Sentences with phrase «past credit practices»

For those who do not know, a credit score is a numerical grade on an individual's past credit practices; basically, higher scores mean a good history of spending with a credit card and paying the spending balance on time.

Not exact matches

Cuomo in the past has credited The Post for a series of exposes on corrupt practices in state government — reports that helped build support for his calls for reform.

Fuentes was credited with implementing clearer guidelines for disbursing CDBG funds and correcting past practices which had led to warning letters from the U.S. Department of Housing and Urban Development about compliance with program rules.

a genre I graduated from years ago.I credit her with being one of the better writers in this category and Mrs. Hockaday proves that her skills as a story teller have not diminished.Having said that I also feel that the discriminatory practices of the mid to late 19th century in America dictate the motivations of each character in a relatively predictable way... so while the entertainment value is indisputable the «mystery» is no more than the reality of life at the time... nothing memorable or instructive here for me... simply a reminder that the mores of the past rarely survive the scrutiny of the present without some readjustment.

In the past too much credit was handed out based on scores alone, without considering how much debt consumers could pay back, said Edmund Tribue, a senior vice president in the credit risk practice at MasterCard Advisors.

In the past, credit card companies could make changes with the wind, but new laws have stopped practices such as raising the rate on your card simply because a competitor raised your rate on their card.

It also points out the laws» solutions to discriminatory practices that have made it difficult for women and minorities to get credit in the past.

This measure will stop the practice of «double - cycle billing» where the previous month was used to calculate interest charges for the following month.In the past, additional payments were applied to the lowest interest balances leaving the higher balances earning more interest for the credit card company.

Card companies have, for the most part, disallowed this practice, but there are so many credit card options that it may not matter, says Ingersoll, who has earned 10 million frequent flier miles during the past 13 years.

Through our Green Affordable Housing Initiative work over the past twenty years, Global Green recognizes that the LIHTC program and the QAPs that guide the distribution of tax credits can play an essential role in increasing the national rate of adoption of green building practices in affordable housing design and construction.

Contract terms with the card company or local law might prohibit some practices, for example surcharges for credit card use may be illegal or not consistent with card - company rules (Visa and MasterCard in the past).