Sentences with phrase «paying points for»

The actual cost of obtaining a mortgage mainly depends on whether or not the borrower is paying points for a lower mortgage rate.

I still only use it for flights that wouldn't be worth paying points for, and a few other situations.

You will still need to pay the taxes and fees on the companion ticket as well as your own, but you're only paying points for one person!

You will still need to pay the taxes and fees on the companion ticket as well as your own, but you're only paying points for one person!

If you're paying points for a given rate, say 3.75 %, and your LTV rises from 72 % to 80 %, there may be higher pricing adjustments at the higher LTV, and thus a higher cost in points to keep that rate of 3.75 %.

If you are planning to stay in your home for several years, then you can save money by paying points for lower interest rates.

Paying Points for a Lower Rate In refinancing, a mortgage company usually offers a range of interest rates at different amounts of points.

When you pay points for a purchase loan, you can usually deduct the points on your taxes; for a refinance, you must prorate the points over the entire loan term, such as 30 or 15 years of tax returns.

In the first column, the borrower chooses to pay points for a reduced interest rate.

For an explanantion of when to pay points for a mortgage loan clink the link.

SBK Center will pay you points for those junk envelopes that you can swap out for gift cards at more than 200 retailers.

Credit card rewards that pay you points for your spending are now seen as a cost of doing business for credit card companies necessary for gaining the business of people who tend to put most of their purchases on credit cards and tend to pay off their balance each month.

Other types of credit card reward programs pay you points for your purchases, typically at a rate of one point per dollar spent on the card.

Not exact matches

Apple has always touted Apple Pay as one of the big selling points of Apple Watch, unfortunately for Canadians it's a feature that will be absent at launch.

As BuzzFeed points out, rather than spend marketing money on a traditional online ad campaign — which would involve paying someone to create an ad and then paying to place it on Facebook, or another social website, or even with the publishers who so desperately need the ad dollars — businesses are sending more of that money to Facebook to promote content created for free by publishers.

Called «Seeso,» the service will launch widely in January, at which point members can pay $ 3.99 per month for ad - free access to a full library NBC comedy programming — from new episodes of Saturday Night Live and Jimmy Fallon's The Tonight Show to all past episodes of classic shows like The Office and 30 Rock — along with a slate of new original series and stand - up comedy specials.

Mulvaney also preemptively addressed questions about the cost of the wall and how many miles could be paid for by the requested sum, pointing to the still - uncertain plans for its construction.

Tanner points out that paying every American $ 12,000 per year, the U.S. poverty line for an individual, would cost the government nearly $ 4 trillion — which is a little more than the U.S.'s entire annual federal budget.

Exactly how much taxpayers would save — or how much more they would pay — depends on many factors, and as Business Insider's Josh Barro pointed out, tax cuts for middle - class Americans aren't likely to be as sweeping as Republicans make it sound.

Not to the point of stifling creativity, but so that roadblocks can be cleared and you can rest assured that you're getting what you're paying for.

One of my constant points on this blog for the last several years has been that households» refinancing of their mortgage debt at lower and lower rates has put more money in their pockets for spending and for paying down debt.

With the country locked in a national debate about what an appropriate living wage should be, pay — in particular the minimum hourly rate — has become a sticking point for many businesses and their workers.

First, she built a prototype for a discipline - tracking tool because «that was a pain - point at Sci,» and the school offered to pay for the software once it was built.

Requiring customers to manually renew every year creates friction points for customers to keep paying.

First class with points and upgrades: No, you shouldn't pay full price for first class flights - it's not worth it.

The MBA team ultimately recommended that Howard get a Square Register, an iPad - based point - of - sale system that will allow his customers to enter their products, calculate the cost and pay by credit or debit card — still checking out without the need for a human cashier.

The industry's hope is that once businesses upgrade from their old magnetic point - of - sale terminals to smart, EMV - compatible ones, the ability for merchants to easily add a pay - by - phone option will turn mobile payments into the new normal.

Only one thing is really standing in the way at this point: «The biggest challenge to adopting that is really for [wireless] operators to come up with a good way to manage your plan, because clearly you don't want to pay another $ 50 a month just to get a SIM card.»

While it is easy to point fingers and shame corporations for not offering paid leave to all employees, Katie Bethell, founder and executive director of PLUS told Fortune in an interview about an earlier version of the non-profit's report that «ultimately, solving paid family leave will require a national public policy.»

As a point of reference let's say 6.4 million people (20 % of estimated 2016 US Samsung S6 users) use Samsung Pay for half of their retail payments in 2016.

«The cost of rent and staff is equal to what we're paying the likes of Google for digital advertising and producing direct - mail promotions,» he points out.

I also opened an earlier version of the Chase Freedom Unlimited, earning 15,000 bonus points, in order to pay for the engagement ring over time without paying interest.

Beyond that, we each referred several friends to the card, paid for a few work trips (which our offices reimbursed), and earned 2x points on our personal dining and travel.

Sydney Harbour Bridge The focal point for much the day's celebration, the Sydney Harbour Bridge, known locally as the??? coat hanger,??? was completed on March 19, 1932, and wasn't fully paid off until 1988.

Free sometimes means free for a while, or free up to a point where you have to start paying, or free without any great features.

For one, Warren pointed out, 7.5 million people have signed up for the free year of credit monitoring that Equifax offered following the breach, but after that, they will have to pay Equifax $ 17 a month to continue the serviFor one, Warren pointed out, 7.5 million people have signed up for the free year of credit monitoring that Equifax offered following the breach, but after that, they will have to pay Equifax $ 17 a month to continue the servifor the free year of credit monitoring that Equifax offered following the breach, but after that, they will have to pay Equifax $ 17 a month to continue the service.

As I recall the headline read, more or less, «Women Don't Negotiate Because They're Not Dumb,» and the author went on to cite research to make her point that when women do ask for more money, people tend to hate it, and «pushy» women end up paying mightily in terms of career progression and opportunities.

At that point, Spiegel and his other co-founder were «maxing out their credit cards» to pay for servers, etc..

And here's a word to the wise — if you have no intention of paying this person at some point for the value you think they can add to your startup, that says a lot about how valuable you think they really are.

But that point of view neglects the reality that many cable subscribers pay for those streaming services already.

«Our members have overwhelmingly voted for strike action because British Airways» pay rates are indefensible and the crew are at breaking point.»

Customers pay by scanning their faces in front of a 3D camera attached to the point - of - sale booth, and punching in their phone number for added security.

Food and some non-alcoholic beverages are typically included in the overall package, but that doesn't mean your cruise is all - inclusive; expect to pay for alcohol at a standard restaurant price - point, and don't try to sneak in your own booze — you're not the first genius to come up with this plan, and there are due procedures in place to prevent you from succeeding.

The point was to trick companies into paying for computer supplies.

Constellation Brands paid almost $ 1 billion for craft brewer Ballast Point late in 2015 and spent $ 160 million last year for High West Distillery.

«As economists have often pointed out, we pay doctors for quantity, not quality.

The solution would be for the federal government to transfer the tax points to the provinces and let them pay directly for the health, social and education services they provide (they are supposed to be provincial matters anyway, according to the constitution).

(At this point, it's also worth noting that Facebook's claims about the effectiveness of Free Basics as a development tool in India are highly debatable — the vast majority of those who took up the offer were existing Internet users who wanted some free data, and it seems a very small number of genuinely new users actually graduated to the world of paid - for Internet access.

828 Motion Sleepwear is sold for $ 49 to $ 69, which is probably more than what you're paying for your regular pajamas, but it's not an unusual price point compared to other athletics - inspired sleepwear out there.

The company's chief financial officer David Wells says the amount isn't significantly more than what it is otherwise paying third parties, to the point where, «We're not going to be interested in doing something that's going to meaningfully change the economics for us on that.»