Sentences with phrase «pay life insurance options»

The Wealth Pay life insurance option from EquiTrust is a fixed premium life insurance policy, meaning that the premiums will be due annually or monthly by the policy holder.

Not exact matches

All forms of compensation are covered, including salary, overtime pay, bonuses, stock options, profit sharing and bonus plans, life insurance, vacation and holiday pay, cleaning or gasoline allowances, hotel accommodations, reimbursement for travel expenses, and benefits.

(a) Schedule 2.7 (a) of the Disclosure Schedule contains a list setting forth each employee benefit plan, program, policy or arrangement (including any «employee benefit plan» as defined in Section 3 (3) of the Employee Retirement Income Security Act of 1974, as amended («ERISA»)(«ERISA Plan»)-RRB-, including, without limitation, employee pension benefit plans, as defined in Section 3 (2) of ERISA, multi-employer plans, as defined in Section 3 (37) of ERISA, employee welfare benefit plans, as defined in Section 3 (1) of ERISA, deferred compensation plans, stock option plans, bonus plans, stock purchase plans, fringe benefit plans, life, hospitalization, disability and other insurance plans, severance or termination pay plans and policies, sick pay plans and vacation plans or arrangements, whether or not an ERISA Plan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligation.

Government - backed FHA mortgages, which have a 3.5 % minimum down payment, can be a more affordable option for those seeking a smaller up - front cost — though, as mentioned above, all FHA borrowers must pay monthly insurance costs for the life of the loan.

Traditional term life insurance is the best option for most families because of how affordable it is; however, if you can afford to regularly pay the increased ROP premiums without fail, then it's something to be considered.

But, if you look at insurance more as an investment option and you can afford to the pay the long term premiums, whole life insurance is ideal for you.

Regular term life insurance is the best option for most families because of how affordable it is; however, if you can afford to regularly pay the increased ROP premiums without fail, then it's something to be considered.

However, this option is typically only available once your life insurance policy's cash value has reached a certain size, which may take five to ten years of paying premiums.

Most permanent life insurance policies give you the option of choosing how long you want to pay premiums.

Another popular option is life insurance on your loan, which will repay your loan if you should die before your loan is paid off.

However, if you're just in market for life insurance to replace your income, pay off outstanding debt, or financially protect your dependents in the event you die unexpectedly, term life insurance may be a better option for you.

In our previous article featuring the best life insurance companies, we focused on a broad criteria to identify those companies that offer the consumer a great mix of permanent life insurance options ranging from dividend paying whole life insurance to universal life insurance of various types.

Depending on the life insurance company, when considering limited pay whole life you will have several options to choose from.

Term life insurance is another option when it comes to paying off your mortgage and in many cases it's the better option.

Private Mortgage Insurance is a necessary part of life for many homeowners, but by being informed about your loan terms and options, you can avoid paying it for longer than is necessary.

A better options may be to opt for a 20 year term life insurance policy and deposit the difference in premiums into a retirement or other savings account (or use it to pay off debt).

ANICO Whole Life offers several different riders, such as Accelerated Benefit Riders, Guaranteed Insurance Option Rider, Paid up Additions Rider, Disability Premium Waiver, ANICO Signature Term Rider and Children's Term Rider.

However, thanks to premium offset options, you can continue to make premiums payments or have your dividends pay your life insurance premiums, to further grow your cash value and death benefit to age 100.

For maximum whole life insurance cash value growth, choosing the paid - up additions option, which purchases additional paid - up insurance, will further enhance your policy's cash value and grow your death benefit.

A non-forfeiture benefit option is provided, allowing you to continue your life insurance plan as either extended term insurance or reduced paid - up life insurance if you choose to no longer make premium payments.

Government - backed FHA mortgages, which have a 3.5 % minimum down payment, can be a more affordable option for those seeking a smaller up - front cost — though, as mentioned above, all FHA borrowers must pay monthly insurance costs for the life of the loan.

For those whole life insurance policyholders who have eligible policies, there is also the option of using dividends to help in paying some or all of the premium.

1Effective January 1, 2018, accumulations (including contributions and earnings) under the Funding Agreement for the Principal Plus Interest Option will be credited to the MAP with an effective annual interest rate of 1.85 %, and are guaranteed to earn this rate through December 31, 2018, subject to the claims - paying ability of TIAA - CREF Life Insurance Company.

Some life insurance may offer death benefit options, including: a specific benefit that does not vary; a face amount plus the policy value; or the face amount plus premiums paid less withdrawals and loans.

If you are the primary breadwinner in your home and your death would leave your family without the means to pay for the mortgage, then mortgage life insurance might be a good option.

3 Effective January 1, 2018, accumulations (including contributions and earnings) under the Funding Agreement for the Principal Plus Interest Option as of December 31, 2017 will be credited to MESP with an effective annual interest rate of 1.85 %, and are guaranteed to earn this rate through December 31, 2018, subject to the claims - paying ability of TIAA - CREF Life Insurance Company.

With flexible requirements on the paid up additions options, the policy provides early high cash value surrender values, making Penn Mutual's whole life policy a top contender for anyone looking for the best cash value whole life insurance.

Similar to whole life insurance, except it offers the policyholder the option to use the cash value to pay for premiums.

Traditional term life insurance is the best option for most families because of how affordable it is; however, if you can afford to regularly pay the increased ROP premiums without fail, then it's something to be considered.

Asset - Care provides limited pay life insurance with long term care options.

Regular term life insurance is the best option for most families because of how affordable it is; however, if you can afford to regularly pay the increased ROP premiums without fail, then it's something to be considered.

Paid - Up Additions Dividend Option: life insurance dividends allow you to choose different options, such as taking the cash out or buying additional paid up life insuraPaid - Up Additions Dividend Option: life insurance dividends allow you to choose different options, such as taking the cash out or buying additional paid up life insurapaid up life insurance.

Interest option, where the life insurance company retains the proceeds and pays only the interest earned to the beneficiary at regular intervals

There is a level death benefit similar to term life insurance and a cash account option similar to whole life insurance, but you have the option to pay flexible premiums.

Every time I see one it bothers me, for many reasons but mostly because we need to be better informed of life insurance options, the benefits and how it can help your family pay for burial expenses and continue their standard of living after you pass away.

An option we recommend is a decreasing life policy, which means the amount of insurance coverage decreases as the mortgage is paid down.

Knowing how life insurance works is important because your different policy options will help determine how long it'll be in effect, how much you'll pay for it, and how your beneficiaries will be taken care of in the event of your death.

A comprehensive and flexible group term life insurance plan that includes a death benefit as well as the option of paying premiums in monthly instalments or as annual premiums.

The AG ROP (return of premium) term life insurance coverage option is similar to the regular AG Select - A-Term, except that the insured may be able to receive back the premium that they paid in if he or she lives through the coverage period.

Solid facts about your pay system, retirement, life insurance, health insurance, survivor benefits, flexible spending account options, overtime pay, recruiting, retention and relocation incentives, annual leave and sick leave policies, holidays, long - term care insurance, the government's own 401k - styled Thrift Savings Plan program (including loans), job protections and appeals, and how procedures can help you when your agency is downsizing.

Additional Insurance Agreement — option to buy paid up additional life insurance to increase the policy's deathInsurance Agreement — option to buy paid up additional life insurance to increase the policy's deathinsurance to increase the policy's death benefit.

Single premium, limited pay life insurance and whole life to age 100 are some of the available options.

How do I know if my life insurance policy has a paid - up option?

Paid - up life insurance is an option that allows you to keep a whole life insurance policy in force without paying any premiums for a while, or permanently.

If you simply can no longer afford to pay your policy premiums, selling your life insurance policy is one of many options.

But for the career peddler, the only options left that «paid anything,» were annuities and whole life insurance.

Technically, though, there is a third option to the «keep versus lapse» decision of life insurance: to sell the policy to a third party in a transaction called a «life settlement» to an (institutional) investor who might be willing to pay more than just the policy's cash value (or the $ 0 value that might be available if the coverage just lapses on its own).

Making an outright gift of a paid - up insurance policy: Another option is to donate your paid - up life insurance policy to Best Friends.

Another option is to donate your paid - up life insurance policy to Mostly Mutts Animal Rescue.

Our comprehensive benefit package typically includes professional dues, professional licenses, professional liability insurance, retirement plan, vacation, continuing education allowance and paid time off for CE, health insurance, life insurance, dental and vision options, pet care benefits, and uniform allowance.