Sentences with phrase «paying high premium rates»

It's always an intelligent option to check for all safety devices installed while buying your car instead of landing in paying high premium rates.

If you have pre-existing health conditions or if you are a tobacco user you will most likely pay higher premium rates for your LTCI than someone who does not use tobacco or have pre-existing medical conditions.

To decrease your deductible, also known as out of pocket expense, you would have to be willing to pay a higher premium rate.

«The current market isn't working for insurers and, more importantly, it isn't working for Newfoundland and Labrador drivers who pay the highest premium rates in the Atlantic Region,» Aviva Canada said in a news release.

Therefore, if a women driver has more traffic violations to her driving records she is bound to pay higher premium rates as compared to male drivers with a better driving record in the same age group.

With this in mind, it is possible that if an applicant for coverage presents too high of a risk to the insurer, based on the medical knowledge available, he or she may be denied or postponed coverage, receive less coverage or may have to pay a higher premium rate for his or her coverage.

Likewise, if you want your family to be fully protected by a death benefit of, say, two million dollars, you can expect to pay a higher premium rate, regardless of other discounts.

Since you are in a large city, like Atlanta, then you will probably pay a higher premium rate than someone who drives in a more rural area.

If you have pre-existing health conditions or if you are a tobacco user you will most likely pay higher premium rates for your LTCI than someone who does not use tobacco or have pre-existing medical conditions.

Also, if two policyholders have the same insurance cover at same premium rates, even when one person is more vulnerable to health risks than other, it would be unfair for a person with low risk as he would be paying the higher premium rate.

Professional mountaineers, pilots, miners have to pay higher premium rates than people with low risk jobs, such as bankers, professors, IT professionals.

If you need additional coverage you may have to pay a higher premium rate, but there are ways you can find a lower premium rate.

Before purchasing the auto insurance, senior drivers need to shop around, since they need to pay higher premium rates.

You do not have to pay high premium rates though thanks to the affordability of Nebraska renters insurance and the discounts insurance companies offer.

People with defective driving records pay higher premium rates than all other drivers, because of the traffic violations in the past.

They have to carefully plan out their expenses to accommodate the premium rates, since teen drivers have to pay higher premium rates than the other drivers.

Not exact matches

Brands would then have to pay a premium fee for each transaction, and the unparalleled personalization would presumably generate incredibly high conversion rates.

Despite a relatively strong economy that's kept most dividend - paying companies strong and growing their payouts, historically low interest rates have caused many fixed - income investors to move to stocks instead, paying high premiums for the best dividend stocks.

If interest rates decline, however, bond prices usually increase, which means an investor can sometimes sell a bond for more than face value, since other investors are willing to pay a premium for a bond with a higher interest payment.

The disadvantage is that you might pay a premium for this predictability, in the form of a higher interest rate.

This is where the borrower accepts a slightly higher interest rate in exchange for the lender paying the mortgage insurance premium up front, as a lump sum.

That forced us into the high risk pool which is costing a fortune and I'm barely able to pay premiums which are much higher than what you would pay even if you paid your COBRA rate.

It argues that, in continuing to pay premiums for experience and educational attainment, teacher salaries are potentially making it harder to recruit and hold onto teachers of color and young teachers, despite concerns about the lack of diversity in the teaching force and high rates of teacher turnover.

The insurance premiums are normally paid by your bank and then baked into your monthly mortgage payment, effectively making your total interest rate higher; and the more you borrow, the more you'll pay as insurance.

That's also a list of countries where investors are unsure they'll be paid back par on their bonds, so the high rates reflect significant default premiums.

The company agrees to issue coverage to all takers willing to pay exceptionally high premium rates.

Expect to pay a much higher premium rate, or purchase a policy at work during an initial open enrollment period.

But for both programs, «marginally qualified» buyers often must pay more to obtain lower interest rates, and are subject to higher mortgage insurance premiums.

Since the insurer is guaranteed to pay a death benefit to your beneficiaries so long as all premiums are paid, permanent life insurance rates are significantly higher than those for term life insurance.

Charge cards often come with very high interest rates, meaning you pay an exorbitant premium just to do the renovation.

Borrowers either pay monthly premiums or accept a higher interest rate and let the lender pay for insurance.

A low credit score can lead insurers to charge higher rates, so pay off your debts — which should raise your score and possibly lower your premiums.

With lower credit scores, expect to start paying higher insurance premiums, more cash deposits for utilities and other services, and higher interest rates for your own loans.

If you decide at some point in the future that you need to take out a new policy, you may have to pay a much higher premium as insurance companies base their rates in large part on your age on the date of issue.

Bad drivers are punished with a premium rate up to 50 per cent higher over what a good driver pays.

Those with high turnover rates may pay higher premiums also, as projected persistence is an important pricing variable.

Initially, the premiums paid on cash value insurance, such as whole life insurance rates, are higher than those associated with term insurance, given that term insurance payments are used just to pay for current insurance coverage and not to build up cash value in the policy.

If the bond you choose is selling at a premium because its coupon is higher than the prevailing interest rates, keep in mind that the amount you receive at maturity will be less than the amount you pay for the bond.

Whenever you borrow money at a premium interest rate, the fact of paying back with cheaper dollars in the future is mitigated by the high rate.

A mandatory increase could also be a combination of both a higher contribution limit and benefit as well as an increase in the premium rate and final pay - out for workers.

You tend to pay a slightly higher rate of interest than on a standard mortgage, although the premium has narrowed in recent years.

Other online mortgage sites which list rates will more heavily promote those lenders who are willing to pay a higher premium, even if their rates are not competitive.

Keeping up with your credit is important, since a poor credit report can result in higher interest rates on loans, and can even lead to you paying more for different financial products and services, including paying higher insurance premiums.

Helen presented a very nice calculation stating why even after paying with higher interest rate — a borrower can still achieve a reasonable rate by not paying the default insurance premium.

Being table rated means you'll pay a higher premium because the insurance companies carry more risk by insuring you.

By delivering the lender a loan at a rate higher than par, they will pay the broker a premium of a half of a point.

People in this rate class pay higher premiums.

Note that this is an extremely high risk strategy since the future is unpredictable and in 10 years, you may be rated (pay a higher premium) for a medical condition or even worse, may not qualify for life insurance altogether.

If you compare MMDAs with money - market funds, the limits on liquidity and typically lower rates add up to a high premium to pay for federal deposit insurance.

In other words, weigh any lower out - of - pocket premium rate against any higher deductible your new bundled policy has you paying.