Sentences with phrase «past income and employment»

Your past income and employment history are good indicators of your ability to repay outstanding debt.

Not exact matches

But lackluster spending data may change: It is hard for us to believe the big increases in employment over the past year, together with rises in aggregate wages and the extra disposable income accumulated from the big drop in gas prices, will not translate into increased consumer spending.

Mortgage agencies will want to see a solid and recent payment history with no collection accounts and late payments within the past 12 - months, a low debt - to - income ratio, and a consistent and reliable employment history.

Note that you will need to provide basic information such as proof of your military service as well as identity - verifying documents, proof of income and past employment as well as financial information.

Although FHA's lending guidelines were compromised by some FHA lenders in their haste to process high volumes of mortgage loans before the housing bust, FHA lending requirements require full documentation of income, employment, and other assets used for buying or refinancing a home, unlike with Alt - A loans of years past.

In Alberta, a couple we'll call Phil, 54, and Nancy, 56, live on $ 6,970 a month, composed of his draw on his energy consulting business, her government pension for past employment and some contract work, plus about $ 1,000 a month rental income.

If you sell Mary Kay with an intent to make a profit and have made a profit in at least three of the past five years, it's self - employment income and you must complete Schedule C.

From your application, the lender will perform a check of your credit report to review your recent and past credit accounts and debts, so it's up to you to provide them with proof of income and employment.

Before a borrower can be approved for a VA home mortgage loan, the stability of income and the continuance of the borrower's income must be established through acceptable sources of income, the borrower's past employment record, and the employer's confirmation of continued employment must be established.

For example, the buyer must meet minimum credit scores — usually in the 620 to 640 range — demonstrate stable employment for the past two years, have a good payment history for debts and housing, and fully document income.

Your actual APR depends upon a variety of factors such as: current and past income, savings and debts, employment background, education, loan amount, loan term, credit usage and history.

At a minimum, most lenders look for a two - year history of employment, and will typically ask for company names, addresses, and phone numbers, as well as your position at the company, current and past incomes, and dates of employment.

You will be asked detailed questions and will possibly need to provide employment history for two years, current income including pay, commissions or bonuses, alimony or child support that you would like to be considered, dividends, asset information, and personal information such as your Social Security number, birthday, current address, and address history for the past 2 years.

What kind of debt you owe to them, how much you owe them, how much you've paid to them in the past, what your current budget looks like, what assets you have, what your employment income is, and what kind of employment income you have can impact what may happen under a bankruptcy to how much you would need to offer in a consumer proposal.

Many loan programs no longer ask for income or employment verifications — however for your records you want to have a file where you keep such things as your last two or three pay stubs from the time of application and copies of your tax returns from the past few years.

Estimated past and future loss of business and employment income arising from breach of contract and fiduciary duty, defective equipment and supplies, human - rights violation, medical malpractice, personal injury, pollution, wrongful death (survivors» losses), and wrongful dismissal — and related contingencies and allowances.

Mr. Gibb notes that the plaintiff is only entitled under the provisions of the Insurance (Vehicle) Act, R.S.B.C. 1996, c. 231, to recover net past wage loss and that income tax contributions and Employment Insurance premiums are to be deducted from the gross earnings to determine net past wage loss.

In her findings, the judge considered employment prospects and potential income commensurate with the husband's education, training, and employment history, including his past earnings.

Here is what you need to know about Income Replacement Benefits (IRB's): • IRB's are calculated at 70 % of your average gross income based on your employment history o Your income is calculated as the higher of either (i) the 52 weeks before the accident OR (ii) the 4 weeks before the accident multiplied by 13 o Self - employed income is calculated as the higher of either (i) the 52 weeks before the accident OR (ii) the last fiscal year o If you are receiving other income replacement assistance, such as short term or long term disability benefits, those amounts are deductable from the amount of your IRB eligibility • IRB's are capped at $ 400 per week • The first 7 days of your disability are not covered by IRB's • IRB's are payable for a 104 week (2 year) period, but you may be eligible to continue receiving this benefit past the 2 years indefinitely, if after the 2 year mark you are unable to do any occupation for which you are reasonably suited by way of your education, training and experience • The age 65 marks changes in IRB's o If you are already over the age of 65, IRB's are payable up to 208 weeks and gradually reduced over that period o If you reach the age 65 while already receiving benefits, the IRB is converted to a lifetime pension at a reduced rate based on an established fIncome Replacement Benefits (IRB's): • IRB's are calculated at 70 % of your average gross income based on your employment history o Your income is calculated as the higher of either (i) the 52 weeks before the accident OR (ii) the 4 weeks before the accident multiplied by 13 o Self - employed income is calculated as the higher of either (i) the 52 weeks before the accident OR (ii) the last fiscal year o If you are receiving other income replacement assistance, such as short term or long term disability benefits, those amounts are deductable from the amount of your IRB eligibility • IRB's are capped at $ 400 per week • The first 7 days of your disability are not covered by IRB's • IRB's are payable for a 104 week (2 year) period, but you may be eligible to continue receiving this benefit past the 2 years indefinitely, if after the 2 year mark you are unable to do any occupation for which you are reasonably suited by way of your education, training and experience • The age 65 marks changes in IRB's o If you are already over the age of 65, IRB's are payable up to 208 weeks and gradually reduced over that period o If you reach the age 65 while already receiving benefits, the IRB is converted to a lifetime pension at a reduced rate based on an established fincome based on your employment history o Your income is calculated as the higher of either (i) the 52 weeks before the accident OR (ii) the 4 weeks before the accident multiplied by 13 o Self - employed income is calculated as the higher of either (i) the 52 weeks before the accident OR (ii) the last fiscal year o If you are receiving other income replacement assistance, such as short term or long term disability benefits, those amounts are deductable from the amount of your IRB eligibility • IRB's are capped at $ 400 per week • The first 7 days of your disability are not covered by IRB's • IRB's are payable for a 104 week (2 year) period, but you may be eligible to continue receiving this benefit past the 2 years indefinitely, if after the 2 year mark you are unable to do any occupation for which you are reasonably suited by way of your education, training and experience • The age 65 marks changes in IRB's o If you are already over the age of 65, IRB's are payable up to 208 weeks and gradually reduced over that period o If you reach the age 65 while already receiving benefits, the IRB is converted to a lifetime pension at a reduced rate based on an established fincome is calculated as the higher of either (i) the 52 weeks before the accident OR (ii) the 4 weeks before the accident multiplied by 13 o Self - employed income is calculated as the higher of either (i) the 52 weeks before the accident OR (ii) the last fiscal year o If you are receiving other income replacement assistance, such as short term or long term disability benefits, those amounts are deductable from the amount of your IRB eligibility • IRB's are capped at $ 400 per week • The first 7 days of your disability are not covered by IRB's • IRB's are payable for a 104 week (2 year) period, but you may be eligible to continue receiving this benefit past the 2 years indefinitely, if after the 2 year mark you are unable to do any occupation for which you are reasonably suited by way of your education, training and experience • The age 65 marks changes in IRB's o If you are already over the age of 65, IRB's are payable up to 208 weeks and gradually reduced over that period o If you reach the age 65 while already receiving benefits, the IRB is converted to a lifetime pension at a reduced rate based on an established fincome is calculated as the higher of either (i) the 52 weeks before the accident OR (ii) the last fiscal year o If you are receiving other income replacement assistance, such as short term or long term disability benefits, those amounts are deductable from the amount of your IRB eligibility • IRB's are capped at $ 400 per week • The first 7 days of your disability are not covered by IRB's • IRB's are payable for a 104 week (2 year) period, but you may be eligible to continue receiving this benefit past the 2 years indefinitely, if after the 2 year mark you are unable to do any occupation for which you are reasonably suited by way of your education, training and experience • The age 65 marks changes in IRB's o If you are already over the age of 65, IRB's are payable up to 208 weeks and gradually reduced over that period o If you reach the age 65 while already receiving benefits, the IRB is converted to a lifetime pension at a reduced rate based on an established fincome replacement assistance, such as short term or long term disability benefits, those amounts are deductable from the amount of your IRB eligibility • IRB's are capped at $ 400 per week • The first 7 days of your disability are not covered by IRB's • IRB's are payable for a 104 week (2 year) period, but you may be eligible to continue receiving this benefit past the 2 years indefinitely, if after the 2 year mark you are unable to do any occupation for which you are reasonably suited by way of your education, training and experience • The age 65 marks changes in IRB's o If you are already over the age of 65, IRB's are payable up to 208 weeks and gradually reduced over that period o If you reach the age 65 while already receiving benefits, the IRB is converted to a lifetime pension at a reduced rate based on an established formula

Those factors include: her squandering of the time when she was paid support while also being intentionally unemployed; her unilateral move to Mexico accompanied by her express decision to not work or be underemployed; her failure to produce relevant evidence about her past and present financial circumstances in a timely fashion; her active misrepresentations to Mr. Street concerning her income; her filing of false evidence before this Court and the Provincial Court about her employment activities in Mexico; her delay in seeking spousal support; the hardship that would be borne by Mr. Street, A.S.S. and his new family members arising from her past (in) actions and in seeking support at this late date; and, her failure to comply with the Rules.

The Plaintiff sought past and future income loss and general damages for pain and suffering and loss of employment of life.

Over the past decade trends such as minimal increases in young family incomes, greater employment volatility, and welfare reform initiatives have placed economic pressure on parents to participate in the labour force, even when their children are very young.

Overall, Indigenous people have shared in Australia's economic prosperity of the past decade or so, with improvements in employment, incomes and measures of wealth such as home ownership.

MPF Research examined the relationship between apartment rent, income and employment levels in each of the top 50 U.S. metros over the past seven years.

Following are basic requirements that I will be looking for in applicants: > 3 * monthly rent in income (> $ 10,000 / month) > established credit scores of > 600 for all applicants > established rental history for all applicants (I * will * contact past landlords) > current permanent employment > no past evictions or bankruptcies Please review these and confirm that you meet them all.