Sentences with phrase «past financial experiences»

Your credit score is built on your past financial experiences, and the higher your score, the more confident a lender is that you will give them their money back.

Not exact matches

An individual's past experiences with money are what shape these attitudes, which then inform their financial decisions and behavior throughout their life.

«The sad experience of the past few years shows that there is ample scope to improve the efficiency and resilience of the global financial system.»

Yet, a recent report from the Financial Times shows that over the past two years MBA graduates have cooled on entrepreneurship, with less than one in five choosing the less stable startup experience.

If investing in security doesn't provide a visible enough return to convince your chief financial officer, just look to the statistics: in the past year, 43 percent of companies have experienced a data breach.

To conclude, over the past decade and in a very volatile world, Australia has achieved the inflation target, avoided a major economic downturn, seen remarkably little variability in real economic activity in the face of enormous shocks, experienced a fairly low average rate of unemployment, and had a stable financial system as well.

Experience shows that they have had a great capacity to adapt and grow over the past twenty years or so of financial deregulation.

And this was driven by a menu that got a little expensive after the financial crisis relative to competitive alternatives and a broader guest experience that became a little expected and failed to keep pace with guest expectations that started to evolve much faster than they had in the past and with an improving competitive set, including Red Lobster and LongHorn.

Many mutual funds rely on a network of financial advisors to sell its funds, and sometimes that is based on advisors» perception on these funds and their relationship and past experiences with the fund managers.

The world of trading in binary options has been steadily expanding over the past few years as the financial world experiences growth, most specifically in using social media to trade and invest.

Name: Stephen Murphy Title: Executive Vice President, Banking Areas of responsibility: Business and personal banking, product development, marketing, equipment financing, corporate lending, Optimum Mortgage, National Leasing, CWB Maxium Financial, CWB Franchise Finance Years with CWB Financial Group: < 1 Career history: Extensive leadership experience from his 20 years with TD Bank Group Education: Master of Business Administration from the Richard Ivey School of Business Community involvement: Director for the Lions Gate Hospital Foundation; past director of Junior Achievement of Central Ontario, Business Council of BC and BC chapter of TD Friends of the Environment Foundation

His experience includes CFO positions of several companies listed on the TSX Venture Exchange and his past experience consists of senior management positions, including four years at Appleby as an Assistant Financial Controller.

In interpreting past experience, one needs to take into account that, over recent decades, financial systems in most countries have been liberalised.

Mr. Taylor has more than 17 years of experience in financial services and has spent the past 13 years at Wells Fargo in various roles within wealth and brokerage.

What distinguished Howard as a # 1 ranked financial analyst at Bernstein Research was his past experience as a large bank COO.

While criticisms of this nature have come primarily from mainline churches, which have experienced decreases in membership and financial giving in the past 15 years, in recent years criticism has also come from evangelicals.

Since experiencing severe financial difficulties and entering administration, in the wake of the Redknapp curse, the Saints have demonstrated their own bounceback proficiency and during the past five seasons they have pipped us for automatic promotion from the Championship and finished above us in three of the last four Premier League seasons.

Among a range of experiences during the past decade, She has co-founded a trust providing free medical services in Bangladesh, worked in the Research Department of the Central Bank of Turkey in Ankara, and spent two years in financial research at Morgan Stanley in New York City.

«In the past 47 years, I don't remember ever seeing a proposed tax increase below 1 percent,» said Joseph Dragone, assistant superintendent for business in the Roslyn district and one of the region's most experienced analysts of school financial issues.

«One of the issues in the past with LIPA is that political considerations didn't always lead to the best outcomes for the people of Long Island,» said a senior Cuomo administration official, explaining why Falcone's financial experience was preferred.

An economic «blast from the past», but based on experience and real intellectual rigour is Nigel Lawson's Memoirs of a Tory Radical (Biteback, # 14.99) which is an abridgement of his original memoir with a new concluding chapter looking at recent financial events.

The governor also said he had no knowledge of the various legal and financial woes that Mr. Howe faced over the past decade or so, even as he parlayed his experiences alongside the Cuomo family and other political figures into a lucrative lobbying career in Albany, New York and Washington.

At baseline the participants reported the number of stressful life events that they had experienced in the past year, such as a divorce, serious illness, major financial problem, or the death of a spouse.

To be successful at dating, don't bring in past issues in your failed marriage or financial problems you have experienced.

Despite operating with a staff that has varied between three and eight personnel — not enough to handle the increasing number of charter schools, State Superintendent June Atkinson has pointed out in the past — the Office of Charter Schools has engaged in numerous lengthy investigations of schools among the state's 140 + that have come to its attention for experiencing governance or financial problems.

More recently, the Mary Walker School District, a small school district in Eastern Washington that is in deep financial trouble and has on multiple times in the past been cited by the State Auditor for violations, has been enticed into taking in several of the charter school operations under the «Alternative Learning Experiences» loophole.

In other words, its platform will underpin other Aston creations as the still - independent company looks to avoid a repeat of the financial duress it has experienced in the past.

Our financial representatives have years of combined experience and vast knowledge of Ford financial products to ensure you get the lowest possible auto payment, and they know how to help shoppers with less - than - perfect credit, so don't sweat your financial past.

No matter what financial difficulties you've experienced in the past, the Ford financing team can help you find a subprime loan that fits into your budget.

E Ink has experienced a massive financial windfall thanks to a myriad of new e-readers that have been released in the past two months.

John, youhave been forthcoming of financial details in the past; what are * your * experiences with ebook pricing vis a vis sales, earnings, and the effect on print sales?

Palomares also has a sharp understanding of why a film adaptation can be important, looking past the obvious financial advantages of options and contracts: «A film extends the life of a book,» she said, «and it allows its readers to experience its story, but captured in images.

The world of trading in binary options has been steadily expanding over the past few years as the financial world experiences growth, most specifically in using social media to trade and invest.

Next, Woodforest Bank offers a checking account for customer's who might have experienced difficulties with another financial institution in the past.

According to a 2015 study by The Pew Charitable Trusts, 60 % of Americans experienced a «financial shock» in the past 12 months and the average cost was $ 2,000.

Over the past few decades, I have experienced most of these financial issues with both mistakes and successes.

With over 40 years of experience in the financial services industry, he serves on the boards of the St. Louis Estate Planning Council and the St. Louis chapter of the Society of Financial Service Professionals and is a Past President of the St. Louis chapter financial services industry, he serves on the boards of the St. Louis Estate Planning Council and the St. Louis chapter of the Society of Financial Service Professionals and is a Past President of the St. Louis chapter Financial Service Professionals and is a Past President of the St. Louis chapter of NAIFA.

This past month Wealthfront announced a new financial planning experience for all users that should make their automated financial advice even more useful.

Even if you have experienced some financial difficulties in your life that caused your scores to be lower, but have maintained a good payment record over the past year or so, you may qualify for a VA mortgage loan.

The unsecured loan gives you the advantage of not placing your property or home at risk if you should experience unforeseen financial difficulties on down the road that cause you to become late or past due on your loan payments.

So, I think it's important for those with influence to begin to consider departing from the «wisdom» of the past (buy and hold, dollar cost averaging, etc) and to start discussing what we all really need to accomplish our financial goals: investment methodologies which don't depend on emotion, shaky data, «experience» or any other type of non-quantifiable «faith» in the markets.

This mark shows prospective lenders that the applicant experienced financial hardship in the past but displayed a sense of responsibility by seeking to resolve it in a timely and efficient way.

Social trading has grown massively in popularity over the past few years, as it allows those without significant trading experience the chance to make money off the financial markets.

Hopefully, over time, they will be able to expand the criteria and be able to provide the great experience to people who may have experienced some financial difficulties in the past.

I can't understand what's on the balance sheet; they have all sorts of complex financial instruments that I have no way of valuing (and recent past experience shows They have no way of valuing).

The application includes questions related to the following: personal and family information, housing information including ability to provide an appropriate home environment for a guide dog, past guide dog experience, financial ability to provide necessary food and medical care for a guide dog, and the general conditions under which the guide dog will be working.

In doing so he will be drawing both on his present work at the hotel school but his past experience working on the board of directors for Hospitality Financial and Technology Professionals.

But using logic and reason, educating myself on the corporate and financial history of Nintendo for the past 30 + years, working in Nintendo marketing for 5 years, and experiencing their tactics as a gamer, I can not come to any other conclusion.

Although many artists did experience a significant drop in total sales volume in 2009, as the overall art market responded to global financial crisis, many female artists were able to quickly rebound, as the Post-War and Contemporary market saw consistent growth in the past two years.

Maya uses her experience and expertise to ensure any compensation obtained on her client's behalf accounts for any past or future financial losses resulting from their injury.