Sentences with phrase «past year on a loan»

Not exact matches

That discretionary part of the budget has been squeezed over the past few years, while Republicans controlling Congress have largely ignored the ever - growing tide of automatic - pilot spending on benefit programs like food stamps, student loans, and Medicare.

Kerstin Braun, executive vice president of Coface North America, says the global market for trade credit insurance has steadily improved over the past year as an economic uptick has increased corporates» access to bank loans and let them focus on their growth.

The strongest estimates for the change in the December quarter are from the Commonwealth Bank of Australia (CBA), based on CBA housing loans to owner - occupiers, but this measure has shown the greatest swings over the past few years.

Interest rates on specific loan products have been fairly stable over the past year, as discussed in the chapter on «Domestic Financial Markets».

«More than 10 million borrowers have had their servicer change in the past five years... When servicers change, payments may be lost, consumers may incur surprise late fees, and processing problems and missing account records can knock borrowers off track on repaying their loans.»

This is the third time in the past four years that the government has had to write off outstanding loans for reasons that include bankruptcy, the six - year legal limit on collection and debtors who can no longer be found.

The controversial loans have largely been used to fund Exxon's share of spending on the $ US54 billion Gorgon and $ 5.5 billion Kipper Tuna Turrum gas projects in Western Australia and Victoria respectively, with Exxon declaring in its accounts that it had spent $ 20 billion on Australian projects over the past seven years.

Fixed - term lending rates on housing and business loans have fallen over the past year.

Interested parties have been told Nimble Money is on track to make about $ 15 million in earnings this year, following significant growth in its loan book over the past 12 - months.

The 24 - year - old joined the La Liga outfit on a season - long loan deal from Inter this past summer, as he struggled badly to make a positive impact with the Italian giants.

The 29 year old has spent time out on loan at AC Milan and Sampdoria in the past two seasons, scoring five goals in 18 matches for Genoa based side and two in 11 for the San Siro giants.

The England Under - 21 international has been at the Madejsk stadium for the past three seasons now, during which time the 23 - year - old has spent periods out on loan at both Championship outfits Leeds United and Ipswich Town.

Wenger will accept any decent offers for the 26 year old who has spent much of the past three years out on loan and is a player who has in many ways outstayed his welcome at the Emirates Stadium.

After setting numerous scoring records in MLS this past year, the former Juventus star will be out of work until the 2016 season starts in the spring — which leaves plenty of time for Louis van Gaal to sign him on a loan and then convince him to stay.

Javier Hernandez has had a hard time of it over the past two years, having been frozen out at Manchester United and then failing to establish himself in the Real Madrid side on a season long loan.

Hammill is a product of the Academy who has been cutting his teeth on loan in Scotland and the Football League for the past three years.

22 year old Costa Rican international Campbell spent the past three seasons out on loan but was ushered into the Arsenal first team set - up after a good World Cup showing but has struggled to force his way into Arsene Wenger's first team set - up, the forward making just four sub appearances in the Premier League.

Although the 24 - year - old is registered to Bayer Leverkusen, he has spent the past four seasons out on loan to Bochum and Borussia Mönchengladbach.

The 25 - year - old hasn't figured in Arsene Wenger's plans for quite some time now and has spent the past two season's on loan with Sunderland and Juventus, respectively, and is expected to be one of the many surplus players to leave the north London club this summer.

It's fair to say that Tottenham didn't reach their verdict on the basis of the 24 - year - old form's at Inter, as he the Frenchman struggled badly in Italy last season and was in turn sent out on loan to Valencia this past summer.

The 21 - year - old has already spent time out on loan with Feyenoord and Burnley in the past, and as he struggles to make an impact at the Britannia he looks set to continue his future development away from England.

Russian winger Denis Cheryshev has struggled to get minutes with Real Madrid over the past few years and has taken on several loan spells in an effort to get minutes.

Courtois enjoyed a superb debut campaign at Chelsea, having spent the past three years on loan at Atletico Madrid honing his trade, and should Begovic move to the Premier League title holders then it's likely he'd initially see FA and Capital One Cup action, and will hope to then keep the Belgian on his toes.

Time for some brutal honesty... this team, as it stands, is in no better position to compete next season than they were 12 months ago, minus the fact that some fans have been easily snowed by the acquisition of Lacazette, the free transfer LB and the release of Sanogo... if you look at the facts carefully you will see a team that still has far more questions than answers... to better show what I mean by this statement I will briefly discuss the current state of affairs on a position - by - position basis... in goal we have 4 potential candidates, but in reality we have only 1 option with any real future and somehow he's the only one we have actively tried to get rid of for years because he and his father were a little too involved on social media and he got caught smoking (funny how people still defend Wiltshire under the same and far worse circumstances)... you would think we would want to keep any goaltender that Juventus had interest in, as they seem to have a pretty good history when it comes to that position... as far as the defenders on our current roster there are only a few individuals whom have the skill and / or youth worthy of our time and / or investment, as such we should get rid of anyone who doesn't meet those simple requirements, which means we should get rid of DeBouchy, Gibbs, Gabriel, Mertz and loan out Chambers to see if last seasons foray with Middlesborough was an anomaly or a prediction of things to come... some fans have lamented wildly about the return of Mertz to the starting lineup due to his FA Cup performance but these sort of pie in the sky meanderings are indicative of what's wrong with this club and it's wishy - washy fan - base... in addition to these moves the club should aggressively pursue the acquisition of dominant and mobile CB to stabilize an all too fragile defensive group that has self - destructed on numerous occasions over the past 5 seasons... moving forward and building on our need to re-establish our once dominant presence throughout the middle of the park we need to target a CDM then do whatever it takes to get that player into the fold without any of the usual nickel and diming we have become famous for (this kind of ruthless haggling has cost us numerous special players and certainly can't help make the player in question feel good about the way their future potential employer feels about them)... in order for us to become dominant again we need to be strong up the middle again from Goalkeeper to CB to DM to ACM to striker, like we did in our most glorious years before and during Wenger's reign... with this in mind, if we want Ozil to be that dominant attacking midfielder we can't keep leaving him exposed to constant ridicule about his lack of defensive prowess and provide him with the proper players in the final third... he was never a good defensive player in Real or with the German National squad and they certainly didn't suffer as a result of his presence on the pitch... as for the rest of the midfield the blame falls squarely in the hands of Wenger and Gazidis, the fact that Ramsey, Ox, Sanchez and even Ozil were allowed to regularly start when none of the aforementioned had more than a year left under contract is criminal for a club of this size and financial might... the fact that we could find money for Walcott and Xhaka, who weren't even guaranteed starters, means that our whole business model needs a complete overhaul... for me it's time to get rid of some serious deadweight, even if it means selling them below what you believe their market value is just to simply right this ship and change the stagnant culture that currently exists... this means saying goodbye to Wiltshire, Elneny, Carzola, Walcott and Ramsey... everyone, minus Elneny, have spent just as much time on the training table as on the field of play, which would be manageable if they weren't so inconsistent from a performance standpoint (excluding Carzola, who is like the recent version of Rosicky — too bad, both will be deeply missed)... in their places we need to bring in some proven performers with no history of injuries... up front, although I do like the possibilities that a player like Lacazette presents, the fact that we had to wait so many years to acquire some true quality at the striker position falls once again squarely at the feet of Wenger... this issue highlights the ultimate scam being perpetrated by this club since the arrival of Kroenke: pretend your a small market club when it comes to making purchases but milk your fans like a big market club when it comes to ticket prices and merchandising... I believe the reason why Wenger hasn't pursued someone of Henry's quality, minus a fairly inexpensive RVP, was that he knew that they would demand players of a similar ilk to be brought on board and that wasn't possible when the business model was that of a «selling» club... does it really make sense that we could only make a cheeky bid for Suarez, or that we couldn't get Higuain over the line when he was being offered up for half the price he eventually went to Juve for, or that we've only paid any interest to strikers who were clearly not going to press their current teams to let them go to Arsenal like Benzema or Cavani... just part of the facade that finally came crashing down when Sanchez finally called their bluff... the fact remains that no one wants to win more than Sanchez, including Wenger, and although I don't agree with everything that he has done off the field, I would much rather have Alexis front and center than a manager who has clearly bought into the Kroenke model in large part due to the fact that his enormous ego suggests that only he could accomplish great things without breaking the bank... unfortunately that isn't possible anymore as the game has changed quite dramatically in the last 15 years, which has left a largely complacent and complicit Wenger on the outside looking in... so don't blame those players who demanded more and were left wanting... don't blame those fans who have tried desperately to raise awareness for several years when cracks began to appear... place the blame at the feet of those who were well aware all along of the potential pitfalls of just such a plan but continued to follow it even when it was no longer a financial necessity, like it ever really was...

Though the 24 - year - old is registered to Bayer Leverkusen he has spent the past four seasons out on loan to Bochum and Borussia Mönchengladbach.

Campbell has spent the past 3 or 4 years on loan.

Yet after spending two full seasons in Porto, things never quite clicked for Quintero, and he's spent the past two years out on loan at Rennes and, currently, Independiente Medellín in his hometown.

The player has failed to acquire a work permit in the past three years and subsequently spent that time on loan, but his tweet stating «Costa Rica see you soon, on my way to fight for my dreams.»

On loan from Paris Saint Germain, it didn't take too long for the 24 year old to open his account for new club Stoke and win the hearts of his new fans as he slotted the ball past on - rushing goal - keeper Petr Cech after playing a one - two with team - mate Saido BerahinOn loan from Paris Saint Germain, it didn't take too long for the 24 year old to open his account for new club Stoke and win the hearts of his new fans as he slotted the ball past on - rushing goal - keeper Petr Cech after playing a one - two with team - mate Saido Berahinon - rushing goal - keeper Petr Cech after playing a one - two with team - mate Saido Berahino.

Corinthians are known to be open to Pato's exit having sent him out on loan for the past two seasons to Brazilian rivals Sao Paulo, although the club will hold out for more than # 10m before letting the 26 - year - old leave in his quest to return to Europe.

The 20 year - old has been climbing the ladder and after going on loan over the past two seasons, he received several starts under Harry Redknapp in the Europa League.

The borrower must not currently be involved in bankruptcy proceeding or had any bankruptcy filings during the past 10 years and can not have any defaults on education loans.

Then this past year we were given a payment amount that turned out to be less than the interest on the loan each month.

In the past, mortgage insurance on many FHA loans would be cancelled after five years and / or 78 % equity threshold.

(Many homeowners defaulted on their mortgages over the past few years because they lied about their financial circumstances and / or worked with unscrupulous lenders who overlooked deficiencies in their loan applications in order to generate more business.)

I've never have had to paid on a student loan because I've essentially been enrolled or in deferment over the past 16 years.

First, even though she is already enrolled in IBR & we have filed separately in the past, would we be able to file separately this year & thus have our loan reduced based on her income alone?

Instead, the guidelines they use in determining creditworthiness are: no bankruptcy or loan defaults; not being more than 60 days late on paying off credit cards, medical bills, or loans in the last year; and owning a loan or credit card in the past three years with a credit limit above $ 5,000.

Student Loan Default Rates and Rehabilitation Program: How to Get Back on Track Paying for Your LoansStudent loan default rates have been remarkably high during the past yLoan Default Rates and Rehabilitation Program: How to Get Back on Track Paying for Your LoansStudent loan default rates have been remarkably high during the past yloan default rates have been remarkably high during the past year.

My credit report is showing my chase private student loan as a negative account stating it was included and discharged in the bankruptcy, but I'm still paying on it and have been for the past 3 years.

For example, if you can prove that you've paid your rent on time every month for the past year and you are requesting a loan amount that results in a mortgage payment about the same as your rent payment, you may have a case.

Payoff, on the other hand, is very explicit in what it takes for a borrower to qualify, down to the allowable number of delinquencies and installment loans in the past year.

NHRP - eligible loans include subprime, Pay - Option ARM and prime - quality two - year hybrid ARM loans originated by Countrywide on or prior to January 1, 2009, if the amount of principal owed exceeds the current property value by at least 20 percent and the loan is 60 days or more past due.

On average in the past decade, private student loan volume has increased by about 30 % a year while federal volume has only grown by 8 % annually.

The number of people defaulting on their loans has risen sharply over the past couple of years.

I've been paying interest only on my student loans for the past ten years.

In the past year you may have noticed an increase wave of title loan companies become extremely marketed online, on tv, radio and many other sources.

Most large banks have curtailed FHA - backed loans in the past two years because of concerns about credit and legal risks, and JPMorgan's 98 % drop - off in that period puts an exclamation mark on the trend.

One Fannie / Freddie program many lenders use is a loan that allows first time buyers — or buyers who haven't owned a home in the past three years — to put just 3 percent down on loans up to $ 417,000, which equates to a home purchase price up to $ 430,000.

He will always ensure that he is available, on weekends and long past traditional business hours, no matter whether your loan is currently in process or closed last year, to get the answers and results you need.