GAAP stresses measurement of emergingearnings of a business from period to period, (i.e., matching revenue to expense), while SAP stresses measurement of ability to
pay claims in the future.
When an individual applies for insurance coverage, he or she is essentially asking the insurance company to take on the potential risk of having to
pay a claim in the future.
Not exact matches
In reality, when investors are
paying extremely high prices for each dollar of earnings that equities produce, market math dictates that
future returns will be the reverse of what the bulls are
claiming — extremely low.
Important factors that may affect the Company's business and operations and that may cause actual results to differ materially from those
in the forward - looking statements include, but are not limited to, operating
in a highly competitive industry; changes
in the retail landscape or the loss of key retail customers; the Company's ability to maintain, extend and expand its reputation and brand image; the impacts of the Company's international operations; the Company's ability to leverage its brand value; the Company's ability to predict, identify and interpret changes
in consumer preferences and demand; the Company's ability to drive revenue growth
in its key product categories, increase its market share, or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility
in commodity, energy and other input costs; changes
in the Company's management team or other key personnel; the Company's ability to realize the anticipated benefits from its cost savings initiatives; changes
in relationships with significant customers and suppliers; the execution of the Company's international expansion strategy; tax law changes or interpretations; legal
claims or other regulatory enforcement actions; product recalls or product liability
claims; unanticipated business disruptions; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions
in the United States and
in various other nations
in which we operate; the volatility of capital markets; increased pension, labor and people - related expenses; volatility
in the market value of all or a portion of the derivatives we use; exchange rate fluctuations; risks associated with information technology and systems, including service interruptions, misappropriation of data or breaches of security; the Company's ability to protect intellectual property rights; impacts of natural events
in the locations
in which we or the Company's customers, suppliers or regulators operate; the Company's indebtedness and ability to
pay such indebtedness; the Company's ownership structure; the impact of
future sales of its common stock
in the public markets; the Company's ability to continue to
pay a regular dividend; changes
in laws and regulations; restatements of the Company's consolidated financial statements; and other factors.
In April 2012, JPMC paid $ 20 million to settle claims by the Commodity Futures Trading Commission that the bank improperly extended credit to Lehman Brothers based, in part, on commingled customer funds that it was required to keep separat
In April 2012, JPMC
paid $ 20 million to settle
claims by the Commodity
Futures Trading Commission that the bank improperly extended credit to Lehman Brothers based,
in part, on commingled customer funds that it was required to keep separat
in part, on commingled customer funds that it was required to keep separate.
«The charges GE is taking and the charges Genworth took
in 2014 and 2016 illustrate the severity of the issues facing LTC insurers and the need for appropriate and timely premium rate increases or benefit modifications to ensure the adequacy of cash flows and reserves to
pay future claims,» Groh said.
In a letter obtained by Newsday, Armor says it wants the county to pay for its services in full within 30 days, indemnify it against any future malpractice claims and stop talking about it in the medi
In a letter obtained by Newsday, Armor says it wants the county to
pay for its services
in full within 30 days, indemnify it against any future malpractice claims and stop talking about it in the medi
in full within 30 days, indemnify it against any
future malpractice
claims and stop talking about it
in the medi
in the media.
Ellen Melchionni, president of the New York Insurance Association, which represents property and casualty insurers, argued that insurance companies need to maintain an surplus to
pay future claims — and that allowing an insurer to operate
in the red is «incredibly risky.»
For example, if you are having major theft of lead problems (as is so common these days), you may find that excluding these
claims and
paying for them yourself is actually cheaper than insuring them, as the insurer will «price
in'their belief that more
claims will follow
in the
future.
If you notify us through the procedure we provide on A&A Printing sites for making
claims of copyright infringement that a third party has made a Printed Books & Digital Books available for distribution through the Program (or for distribution
in a particular territory through the Program) that you have the exclusive right to make available under the Program, then, upon your request and after verification of your
claim, we will
pay you the Royalties due
in connection with any sales of the Printed Books & Digital Books through the Program, and will remove the Printed Books & Digital Books from
future sale through the Program, as your sole and exclusive remedy.
With the exception of The Glass Menagerie — which Bennett Cerf of Random House laid
claim to based on a $ 100 advance he had
paid in 1940 as an option on Williams»
future work — all of Williams» output would come from New Directions.
But the amount of AMT you
pay is less than the tax you would have
paid if you exercised a nonqualified option — and you may be able to recover much or all of the your AMT payment by
claiming an AMT credit
in future years.
On Feb. 4, Warren Buffett's Berkshire Hathaway BRK.A, -0.69 % signed a reinsurance deal with Cigna CI, -0.47 % Cigna agreed to
pay $ 2.2 billion
in cash and assets to Buffett and Berkshire Hathaway to insure $ 4 billion of
future claims for two of Cigna's «run off» variable annuity businesses.
This protects you by saving money
in the
future when your
claim goes smoothly, and by preventing you from
paying for coverage that you don't need.
Should this (if applicable) Rs 30,000 be multiplied by the no of years EMI
paid prior to getting possession of the house be
claimed in one go or should it be
claimed at the rate Rs, 30,000 + the existing EMI
paid that FY and thereafter for the no of years the EMI was
paid in the consequtive IT returns
in the
future.
Your renters insurance company has the resources, the experience, and the money to
pay the
claim and make sure that you don't accept liability for something you shouldn't, as well as to protect you
in the
future.
The example says that if Seahawk has to
pay Mexico as a result of a tax dispute attributable to the Seahawk business, Pride must amend its U.S. tax returns to the extent necessary to
claim a foreign tax credit, [2] and must compensate Seahawk to the extent the credit is usable, either immediately if the credit can be used now or carried back, or, as it appears from the Agreement,
in the
future if the credit is used
in a
future year.
When you
pay for your air travel (especially international) most airlines offer you frequent flier miles which can be used for your
future travel and many other things like merchandise, Hotel stays etc... These miles are already included
in the price you already
paid for the ticket, so why not
claim your miles and use them for
future travel?
I am also planning to return to Japan
in the near
future (hopefully
in 2018)-- with an aim for my business income to be able to
pay for the next trip and for me to be able to
claim part of the trip as a business expense.
Fail0verflow
claims it has Dolphin, the GameCube and Wii emulator, running on Switch, which foretells a
future in which Switch owners can load up their devices with classic Nintendo games (or anything else) without
paying a dime.
I've
paid more attention to the extreme
claims in the literature warning of coming catastrophe, both because I regard the scientists there as more serious, and because I am very sympathetic to the goals of my colleagues who sometimes seem, however, to be confusing their specific scientific knowledge with their worries about the
future.
A claimant who succeeds
in an equal
pay claim becomes entitled to the same rate of
pay as her male comparator
in future, but is also entitled to be compensated for the difference
in pay for up to six years before the date on which the
claim is presented.
If your accident means that you can not go on working
in your old job, or if you have to get a less well -
paid job, then we may be able to
claim compensation for the loss of
pay you would have earned
in the
future.
A solicitor is prohibited from deducting their fees from any
future losses
claim, so
in a higher value
claim, a solicitor is unlikely to be able to deduct the full 25 % of the compensation to
pay for legal fees.
On the other hand, if your injuries render you unable to work at your existing job or if you have to find work
in a different field where you will be
paid less, you may be able to
claim damages due to the reduction
in future earning capacity.
Offers to settle by the insurance company
in ICBC injury
claims need to clearly address accident benefits
paid in the past or to be
paid in the
future.
Consequently,
future claimants would be expected «to be able to understand and apply the law of negligence, liability, causation and quantum, instruct and
pay for a medical expert, quantify their
claim,
pay a court fee, obtain witness evidence from independent witnesses, negotiate with insurers and ultimately appear
in court as their own advocate against a legally experienced opponent».
Likewise, spouses can often try to extract the cash reserves held
in a business, arguing that they should be
paid out to meet their
claim rather than being retained for
future investment.
Cheap life insurance is not a good bargain if the insurance company won't be around
in future years to
pay your
claims.
Sagicor has a long history of
claims paying ability, financial strength and has a positive outlook for stability
in the
future.
Unlike many other industries where new companies are ruling the roost, it's the older companies that grab the attention of consumers here because a solid financial history suggests they're going to be around for long enough to
pay out potential
claims in the
future.
ANICO has a long history of
claims paying ability, financial strength and has a positive outlook for stability
in the
future.
This may initially result
in a loss of business, but allows them to avoid
paying inevitable
future claims associated with those slab foundations.
What good is the policy if the company may not be able to
pay out the
claim in the
future?
In the end, there really is no reason that anyone should ever doubt for one moment that MassMutual will be financially capable of
paying their
claims for the foreseeable
future.
In many ways, this data can be indicative of an insurer's
future ability to
pay claims going forward.
Both Allstate and State Farm have earned superior financial stability ratings, which means they'll likely be able to
pay claims now and
in the
future.
This is because you will want to be sure that the insurance company is strong and stable financially and that it has a positive reputation for
paying out its
claims to policyholders — especially
in case your loved ones will need to file a
claim in the
future.
Tennessee renters insurance is supposed to be there when Tennessee renters need it, but the truth is that you can not have too many
claims without eventually
paying for them
in the way of higher
future rates.
1) Kotak with
claim settlement ratio of 92 % and good solvency ratio and premium of rs. 11736 Kotak has a consistent
claim settlement ratio of above 90 % for 3 consecutive years 2) PNB metlife with similar
claim settlement ratio of Kotak and same premium of rs. 11781 PNB is a big nationalised bank and Metlife is one of the largest insurance companies
in the world 3) Aegon life with
claim settlement ratio of 89 % and premium of rs. 11172 Aegon is
in partnership with bennett coleman company which is a times group company Aegon doesn't have a very good
claim settlement ratio
in the past but by
paying an additional premium of 500rs you can get a waiver of
future premiums on discovery of critical illness.
In such cases it is advisable to pay the bills out of your own pocket and maintain a claim free year to avail the discounts in future renewal
In such cases it is advisable to
pay the bills out of your own pocket and maintain a
claim free year to avail the discounts
in future renewal
in future renewals.
This is because you are going to
pay from your own pocket when you file a
claim in the
future.
In this instance it may be possible for an insurance company to compensate for losses incurred through paying out more in benefits than it collects in premiums, but this situation can not continue forever and if it did the insurance company would gradually go insolvent which isn't good news for policy holders because when an insurance company becomes insolvent it may not be able to pay out on any existing or future claim
In this instance it may be possible for an insurance company to compensate for losses incurred through
paying out more
in benefits than it collects in premiums, but this situation can not continue forever and if it did the insurance company would gradually go insolvent which isn't good news for policy holders because when an insurance company becomes insolvent it may not be able to pay out on any existing or future claim
in benefits than it collects
in premiums, but this situation can not continue forever and if it did the insurance company would gradually go insolvent which isn't good news for policy holders because when an insurance company becomes insolvent it may not be able to pay out on any existing or future claim
in premiums, but this situation can not continue forever and if it did the insurance company would gradually go insolvent which isn't good news for policy holders because when an insurance company becomes insolvent it may not be able to
pay out on any existing or
future claims.
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In order to
claim the credit of the tax
paid for the services availed by
Future Generali the agent needs to issue an appropriate invoice (as per the prescribed format within the stipulated time) to
Future Generali.
Your renters insurance company has the resources, the experience, and the money to
pay the
claim and make sure that you don't accept liability for something you shouldn't, as well as to protect you
in the
future.
If they perceive an individual to be reckless and vulnerable to road accidents, they would offer higher premiums as the chances for
paying out
claims in the
future is relatively higher.
If that same 30 - year - old takes out a whole life policy, it is virtually certain that he will die at some point
in the
future, and that the insurance company will have to
pay a
claim.
In addition to this, they were also given a «Stable» outlook and a long - term issuer credit rating of «a -» which means that they should still be able to
pay claims long into the
future.
They're also looking at how much money they have available to
pay total
claims, what their
future liabilities might be, and how much money they need to take
in in order to keep
claims reserves where at acceptable levels.