The catch, however, is that
this particular cash back bonus offer ends tonight at midnight.
Not exact matches
While some of these merchants may seem like they fit a
particular category, at the end of the day stores that qualify for
bonus cash back are left up to Chase's discretion.
They are great when you use them on items you would buy anyway — but not because you're getting a bunch of
bonus points by spending a certain amount in a month or you're getting a bigger bucket of
cash back because you're going to a
particular store.
And yet for our
particular spending situation, the Chase Sapphire Preferred has Fidelity's straight 2 %
cash back bonuses beat — even after considering Chase's hefty $ 95 annual fee.
For this
particular cardholder, the Capital One Spark
Cash card — though it doesn't offer any bonus categories — comes out ahead, thanks to its high rate of 2 percent cash back on every purch
Cash card — though it doesn't offer any
bonus categories — comes out ahead, thanks to its high rate of 2 percent
cash back on every purch
cash back on every purchase:
However, the
bonus on the
Cash Wise Visa Card should be a good incentive if you're on the fence about signing up for this particular card — you'll find few cash back cards with more generous sign - up off
Cash Wise Visa Card should be a good incentive if you're on the fence about signing up for this
particular card — you'll find few
cash back cards with more generous sign - up off
cash back cards with more generous sign - up offers.
On the other hand, the Discover it ® Cashback Match card uses the second system, which provides a
bonus 5 %
cash back in a
particular category when you activate — but the category changes every quarter.
The card features
bonus 5 percent
cash -
back categories on a rotating basis, but if you know you spend a lot in a
particular category, you might be better off with a card that features a constant higher
cash -
back percentage in that category.
Often, cardholders must «sign up» for the
bonus categories each period (often quarterly) and there's usually a spending cap, meaning cardholders will earn the
bonus cash back up to a
particular spending threshold ($ 1,500 is a pretty typical spending cap) and then rewards will revert to the non-
bonus level (usually 1 percent).
You won't earn
bonus cash back for shopping at
particular stores or spending in
particular categories, but you also don't have to keep up with tiers or categories so «maximizing your rewards» just means using your card regularly.