Insurers typically require you to purchase at least $ 300,000 of liability insurance as
part of your standard policy before they'll sell you an umbrella policy, according to the organization.
Spay and neuter became an important
part of shelter operations and pet adoption, with the ASPCA instituting a mandatory sterilization -
before - adoption
policy in 1972, one that would set a
standard at most shelters across the country.