common stock and persons holding our common stock as part of a hedging or conversion transaction or straddle, or a constructive sale, or other risk reduction strategy.

You might not have a strong track record of success playing the stock market but you can still generate attractive returns on certain types of investments as part of your retirement planning strategy.

The availability of facial recognition to iPhone X users and other enhancements is part of a broad mobile technology strategy with the objective of making it easier for MassMutual retirement plan customers to access information about their retirement savings and provide the tools necessary to help them make the best decisions possible about their progress towards retirement, according to Wilson.

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Retirement Income: A key part of developing a retirement withdrawal strategy is to inventory all of your sources of retirement income — especially fixed income.

I set aside money in tax - advantaged retirement accounts and use a Health Savings Account as part of my strategy.

Finally, as part of your retirement savings strategy, you may consider a longer term CD such as a 7 - year CD or a 10 - year IRA retirement CD.

«The new commercial helps build awareness about the reverse mortgage line of credit option as part of a smart retirement planning strategy for seniors,» shared Teague McGrath, Chief Creative Officer for AAG.

Part of developing your retirement strategy is coming up with an accurate estimate of what you expect your expenses to be and how much money you'll have coming in.

Money can also be allocated to other retirement products as part of a comprehensive risk - management strategy.

Anyone who's followed the strategy of putting 90 % of their money in stocks and 10 % in bonds that Warren Buffett mentioned in his 2013 letter to Berkshire Hathaway shareholders — and then later expounded on as part of a 3 % to 4 % annual retirement withdrawal system in a TV interview — would have done very well in recent years.

Use your advisor as a sounding board As you consider your decision, talk to your financial professional, who can help explore the financial and personal impact of entering retirement with or without a mortgage as part of your overall retirement planning strategy.

These regulations and rules are meant to encourage borrowers to use this great financial tool as part of an intelligent retirement planning strategy, which in turn solidifies the overall strength of the reverse mortgage loan product.

This is a key aspect of cash value life insurance AND can be applied as part of a retirement planning with life insurance strategy OR as a way to create private financing for real estate or other investments.

This post was written as part of a larger project to compare and contrast retirement drawdown strategies, organized by Fritz at The Retirement Manifesto.

On the other hand, because of the potential to produce savings over a period of many years, people who can move to a lower Part B premium category by using a Roth conversion to reduce the amount of income they report from retirement plan distributions may find that the effect makes the Roth conversion strategy more attractive.

However, that misconception is quickly dissipating as more and more financial planners and retirement advisors have begun recommending reverse mortgages as part of a comprehensive retirement strategy.

As a long - term saving strategy and a way to balance a retirement portfolio, Fixed Index Annuities (FIAs) are appealing because they transform savings into predictable income.In Part Two of the Myth vs Fact series, the Indexed Annuity Leadership Council debunks more commonly held...

A life insurance policy as a part of your investment strategy that builds up a cash value to help cover your expenses in retirement

Have A Plan: We've had a downsizing strategy for several years as part of our «Red Zone» plan for retirement.

You may want to consider annuities as part of your retirement planning strategy because they provide a steady stream of income.

By looking at all the parts of your finances together, we can bring all strategies into alignment, and help you make choices that will make the difference between meeting your retirement goals and not meeting them.

Regardless of the approach, I encourage you to evaluate annuities with an expert (I'm using Vanguard) as part of your retirement spending strategy.

Retirement planning with whole life insurance is a powerful «holistic» strategy that should, at a minimum, be included as a integral part of a plan that includes other «traditional» retirement planning components.

And you haven't even heard the best part about how it can be utilized to recapture all of the debt costs that you're paying to third party lenders and put your retirement plan on steroids, its time to take action and schedule your free strategy session today!

While this is not specifically an account that couples could use directly for income splitting, the TFSA can be part of anyone's comprehensive retirement income strategy.

ETFs look to become a more important element in helping people save for retirement, but they're not the only part of a successful retirement strategy.

Other Target Date fund allocations vary significantly, in part based on a fund's strategy of either «to» or «through» retirement.

«The impact of reduced costs on retirement planning, and the potential to walk away with some cash from the sale of a home, make housing a key part of a retirement income strategy.»

A well balanced retirement portfolio may include some moderate percentage of bonds as part of an overall investment strategy to generate income or receive significant tax benefits.

This of course would have a devastating effect on a retirement portfolio and as such, bonds should be part of an overall diversification strategy with investments purchased and sold according to current macroeconomic environment variables.

But an even more important part of that strategy is deciding how much you can reasonably withdraw from savings in 401 (k) s, IRAs and other retirement accounts each year without running too high a risk of depleting your assets too soon — or ending up with a large pile of assets late in life and realizing that you unnecessarily stinted and might have enjoyed life more earlier in retirement.

Based on new thinking, I now believe they are worth considering as part of an overall retirement strategy.

By contrast, investment portfolios comprising RRSPs, TFSAs, group RRSPs and Defined Contribution plans do not in themselves constitute the kind of «real» pension that Milevsky says should be one part of a diversified retirement income strategy.

The hypothetical illustrations below show how this investment strategy and the use of systematic withdrawals may fit as part of a well - diversified retirement income investment portfolio.

If estimated Social Security income won't meet retirement needs, you can consider a variable or fixed - index annuity as a part of your income strategy.

For example, during retirement, life insurance can become a key part of a tax - deferred investment and estate - preservation strategy.

In other cases, a ladder might be part of a withdrawal strategy in which the returned principal from maturing bonds is dedicated to retirement spending.

The fund is designed to be an integral part of an investor's overall retirement investment strategy.

That is why encouraging investment in voluntary retirement savings tools such as pooled registered pension plans is an important part of the government's strategy to enhance retirement savings for all Ontarians.»

It can be used as part of your overall retirement strategy.

A primary benefit of using an annuity as part of your retirement planning strategy is the creation of a stream of guaranteed payments when contract value is exchanged for them.

A life insurance policy as a part of your investment strategy that builds up a cash value to help cover your expenses in retirement

You may want to consider annuities as part of your retirement planning strategy because they provide a steady stream of income.

In addition to being a smart way to pay for medical expenses like your deductible, copays, and coinsurance, HSAs are increasingly being used as part of a retirement - planning strategy.