Sentences with phrase «paying as an insurance premium»

Rather, I would advise that all people work out exactly what they are paying as an insurance premium in their example and whether that is worth the money given their risk profile.

It includes an amount the vehicle owner agrees to pay as the insurance premium in return of which the agency promises to look after the losses and pay the required amount as mentioned in the policy contract.

And secondly, in the event of a crash, you may only end up with (a lot) more expenses on your hands, than what you would pay as insurance premium charges; the very thing you want to stay clear off during your unemployment period.

Not exact matches

But instead of paying for a program — as you would a book or movie on Amazon — you'd get an incentive: a credit, maybe, to be used against your health insurance premium, or a free download at Amazon, or a discounted checking account at Chase.

Sororities are not allowed to throw events with alcohol, because their governing national chapters voluntarily elect to adhere to that rule, and pay lower insurance premiums as a result.

Health insurance premiums rose, in some cases heftily, in many Obamacare markets as insurers prepared for Trump to end critical federal subsidies that help pay for consumers» out - of - pocket medical costs (a move the president eventually made) and the repeal of the individual mandate.

In theory, the fee is supposed to act as both carrot and stick — smokers who want health insurance would either pay the higher premiums to help insurers cover their historically higher health care costs or quit smoking so they can save both themselves (and the broader medical system) money.

As with our other employees, we also paid life insurance premiums for the benefit of our named executive officers (other than Larry and Sergey).

CBO's measure of before - tax comprehensive income includes all cash income (including non-taxable income not reported on tax returns, such as child support), taxes paid by businesses, [15] employees» contributions to 401 (k) retirement plans, and the estimated value of in - kind income received from various sources (such as food stamps, Medicare and Medicaid, and employer - paid health insurance premiums).

Buying paid - up additions is similar to buying a small single - premium life insurance policy as you increase the policy's cash value and death benefit but don't have ongoing payments.

As with other whole life insurance policies, guaranteed issue policies will build a cash value over time and coverage lasts as long as you continue to pay the premiumAs with other whole life insurance policies, guaranteed issue policies will build a cash value over time and coverage lasts as long as you continue to pay the premiumas long as you continue to pay the premiumas you continue to pay the premiums.

Premiums for whole life insurance are consistent, though they can either be paid annually or for a predetermined period of time (such as 20 years), though they'll be significantly higher for that period.

Cash value life insurance policies are typically permanent, meaning you have coverage for the entirety of your life so long as premiums are paid.

You have certain types of income (such as business or farm self - employment income; unreported tips; dividends on insurance policies that exceed the total of all net premiums you paid for the contract; or income received as a partner, a shareholder in an S corporation, or a beneficiary of an estate or trust)

Permanent life insurance refers to a set of life insurance policies that provide coverage for your entire lifespan, so long as premiums are paid.

This profile reflects in part the operations of the employment insurance (EI) program, with premium rates increasing to 2016 and falling thereafter, as the deficit in the EI Operating Account is «paid off».

Permanent insurance, which includes whole life and universal insurance policies, is for life: It provides a death benefit for as long as you pay the premium, but also may include cash value that can be accessed during the insured person's lifetime.1

Dividends on a life insurance policy are generally treated as a return of investment and are not treated as taxable income to the policyowner unless they exceed the amount of the aggregate gross premiums paid on the policy.

This is where the borrower accepts a slightly higher interest rate in exchange for the lender paying the mortgage insurance premium up front, as a lump sum.

The paycheck you take home may be further reduced if you contribute funds toward a health or life insurance plan that your employer sponsors, as any premiums you pay will be deducted from your wages.

Estimate the cost of insurance premiums that need to be paid before you open, as well as accounting services and any consultant services you're using.

Of course, this excludes the taxes and homeowner's insurance premiums you'll need to pay each month as well.

Term insurance is for a specific period of time whereas permanent is for life as long as the premiums are paid.

Mortgage insurance is sometimes paid upfront (UFMIP) or as a single - premium; and is sometimes lender - paid (LPMI).

There are two types of mortgage insurance: private mortgage insurance, or PMI, and mortgage insurance premiums paid to the government, which covers USDA loan borrowers and loans obtained through the FHA (this type of insurance is also known as MIP).

Since whole life insurance is a type of permanent life insurance, you will continue to have coverage for your entire lifetime so long as the premiums are paid.

The second reason why FHA loan closings are up is the new FHA policy on FHA mortgage insurance premiums (FHA MIP), the insurance payment FHA - backed homeowners pay as part of their monthly mortgage.

But, if you look at insurance more as an investment option and you can afford to the pay the long term premiums, whole life insurance is ideal for you.

Settlements, as they occur, are covered in complete detail with pertinent information on wage adjustments, paid holidays, vacations with pay, shift premiums, medical benefits, dental plans, weekly indemnity, life insurance, pension plans, cost - of - living allowances and rates of pay.

For a home purchase price of $ 200,000 and down payment of 10 %, we found that you would pay almost four times as much in mortgage insurance with an FHA loan compared to a typical PMI premium of 0.76 %.

Permanent life insurance covers you for your entire life so long as you continue to pay the premiums, and is a category that encompasses several distinct policies.

The FHA charges upfront mortgage insurance premiums as well as annual premiums, and some FHA loans require that these premiums are paid for the life of the loan.

Medical care expenses are a big category, and you should check out the IRS list of what qualifies, such as fees to doctors, dentists, surgeons, chiropractors, psychiatrists, psychologists and nontraditional medical practitioners, as well as insurance premiums you paid for policies that cover medical care or for a qualified long - term care insurance policy.

A return of premium rider is particular to term life insurance products as it allows you to recoup a portion (or all) of the premiums paid if you live past the full term.

As with all life insurance policies, you pay premiums on your policy every year.

The two primary categories of life insurance policy are term and permanent, with term policies only offering coverage for a fixed period of time, while permanent policies last so long as you continue to pay the premiums.

There is an upfront mortgage insurance premium (MIP) that equals 1.75 % of the loan amount, as well as an annual MIP that is typically paid 12 times per year as part of the monthly mortgage payment.

The problem, as Krauthammer and Rahe point out, is that the premiums of the insurance company will still be paid by the Catholic institution.

They parade with signs that say Protect the unborn», but soon the unborn are born, they and their parents are the throwaways of the society, being trashed as outcasts of society if they can't pay the insane insurance premiums to Mafia owned Health care Co's, when they need medical treatments and meds to help them stay alive.

As your neighbor, I say you should continue paying insurance premiums with each paycheck but this insurance should cover none of the medication you ever get prescribed.

In the event of mitigating circumstances such as nonexistent or poor health insurance coverage that would increase your costs significantly, the surrogate may be willing to settle for a lower base compensation because you pay her insurance premiums.

Essentially, this amounts to imposing a tax that is then used to subsidize premiums (charging everyone a tax and then paying people to get health insurance is the same thing as charging people who don't get insurance a «penalty»), but Obama ran on a platform of not raising taxes on people making less than $ 250,000, so he went through this «penalty» shenanigan so he could pretend to have kept his promise.

The savings would come from a lack of broad - based salary increases, plus health care givebacks such as an increase in the share of insurance premiums paid for by workers and retirees.

The union has said it would be willing to accept an agreement in which teachers pay a set amount, as opposed to a percentage, for their health insurance premiums.

Workers with private insurance offered through their employers can end up paying even more as insurers are able to raise premiums annually.

A microsimulation modeling approach would, for example, allow FEMA to compare the price of NFIP premiums that reflect true flood risk — as called for in the Biggert - Waters Flood Insurance Reform Act of 2012 — with measures of policyholders» ability to pay.

Tap into nonprofits or organizations such as the HealthWell Foundation, the Patient Access Network Foundation, or the Chronic Disease Fund, which can help pay insurance premiums or help with out - of - pocket costs.

Typically, you're only eligible for the insurance benefits as long as you pay your premium.

«By paying a greater portion of health insurance premiums, some districts use this as a strategy to attract and maintain quality employees in rural schools.»

And while trying to inappropriately take credit for something he did not do, Malloy and his supporters conveniently overlook the fact that, as governor, Malloy has taken dramatic actions that have actually jeopardized the financial stability of the fund that helps pay for health insurance premiums for retired teachers.