While a term insurance offers a coverage for death due to accidental or a natural cause, a personal accident insurance provides benefits only when there is death or permanent total disablement, temporary disablement or
a partial permanent disablement caused by an accident.
Not exact matches
* The bride, the groom, family members and the guests can also be covered for accidental death,
permanent partial disablement and
permanent total
disablement on named basis under wedding insurance.
Personal Accident cover to self and entire family on account of death,
permanent total or
partial disablement and Medical expenses and Ambulance charges up to specified limits related to and arising out of accident.
Comprehensive Cover: against death,
Permanent Total
Disablement Permanent Partial Disablement Temporary Total
Disablement.
Absolute coverage in the event of death or
disablement of either
permanent or
partial nature during the journey.
In the event of loss of fingers / toes or any other
permanent partial disablement, a benefit ranging from 5 % to 40 % is paid depending on the nature of disability.
Personal Accident: Entire family is covered in case of death,
permanent total or
partial disablement
Personal Accident Cover: This add - on cover offers compensation for all kinds of outcome of an accident, including accidental death,
permanent total
disablement (loss of two limbs, sight, speech and hearing),
permanent partial disablement (loss of an arm, leg, one eye or one ear) and temporary total
disablement (fractures in both limbs and temporary blindness).
Extensive coverage against any death or injury causing
permanent or
partial disablement and other plan benefits.
Permanent Partial Disablement of the Insured or his / her family members resulting from Accident
The Personal Accident Insurance policy is designed to cover an individual or group of people against death and total /
permanent /
partial disablement from accidental bodily injury.
It offers compensation for accidental death,
permanent total
disablement (loss of two limbs, sight, speech and hearing),
permanent partial disablement (loss of an arm, leg, one eye or one ear) and temporary total
disablement (fractures in both limbs and temporary blindness).
Group Personal Accident policy covers the Insured person in case of Accidental Death, Loss of limbs / eyes,
Permanent Total
Disablement /
Permanent Partial Disablement and so on.
He suggested me to buy a PA policy of Rs. 10 Lacs to begin with which covers Accidental death (100 % of SA),
Permanent Total
Disablement (100 % of SA), Permanent Partial Disablement (certain % of SA depending on severity of injury and resultant disablement) and Fractures (upto Rs. 50,000 / --RRB- for a premium of Rs. 1850 / - He also suggested that I can opt for Add on benefits of hospitalization (upto Rs. 1 Lakh) and daily cash allowance (Rs. 500 / - per day for max 5 days) by paying another 1,100 / - thus totaling to Rs
Disablement (100 % of SA),
Permanent Partial Disablement (certain % of SA depending on severity of injury and resultant disablement) and Fractures (upto Rs. 50,000 / --RRB- for a premium of Rs. 1850 / - He also suggested that I can opt for Add on benefits of hospitalization (upto Rs. 1 Lakh) and daily cash allowance (Rs. 500 / - per day for max 5 days) by paying another 1,100 / - thus totaling to Rs
Disablement (certain % of SA depending on severity of injury and resultant
disablement) and Fractures (upto Rs. 50,000 / --RRB- for a premium of Rs. 1850 / - He also suggested that I can opt for Add on benefits of hospitalization (upto Rs. 1 Lakh) and daily cash allowance (Rs. 500 / - per day for max 5 days) by paying another 1,100 / - thus totaling to Rs
disablement) and Fractures (upto Rs. 50,000 / --RRB- for a premium of Rs. 1850 / - He also suggested that I can opt for Add on benefits of hospitalization (upto Rs. 1 Lakh) and daily cash allowance (Rs. 500 / - per day for max 5 days) by paying another 1,100 / - thus totaling to Rs. 2,950 / -
In the event of
Permanent Partial Disablement as a result of an accident of an INSURED PERSON, a percentage of the PRINCIPAL SUM, as per the Continental Scale of Benefits, shall be paid.
Personal Accident Rider: This rider covers compensation for all kinds of accident including
permanent total
disablement, accidental death,
permanent partial disablement and temporary total
disablement.
Comprehensive cover plan — that provides coverage against accidental death,
Permanent Total
Disablement,
Permanent Partial Disablement and Temporary Total
Disablement
In the event of
Permanent Total
Disablement or
Permanent Partial Disablement, Insured Person will have to get examined himself / herself by the empanelled doctors and the cost shall be paid thereof.
Note that medical reimbursement extended by your travel insurer or the airline may not be sufficient to meet your actual requirement, as in case of
permanent or
partial disablement.
A «
permanent partial disablement» is an injury that results in the loss of speech, eyesight, feet or hands.
For
Permanent Partial Disablement sustained in the event of accident, the insured shall be paid fifty percent (50 %) of the capital sum insured chosen by the proposer of the plan.
United India's Personal Accident Insurance covers accidental death (100 % of sum assured),
permanent total
disablement (100 % of the sum assured) and
permanent partial disablement (95 % of the sum assured).
The Personal Accident Policy from New India covers accidental death and
permanent total
disablement up to 100 % of the sum assured and up to 50 % of the sum assured in case of
permanent partial disablement.
Star Health's Accident Care Individual Insurance covers accidental death (100 % of the sum assured),
permanent total
disablement (150 % of the sum assured) and
permanent and temporary
partial disablement (as per the
disablement).
The Plan basically covers Accidental Death,
Permanent Disability - Total as well as
Partial, Temporary Total Disability, Children's Education Bonus in case of Accidental Death or
Permanent Total
Disablement of parent and
Permanent partial disablement is covered up to a percentage of CSI as specified in the sub limits.
The Personal Accident Premium Plan covers accidental death,
permanent total
disablement &
permanent partial disablement and thus, ensures financial stability for your family.
The premium is a little bit higher but It gives an equal amount of coverage of
Permanent Total
Disablement and
Permanent Partial Disablement (difficult to find it in it's regular policy which has lower premium of - course).
Can we get some more info about National Insurance of Settlement Ratio on
permanent or
partial disablement and about pre-existing ailment / disease.