Sentences with phrase «pay less interest if»

Paying mid-statement can also help you pay less interest if you do carry a balance.

You'll pay less interest if you pay your debt down faster.

No matter how much above the minimum payment that you're paying, of course, you're paying less interest if you're paying a lot more than the minimum but the goal to pay it all off at once.

Not exact matches

You can be sure that if Canadians were paying 8 % interest a year on their mortgages, Carney would be considerably less popular than he is today.

If the borrower wants to pay less interest, repayment should take place faster.

Investors are set to snap up the bonds with an interest rate of less than 3.4 %, the Financial Times reported on Thursday, or about half the rate Sprint would have had to pay if it issued the bonds without any backing.

For example, if you hold a bond paying 5 % interest and market rates rise to 6 %, investors would need to pay less for your bond to be compensated for the lower than market rate.

As long as you itemize your deductions (as opposed to claiming the standard deduction), you can deduct the mortgage interest you paid if your home loan amount is equal to $ 1 million or less.

If you use these low interest rates to your advantage and pay off the loan in the same number of years you would with a personal loan, you will likely pay less in interest.

That can hurt a company's stock price if it's borrowed a lot, as the interest it's paying on that debt is more expensive — meaning more money will be spent paying it down, leaving less for product development, marketing, etc..

If the government did stop paying interest on its outstanding bonds, those bonds would most likely become less attractive.

If you have a subsidized loan and your monthly IBR payment is less than the interest that accrues each month, the government will pay the difference for the first three years and your overall balance won't increase.

If you're willing to itemize your deductions instead of taking the standard deduction, you could write - off mortgage interest that you paid on a mortgage loan amount of $ 1 million or less.

If your goal is to pay less interest, pay down the HELOC as fast as you can.

But if you can afford it, you'll be debt - free sooner and pay less in interest.

A variable interest rate might be a good option if you can pay off your loans in a few years or less, before rates climb too high.

Mathematically, you'll usually pay off your debt more quickly — and with less interest — if you go this route.

But if you want to pay it all off sooner and with less interest, there are a few approaches you can take.

If you want to pay less in interest over time, the debt avalanche method might be the way to go.

If you have more than one credit card balance, you may decide to make minimum payment on the card balance with less interest rate while you focus on paying off the one with higher interest rates.

If you have to spread it out, have a plan to pay it in two or three installments max - the quicker it's paid, the less it'll cost in interest

These can be helpful if you take advantage of the lower rate for the set period of time and then refinance before the higher rate kicks in so you end up paying less toward the interest and more toward the principal.

If the paying public thought that whenever a title - challenger lined up against a relegation - battler, the latter would play a combination of kids and reserves, they would be less interested.

Just like if you owe money and you are paying interest each month and the amount you owe grows, if your child continually gets less sleep than is ideal, the deficit grows.

And if breast is best, and if insurance companies have to pay out less money for women and babies who successfully maintain a healthy breastfeeding relationship (this on the assumption that, in fact, breastfed babies and mothers are healthier and less at risk for a variety of chronic ailments or cancers)- wouldn't it be in their best interest to shell out a couple hundred bucks for help their working, nursing mothers maintain a breastfeeding relationship?

Using differential interest rates rising with earnings is less progressive and less fair than a graduate tax, a graduate contribution or general taxation because those from wealthy backgrounds will have smaller debts if their families can afford to pay up front or soon after graduation.

The results were quite interesting — most of the answers supported moving the party towards the centre ground, the public wanted to see the Conservative party move towards the Centre (net approval of +41), giving more help to the less well off (net approval of +64), paying more attention to the economy and public services and less to immigration (+41) and opposed promises of big tax cuts if they meant cuts to public services (net disapproval of -42).

If achieving PhD does not result in yourself being able to monetize it (i.s. by setting up your own business and gaining peoples interest so they are ready to pay you for your services) then your PhD is less than useless.

If you're interested in moving up to the V6, which puts out 295 horsepower, be prepared to pay no less than $ 35,060 — that's $ 665 more than last year.

If you have most of the money needed for your mortgage payment, it might be less risk to pay an overdraft charge once than to float your entire mortgage payment on an interest - charging credit card.

So if you think you can pay off the balances in a short period of time, figure out if the interest will be more or less than the balance transfer fee.

If you carry balances over, and continue to pay interest, credit reporting agencies are likely to deem you less credit worthy.

If you're able to refinance your student loans at a lower interest rate, you'll be able to pay off the debt faster and with less interest over time.

If you don't change your ways, the interest rates you'll end up paying with this card are less than favorable.

If you earn $ 1,500 or less in total interest and dividend income during the year, you still have to pay tax on those amounts even though you don't file a Schedule B. Enter the total amount of dividend and interest payments from your 1099s directly on the appropriate line of your personal income tax return.

Generally, higher interest rates translates to less money available, which means if you're borrowing money, you'll have pay more to do so.

The larger your extra payment, the less you pay in interest so feel free to pay twice your monthly payment (i.e., $ 700 instead of $ 350) if you can afford it.

If you have more than one credit card balance, you may decide to make minimum payment on the card balance with less interest rate while you focus on paying off the one with higher interest rates.

If you're the type of credit card customer who pays their balance in full each month then you will have less leverage when requesting lower interest rate.

This can especially be a benefit if you are trying to consolidate loans, like your student loans, in order to pay less interest.

If you've got any interesting ideas to make it less costly, or profitable even, to use cards to pay taxes, we welcome your suggestions.

However, if your modified adjusted gross income (MAGI) is less than $ 80,000 ($ 160,000 if filing a joint return), there is a special deduction allowed for paying interest on a student loan (also known as an education loan) used for higher education.

How they get paid doesn't matter — it's all reflected in the APR — and you have the option of taking a higher interest rate if you prefer to pay less out of pocket.

Using the snowball method, you can pay less overall interest and pay off debts faster if you pay off the credit card with the highest interest first and make only minimum payments on the other credit cards.

The advantages of taking out a secured bad credit personal loan as compared to not pledging collateral (as is the case with an unsecured bad credit personal loan) is that you will pay much less interest, fewer fees, and be given a longer time to repay your bad credit personal loan lender, with smaller monthly payments than if you pledged no collateral.

If you are a single filer and have a modified adjusted gross income (MAGI) of $ 80,000 or less, or are married and filing jointly with an income of $ 160,000 or less, and have paid student loan interest over the course of the year then you are able to deduct that interest on your tax return.

Even if you have less than perfect credit, if you have paid your bills on time for the last year, you can obtain a loan approval — as well as enjoy the same interest rate as buyers with great credit.

Also, if you opt to set up multiple monthly payments, you'll pay less interest and pay off the loan faster.

If you have debt or sometimes carry a balance, a lower APR means you'll pay less in interest.

If you use these low interest rates to your advantage and pay off the loan in the same number of years you would with a personal loan, you will likely pay less in interest.