Sentences with phrase «pay premiums for shorter»

With these plans you have the flexibility to pay premiums for a shorter duration, choose your life cover and your money is invested in unit linked funds of your choice to take care of your long term financial goals
You can choose whole life to age 100, or choose limited pay whole life, which allows you to pay premiums for a shorter period of time and still enjoy the benefits of life insurance coverage for your whole life.
Some types of whole life policies allow you to pay premiums for shorter periods of time, such as 20 years, or until age 65.
(Note that there are some whole life policies that allow you to pay premiums for shorter periods of time, such as until age 65, at which time the policy would be «paid up» and premiums would cease while coverage remains in force.)
Some whole life policies let you pay premiums for a shorter period such as 20 years, or until age 65.
You can choose whole life to age 100, or choose limited pay whole life, which allows you to pay premiums for a shorter period of time and still enjoy the benefits of life insurance coverage for your whole life.
This means non-fiction readers will pay a premium for a short but useful book.»
While premiums will be higher with the 10 Pay Solution, we recommend paying premiums for a shorter period of time if you have enough income to do so easily.
They are ideal if one wants to pay premium for a short period and wants to enjoy benefits from the plan over the policy term
In limited premium plans, one pays premium for shorter span of time, with the benefit of insurance cover for a longer period
Limited Premium Payment Policy: It is a policy where you pay the premium for a shorter period than the policy covers you for, meaning that although after a time you will no longer pay premiums, you will still be covered.
It gives you the option to pay the premium for shorter duration of time and enjoy the benefits for a longer term.

Not exact matches

The long and short of it is that fewer people are willing to pay a premium for lots of channels they never watch in return for a few — HBO and ESPN — that they love.
That could lead to people signing up for the short - term plans because of cheap monthly premiums and paying much higher amounts when they need care.
Options can be favored over shorting due to increased liquidity, especially for stocks with smaller floats, or due to increased leverage and a capped maximum loss, since the investor can not lose more than the premiums paid.
For long positions you pay the premium and for short positions you receive the premiFor long positions you pay the premium and for short positions you receive the premifor short positions you receive the premium.
To the extent that aggregate short exposure exceeds the number of Shares available for purchase (for example, in the event that large redemption requests by Authorized Participants dramatically affect Share liquidity), investors with short exposure may have to pay a premium to repurchase Shares for delivery to Share lenders.
The shorter the stable timeframe, the more expensive any energy decision is likely to be, with voters eventually paying a premium — to energy suppliers — to compensate for the fact that energy projects (and especially renewable ones) are riskier for the investor, who invariably responds by factoring in higher returns.
The optimal strategy invests 80 % or so of the money to immunize that guarantee, while using the other 20 % to invest short to pay for option premiums that match the payoff pattern promised in the EIA.
In short, Apple is a «world - dominating» company... it's growing its dividend and buying back its own shares... it pays HUGE income by way of options premiums... it's a great stock to hold for the long - term... and it has a trifecta of share - price catalysts that indicate shares are undervalued at current levels.
In a bull call spread, the premium paid for the call purchased (which constitutes the long call leg) is always more than the premium received for the call sold (the short call leg).
This is a great feature as it means you don't have to pay higher premiums over the entire term of the policy if you only need more coverage for a short period of time.
In addition, with Life Step UL, you can pay higher premiums for a shorter period of time, such as 10 years, in order to lock in lifetime coverage.
In short, says McLister, you're paying a premium for safety.
Options can be favored over shorting due to increased liquidity, especially for stocks with smaller floats, or due to increased leverage and a capped maximum loss, since the investor can not lose more than the premiums paid.
When borrowing a security for delivery to a buyer, the Fund also may be required to pay a premium and other transaction costs, which would increase the cost of the security sold short.
$ 700 (made for shorting 1 call with $ 25 strike price) + $ 100 (made for shorting 1 call with a $ 35 strike price)- $ 600 (paid for buying 2 calls with a $ 30 strike price) = $ 200 net premium made
$ 600 (made for 2 short calls)- $ 600 (paid for long call with lower strike price)- $ 100 (paid for long call with higher strike price) = ($ 100), or $ 100 net premium paid
Usually, a purchaser can buy a short sale property with no money down, lower interest rates, up to 6 percent of the closing cost paid by the seller, and no monthly premiums for mortgage insurance.
Options on futures are similar to options on underlying instruments except that options on futures give the purchaser the right, in return for the premium paid, to assume a position in a futures contract (a long position if the option is a call and a short position if the option is a put), rather than to purchase or sell the futures contract, at a specified exercise price at any time during the period of the option.
If you are lucky enough to qualify for a term life insurance policy but the insurer will only approve a short term, this will turn the policy into a whole life insurance policy, meaning it stays in effect for as long as you pay the premiums.
The «Big 3» premium travel cards (Amex Platinum, Citi Prestige, and Chase Sapphire Reserve), all offer this benefit and it is a great way to justify paying the $ 100 for Global Entry (Passport required) or $ 85 TSA Precheck fee (no passport but only valid for domestic flights) are the secret to being allowed to get into the short line when checking - in at the airport or passing through customs.
340 - 600 v5 Premium Economy is 22 - 26 26 - AC and HK have very limited window access... when paying $ 600 extra for a premium sest, you don't expect to get shorted in any manner when it comes to your seat.
Long story made short, businesses should not presume to have insurance for injury claims just because the premiums were paid.
A short pay allows you to do this by consolidating the premium payments required for a lifetime guarantee over a limited period of time.
By consolidating a large amount of premium during a short period of time, the coverage can be paid - up for life, without the need to worry about making any additional premium payments in the future.
If the underwriter estimates that the life expectancy of the individual is shorter than average, and that the client's premiums will not accumulate enough to pay off the death benefit as well as the excess profits for the insurance company, then the prospect will be denied coverage.
A smoker pays more premiums for a life insurance policy than a non-smoker (Also read: A Short Guide to Life Insurance For Smokerfor a life insurance policy than a non-smoker (Also read: A Short Guide to Life Insurance For SmokerFor Smokers).
This is to show the carrier that your disability is at least semi-permanent before they start giving paying you disability insurance benefits, and if you opt for a shorter elimination period when you first take out the policy you'll pay higher premiums while your policy is in force.
If you are lucky enough to qualify for a term life insurance policy but the insurer will only approve a short term, this will turn the policy into a whole life insurance policy, meaning it stays in effect for as long as you pay the premiums.
The insurance premium can be either paid for the duration of the policy term under the Regular pay option or for a short term under the Limited Pay optipay option or for a short term under the Limited Pay optiPay option.
The Banner Life Insurance Company Life Step UL policy offers a flexible premium payment option in that the policyholder can opt to pay a lower amount of premium in conjunction for a shorter policy duration.
Generally, sub-standard risks have a shorter than average life expectancy due to a health impairment and will therefore pay higher premiums for their insurance than preferred or standard risk individuals.
When comparing total amount of premium paid for short period, term insurance would be less whereas whole life insurance would be high.
The short pay option allows an individual to do this by merging the premium payments that are required for a lifetime guarantee over a reduced period.
In some cases, this reflected a rise in premium of over 100 percent within just a short period of time — making these policies unaffordable for individuals who had been paying in premiums for many years.
A Return of Premium policy ensures you get all or some of the money you paid in back as a refund for not using the policy; however, this option also comes with a higher premium payment since the insurance company will have a shorter period of time to maximize the profit potential of the premiums paid in.
If you are driving long distances daily, you'll likely have to pay a higher premium than those who just take their car out only for short weekend rides.
For traditional whole life insurance, the amount and duration of premium payments are the same for as long as the insured is alive, but some whole life policies allow you to pay premiums in a single installment, or for a shorter period such as 20 years or until age For traditional whole life insurance, the amount and duration of premium payments are the same for as long as the insured is alive, but some whole life policies allow you to pay premiums in a single installment, or for a shorter period such as 20 years or until age for as long as the insured is alive, but some whole life policies allow you to pay premiums in a single installment, or for a shorter period such as 20 years or until age for a shorter period such as 20 years or until age 65.
Some permanent insurance plans are payable for as long as they are in force (sometimes called Whole Life insurance), while other plans allows you to pay a larger premium for a shorter period of time, such as 20 years.
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