Depending on the company, the Occupational Classes range from 6A to Class 1A (with various nuances) to even Class N or B or 2 or whatever other letter or number that
particular insurer decided to use to denote uninsurable risks.
Not exact matches
If
decided that your car is a total loss and the cause of loss is covered by your policy, the
insurer will pay the current fair market price for that
particular vehicle.
Some
insurers appoint a surveyor to
decide the IDV of a
particular two - wheeler which may cause additional charges borne by the policyholder.